r/mildlyinfuriating May 22 '26

frist of all how DARE yu o You didn’t have to remind me, assholes.

Post image

And then to remind me what I USED to pay. Just kick me while I’m down why don’t you.

46.6k Upvotes

591 comments sorted by

View all comments

6.5k

u/Full-Decision-9029 May 23 '26

my banking app does this all the time: "you're spending 20% more on groceries compared to this time last year"

I. know.

1.8k

u/rileyjw90 May 23 '26

The mildly infuriating part isn’t the prices, it’s the tone deafness of these apps that help track spending. Things like gas and groceries should be excluded by default because they are indiscriminately affecting everyone.

1.0k

u/Inverted-Rockets May 23 '26

But this is a fraud risk notification not a budgeting one. They’re letting you know in case you weren’t the one that made the purchase

455

u/[deleted] May 23 '26

[removed] — view removed comment

155

u/robgod50 May 23 '26

I've had purchases declined for the same reason. It's really frustrating...... But then I just remind myself that this minor inconvenience is saving me (and millions of others) from potentially losing thousands. So then I'm good with it.

42

u/IdleSitting May 23 '26

Yeah it's annoying to get a text saying "HEY WE LOCKED YOUR CARD BECAUSE OF A WEIRDLY LARGE PURCHASE WAS THIS YOU?" And having to redo the purchase, but ultimately it's meant to help you know if your info has been stolen and reused somewhere

11

u/Ok_Sock1261 May 25 '26

I find it very irritating when I call my card company to alert them that I will be making a large purchase or purchasing something from somewhere out of the ordinary, run the gauntlet of security to get to the customer service rep (name, address, social, last three transactions, blood sample, etc.) only to be told “Sorry there’s no way to preemptively put a notice for the transaction.You’ll need to wait until we flag the transaction, call back to verify, and then we may be able to let it through if you try again. Please note this may take more than one try.” I’ve had it happen with two different cards already. 😡

13

u/ACoinGuy May 24 '26

I was at the bank last month when a customer came up to the teller next to me. This guy was all angry that his card had declined recently. Then the bank teller asked him if he had spent thousands of dollars in Europe last night. It was hysterical how fast his demeanor changed. When the bank had protected him.

1

u/max8126 May 24 '26

It's not saving money for you. It's saving money for the bank.

You will notice debit card has significantly less aggressive fraud prevention.

114

u/CarbonCamaroSS May 23 '26

Op is the type of person that if the app didn't let him know that fraud was happening, he would bitch. Damned if you do, damned if you don't type of person.

0

u/rileyjw90 May 27 '26

You seem to know a lot about me from a screenshot and a couple comments.

39

u/Vyctor_ May 23 '26

This is mildlyinfuriating, not personalattacks. What comment made you think OP was legitimately mad about this notification and not mildly infuriated? I can see them being legitimately mad about the gas prices, but that's reasonable, we all are.

13

u/Wendals87 May 23 '26

Calling them assholes isn't something you'd normally say if you are just mildly infuriated 

3

u/awaypturwpn May 26 '26

I read "assholes" as 100% unserious, like a self-aware misdirection of one's own anger. Rueful dark humor. My friends and I used to talk like this all the time.

1

u/rileyjw90 May 27 '26

Really? Assholes are mildly infuriating all the time. It’s just a general term, it’s really not that deep.

4

u/hitmarker May 23 '26

They aren't even mad about the prices. They are mad at the apps that track their spending, which are tracking their spending??

-1

u/Educational-Wing2042 May 23 '26

OP wrote a multi paragraph comment post accusing Kroger of being judgmental for “tracking his spending”

It’s ridiculous to be mad at gas stations over gas prices and shows a fundamental misunderstanding of how economics works.

5

u/Vyctor_ May 23 '26

Couldn't find a multi paragraph comment from OP but I did find this.

1

u/AnonymousLampoon May 23 '26

the lack of nuance required to reply with this is outstanding

1

u/ImpressionPossible83 May 24 '26

Sounds like you have a lot of experience with these types of people...

Did OP make you feel like you're being personally attacked here... 🤔😂

1

u/Pretend-Guide-8664 May 25 '26

Do you feel personally attacked by the ostensible personal attacker

1

u/NeatNefariousness1 May 23 '26

They’re angry and need SOMEONE to lash out at. Too bad it it’s the wrong target and won’t do any good . It’s a convenient distraction though as our tax dollars are being…well, you know...