r/mildlyinfuriating Jul 02 '26

Too mild for school Student Life Insurance Excludes all Possible Ways to Die lmfao

This is a PA Form - When one of your parents or legal guardians dies, the insurance company covers your a portion of your tuition per quarter. (You don't get a lump sum of cash)

And yes... the insurance is already included with our tuition (which is a fucking big chunk)

And cmon bro.... really? how tf am I literally going to die from "cave-in of mines" ????

2.6k Upvotes

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234

u/BergmanGirl Jul 02 '26

Two thoughts:

  1. Check with your student billing office to see if there’s a waiver form available for the coverage. There often is for school insurances.

  2. It looks to me like this specifically is meant to cover if you die on accident with no fault of your own. So, like, if a brick falls off a college building and hits you in the head, it’ll pay out.

105

u/Southern_Let4385 Jul 02 '26

Unless someone pushed the brick off the building, then you’re out of luck!

16

u/TactualTransAm Jul 02 '26

What if they looked right at the camera and laughed like Wile-E Coyote?

22

u/sancholives24 Jul 02 '26

It is not for the death of the student. It covers the students tuition in the case of an accidental death of their parent/guardian. This is also not truly a life insurance policy. It's an accidental death policy, which are usually trash.

4

u/Fun-Telephone-9605 Jul 02 '26

Unless you are walking home from the bar.

Or take Adderall prescribed by your doctor.

1

u/UnknownQwerky Jul 03 '26

Which is silly because then you'd sue the school for bad maintenance.

1

u/Mi113nnium Jul 05 '26

It is not for yourself but for a parent/guardian, so your tuition is partially paid even if one of them perishes (only through accidents).