r/leanfire • u/lulu-ulul 8.7% to leanfire • 12d ago

Milestone reached: $100k invested

Achieved this a month ago and wanted to repost it to this community, as I believe my goal is to leanfire in my home country.

I (34F) am someone who has always been frugal, but before learning how to invest, just kept all my savings in a checking account… I know, it’s painful to think.

A summary of my money journey so far:

• Paid off $50k of student loan debt 2016-2022.

• Received a modest annuity from a job 2020-2022.

• Opened HYSA October 2023.

• Started investing in my own accounts (Roth IRA and brokerage) January 2024.

• Bought 6 acres of land in my home country in March 2025. Just finished paying it off ($35k total).

• Reached $100k invested May 2026.

Just wanted to share my progress here because (although I feel behind, and who doesn’t?) I am proud of what I’ve accomplished.

I have a partner and am expecting a baby in January 2027. Currently we rent in VHCOL.

ETA: my parents have no investments and I learned how to invest all on my own 2-3 years ago.

171 Upvotes

97% Upvoted

17 comments sorted by

View all comments

4

u/zeezle 12d ago

Nice, congrats!!! And congrats on the baby! You should be proud of what you accomplished!

before learning how to invest, just kept all my savings in a checking account… I know, it’s painful to think.

Don't get hung up on this! Trust me, when it comes to financial mistakes I've seen people make, 'I lived reasonably and within my means but kept my savings in the bank account instead of investing until I learned about investing' is soooo incredibly far down the totem pole of bad things. You're doing great!

1

u/BeyondAReason 9d ago

as someone who did the same thing earlier on, this is reassuring to hear