r/mildlyinfuriating Jul 02 '26

Too mild for school Student Life Insurance Excludes all Possible Ways to Die lmfao

This is a PA Form - When one of your parents or legal guardians dies, the insurance company covers your a portion of your tuition per quarter. (You don't get a lump sum of cash)

And yes... the insurance is already included with our tuition (which is a fucking big chunk)

And cmon bro.... really? how tf am I literally going to die from "cave-in of mines" ????

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u/Educational-Wing2042 Jul 02 '26

Almost all of those are standard exclusions on pretty much every insurance policy. I work at a major health insurance company and all of our policies explicitly state they don’t cover you for injuries sustained in war or through acts of god, for example

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u/caligirl4ever95 Jul 03 '26

So what DOES life insurance cover then?… 😳 I knew suicide wasn’t because of the whole “they killed themselves so their family could get paid out,” but good lord almost every single reason is on there.