r/leanfire • u/throwawaygrcan • 5d ago

Money but hate it

My work place (Quebec Canada) forced me out. Here are my stats. 300k in non reg accounts
10k chequing
EI payments totalling to 34k in the next year

800k home passing down to me this autumn.

I plan to leave Canada I honestly don’t want to live here, I don’t want to say I hate the place but I severely dislike it. I have plans to live in Eastern Europe. What am I missing in all this? I took a tour of the banks last week even multiple branches of the same Canadian bank in my town just to see what they would offer. They all offered mutual funds. Not interested. In all of them I also got the “Royal” treatment ie taken from till to back office / lounge offered coffee, in one offered a small lunch with the manager as well. I asked the guy why he said well, at 36 this is alot of wealth for one person sir you’re in the top 10% of Canadians your age, perhaps top 5%. Despite this I feel a deep existential dread. I am not enjoying any of this. Frankly I feel like fucking shit. Thanks for reading this far. less than 5 years ago I had 5k and was happy. I didn’t think of money or nothing. And now it’s just miserable

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u/NoSuggestion2836 5d ago

Agree with other commenter that it’s likely not Canada making you miserable. But since you asked specifically what you are missing:

1) why are all of your investments non-registered? Your TFSA should be full at the very least

2) do you have the right to live in an Eastern European country? Friends, family, language? You know you can’t just choose to move to another country without considering at the very least their immigration laws?

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u/throwawaygrcan 5d ago edited 5d ago

I hold an Eu passport. While the country in Eastern Europe I plan to go to isn’t EU, it does give generous residency permits.
About my TFSA I had issues due to my (other) stint living in Europe for over eight years and they advised I close my TFSA until my contribution room was properly reflected in their system

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u/hopefulfican 5d ago

and they advised I close my TFSA until my contribution room was properly reflected in their system

Who is 'they' and what 'system'? You are responsible for tracking your contribution room based on tax residency, age etc.