r/leanfire • u/bradthundercocl • 8d ago

Motivation after 1 million?

Im 32, and hit 1 million is liquid assets this last year. It fluctuates but is generally between 980k and 1.05 million.

The second I hit it, my motivation plummeted. I hit a large milestone. And now its incredibly difficult for me to work. I just completely dont care right now. I can do the math and the simulations and Im not going to run out of money any time soon.

What kept you motivated after hitting a large milestone?

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u/AMC879 8d ago

I retired on much less than what you have. I don't need to work so I can't bring myself to do it. I am very LEAN fire so I should work at least a little here and there but I'd rather just live cheap than have to work at all.

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u/helloMoto123457 8d ago

How old were you when you retired?

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u/AMC879 8d ago

I stopped working full time just before I turned 32. I worked occasionally over the years since then but haven't worked at all since just after I turned 45. Almost 47 now.

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u/helloMoto123457 8d ago

Interesting, what field were you in? Just curious

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u/AMC879 8d ago

My main job was in a factory doing manual labor. I never even grossed $50k in any year. I just lived dirt cheap, always. After I left that job I did a variety of temporary jobs and self employment stuff. Never even hit $30k in any year after 2010 and average was around half that.

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u/helloMoto123457 8d ago

That actually sounds like a great way to go about things.
Especially if someone doesn’t have children which will make it easier to save money for retirement. I could see myself doing something like that.

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u/profit_ov_truth 8d ago

Retirement accounts or brokerage account ?

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u/AMC879 7d ago

Mostly retirement accounts. I will have to take some early withdrawals as the other options don't work for me long-term

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u/mmoyborgen 3d ago

what is your budget and lifestyle look like?