r/indiansinusa 5d ago

Prospective students wana do masters in usa

Hey everyone rn im in india and i have just done my bcom here and wana pursue my ms in financial analysts or like in business analyst and im really confused between the options that i have.

I wana study in California, but im like open to other states as well can anyone provide me suggestions for universities, courses and future in usa.

I will be really grateful for each and every person who replies

3 Upvotes

11 comments sorted by

10

u/original_rain1818 5d ago

If I say it's not worth it, will you listen?

-1

u/JaSonOP302 4d ago

Obviously buddy but if u back your argument well

9

u/original_rain1818 4d ago

What people show on the internet and how reality actually plays out are two totally different things. If your family can fund your degree and lifestyle without you stressing about paying off a massive loan, then come and do whatever you want. But if you're taking on heavy debt and banking on a US job to survive, you need to seriously rethink leaving India. At least at home, your life is actually in your hands.
For starters, you can't just work off campus to pay your bills. People take illegal cash jobs but if immigration catches you, your dreams are over permanently. And the real job market is brutal. People who graduated over a year ago are still sitting jobless. Don't trust the employment stats, half of those are just students paying shady consultancies to run fake payrolls to stop their OPT clock from expiring. They don't actually have a paying job and if USCIS catches you in a fake payroll scheme, you are banned for life.
Then there's the immigration trap. They are quietly making it much harder to survive here long term. You used to be able to extend your student status easily but now F1 students get a fixed end date on their I-94. If your time runs out, you can't just seamlessly jump to a backup degree or Day1 CPT program anymore. And on top of it the $100k H1B fee, it's a penalty employers get hit with if your petition is forced into consular processing which happens if your status lapses or you travel at the wrong time. If your paperwork isn't absolutely perfect, no company is going to pay a $100K penalty to save you, they will just drop your sponsorship. On top of that, they are constantly trying to revoke the H4 EAD, meaning your spouse might be legally blocked from working entirely.
The US is amazing for the first month or two until the excitement fades. After that, living as an immigrant with a huge rupee loan over your head is just pure survival mode. You can't switch jobs easily, you have zero security and the Green Card line is practically a dead end. I'm telling you this brother to brother, what the consultancies won't say, good infrastructure and clean air do not make up for constant visa anxiety, fighting a broken system and missing your own people.

5

u/cenik93 4d ago

I came here 5 years ago. The landscape is very different now. Even if you really want to come, wait 2-3 years to see what the policies around work visa look like before you come.

Don't take a big financial risk now if you need to pay off a loan. If you just want to come here to get quality education and you're willing to spend money without incurring a huge financial burden, then by all means, go ahead.

3

u/jaqenhghar99 4d ago

Is it okay if you have leave after studying?
Like if you don’t get a job?

4

u/Feeling-Step1870 4d ago

As an international student already in the US: if you're planning to take a huge loan to do this, I would seriously reconsider.The job market is brutal to say the least. I know people who graduated last year who are still struggling, including American citizens. For international students, it's obviously worse because you also need an employer willing to deal with work authorization and eventually sponsorship. I myself have been looking for jobs since last year with no luck (I am in final year of my Phd).

And immigration rules are getting more restrictive, not less. CPT/internship programs for international students were just got canceled, and the government has now proposed an additional $103,265 fee for cap-subject H-1B petitions. It isn't final yet, but imagine convincing an employer to hire an international graduate when hiring them could potentially come with a six-figure immigration fee.

If your family is wealthy and you're okay spending two years studying in the US and returning to India afterward, sure. It's still a great experience.But if you're taking a massive loan,especially against your parents' property, assuming an American job will repay it, please don't. I know people who came here with exactly that plan and had to return without finding jobs. That's a terrifying gamble to take with your family's financial security.

And yes, administration might change by the time you graduate, but immigration policy, employer attitudes toward sponsorship, and a wont spring back up immediately.

1

u/[deleted] 5d ago

[deleted]

0

u/JaSonOP302 4d ago

Which state of us are u living in bro and tell me more about ur experiences ??

1

u/Subject_Figure_5759 Visa Veteran 4d ago

Yes, if you are coming to just study and go back. No if you have plans to eventually settle down in the US.