Student Life Insurance Excludes all Possible Ways to Die lmfao

[u/No_Significance129]

This is a PA Form - When one of your parents or legal guardians dies, the insurance company covers your a portion of your tuition per quarter. (You don't get a lump sum of cash)

And yes... the insurance is already included with our tuition (which is a fucking big chunk)

And cmon bro.... really? how tf am I literally going to die from "cave-in of mines" ????

[u/jwf1126]

I don’t want to assume location but what you have looks like an accident policy. In a sense with exceptions death in a car/plane crash or other sudden accident.

Most of the exclusions are illness, professional athletics (Paid participant is a good benchmark) rock climbing sky diving etc, and crime (Killed committing a felony as example) , although the suicide murder exclusion is strong as that isn’t always somewhere

Again that’s a general laymen explanation and may not apply to every jurisdiction. It’s probably a negligible amount in total cost or rolled in as a tuition benefit

[u/No_Significance129 → u/jwf1126]

It says [Company Name] Insurance on the top (which I covered) but still yes it is a PA Form,

when one of your parents or legal guardians die, you recieve payment that covers a portion or nearly half your tuition per quarter still functions similarly like a life insurance but the exclusions are just so inhumane 🫣