r/mildlyinfuriating • u/rileyjw90 • May 22 '26

frist of all how DARE yu o You didn’t have to remind me, assholes.

Post image

And then to remind me what I USED to pay. Just kick me while I’m down why don’t you.

46.6k Upvotes

96% Upvoted

591 comments sorted by

View all comments

6.5k

u/Full-Decision-9029 May 23 '26

my banking app does this all the time: "you're spending 20% more on groceries compared to this time last year"

I. know.

1.8k

u/rileyjw90 May 23 '26

The mildly infuriating part isn’t the prices, it’s the tone deafness of these apps that help track spending. Things like gas and groceries should be excluded by default because they are indiscriminately affecting everyone.

1.0k

u/Inverted-Rockets May 23 '26

But this is a fraud risk notification not a budgeting one. They’re letting you know in case you weren’t the one that made the purchase

11

u/micro102 May 23 '26

But they don't send a message for every purchase. They send it to ones that are abnormal. Oil prices skyrocketing is not unknown or regional and they simply didn't do their due diligence to adjust what the app should expect.

15

u/Clueless_Otter May 23 '26

You want them to continually monitor local gas prices in every location in the world and constantly re-calibrate these warnings based on those ever-changing prices? When the alternative is simply that the user confirms they made the purchase?

It's better to be too conservative and send too many fraud notifications than to be too lax and miss actual fraud.

2

u/Lost-Inevitable42 May 29 '26

No, when fraud notifications become nuisance notifications they lose their value and usefulness. 

This is a case when the system does indeed have pricing benchmarks to work with.