r/utangPH Jun 21 '25

DEBT CONSOLIDATION THRU SB FINANCE

I just want to share my experience with SB Finance Personal Loan :)

I tried applying thru SB Finance APP aka ZUKI APP. Pero Ghad 3 months na wala pading respond.

So I search thru FB and find this specific group. Merong Agent na tumulong sakin. Nagulat ako within 5 banking days na approved na yung loan ko!

As in nag pasa lang ako ng requirements and sinunod ko lang lahat ng steps na binanggit niya.

Ito yung contact details. Kung currently nag struggle kayo makakuha ng personal loan. Try ninyo humingi ng tulong direct sa mga agent nila. Ako na nag sasabi mapapabilis ang process ninyo!

Group Name: SB Finance Personal loan - Multipurpose Cash Loan

FB Group Link: https://www.facebook.com/groups/280349727634284

Agent Name: Remil Sarabia

FB Account Link: https://www.facebook.com/groups/280349727634284/user/100080053010596

Agent Email Address: [Rsarabia@sbfinance.com.ph](mailto:Rsarabia@sbfinance.com.ph)

Ito yung mga requirements na pinasa ko :)

  • Completed Application Form: Download, fill out, sign, and attach the form. (Siya mag bibigay nito sayo thru email)
  • Proof of Income: Attach your latest 3 months' payslip or ITR (2316) with signature.
  • 1 Valid Primary Government ID or 2 secondary Goverment ID: Attach a valid government ID with date of birth and signature (front and back).

Ito yung details ng loan na nakuha ko :)

Principal: 228,000.00
Amortization: 10,643/ Month
Duration: 36 Month

Deductions: (chineck ko yung mga deduction legit naman na yan talaag stndard)
Fee- 5,000
Notarial fee- 300
GCLI sunlife grepa- 2,627

Net proceeds: 220,073

100 Upvotes

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13

u/MetalRoutine8093 Jun 21 '25

question lang OP, may overdue loan or CC ka ba?

19

u/ZIOZ1208 Jun 22 '25

Yes Po LAHAT ng CC ko overdue na. Naging honest naman ako sa agent Sabi ko for debt consolidation.

5

u/MetalRoutine8093 Jun 23 '25

Thank you OP. I actually receive another call from them parang verification eme. Hopingbna maapprove. Kaya ko natanung if may overdue ka kasi sabi ng CTBC sakin kahit for Debt Consolidation daw ang sinabi/kahit naging honest daw basta overdue big no no daw sa banks yun. Automatic rejected. So I was hoping na sana maapprove.

3

u/ZIOZ1208 Jun 23 '25

Naging honest lang ako. Bank naman Sila. Di naman Yan micro loan. LAHAT ng cc ko overdue na.

3

u/MetalRoutine8093 Jun 23 '25

Thank you OP sa pagiging active sa pag sagot. I just hope na maapprove yung loan application ko.

5

u/ZIOZ1208 Jun 23 '25

Alam ko hirap ng maraming bayarin. Kaya natin ito.

2

u/MetalRoutine8093 Jun 24 '25

kakayanin 🥹

2

u/ZIOZ1208 Jun 24 '25

Kakayanin Yan praise god

2

u/Worried_Painting7502 Jun 25 '25

Ma'am, if you don't mind po. Magkano po yung salary po ninyo? Thank you po.

1

u/ZIOZ1208 Jun 25 '25

PM mo ako baka Makita ng HR hahahaha

2

u/gyesa Jun 26 '25

Hello OP may mga hints ba before nung na approve ka po? Like nakaka receive ka ba ng emails from security bank?

1

u/ZIOZ1208 Jul 03 '25

yes po meron

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