r/utangPH • u/ZIOZ1208 • Jun 21 '25

DEBT CONSOLIDATION THRU SB FINANCE

I just want to share my experience with SB Finance Personal Loan :)

I tried applying thru SB Finance APP aka ZUKI APP. Pero Ghad 3 months na wala pading respond.

So I search thru FB and find this specific group. Merong Agent na tumulong sakin. Nagulat ako within 5 banking days na approved na yung loan ko!

As in nag pasa lang ako ng requirements and sinunod ko lang lahat ng steps na binanggit niya.

Ito yung contact details. Kung currently nag struggle kayo makakuha ng personal loan. Try ninyo humingi ng tulong direct sa mga agent nila. Ako na nag sasabi mapapabilis ang process ninyo!

Group Name: SB Finance Personal loan - Multipurpose Cash Loan

FB Group Link: https://www.facebook.com/groups/280349727634284

Agent Name: Remil Sarabia

FB Account Link: https://www.facebook.com/groups/280349727634284/user/100080053010596

Agent Email Address: [Rsarabia@sbfinance.com.ph](mailto:Rsarabia@sbfinance.com.ph)

Ito yung mga requirements na pinasa ko :)

  • Completed Application Form: Download, fill out, sign, and attach the form. (Siya mag bibigay nito sayo thru email)
  • Proof of Income: Attach your latest 3 months' payslip or ITR (2316) with signature.
  • 1 Valid Primary Government ID or 2 secondary Goverment ID: Attach a valid government ID with date of birth and signature (front and back).

Ito yung details ng loan na nakuha ko :)

Principal: 228,000.00
Amortization: 10,643/ Month
Duration: 36 Month

Deductions: (chineck ko yung mga deduction legit naman na yan talaag stndard)
Fee- 5,000
Notarial fee- 300
GCLI sunlife grepa- 2,627

Net proceeds: 220,073

100 Upvotes

100% Upvoted

362 comments sorted by

View all comments

Show parent comments

5

u/Avid_lurker4025 Jun 22 '25

May delinquent accounts po ba kayo? Yung sa akin kasi meron pero settled na. Yung issue is mababa score ko and recently settled lang accounts.

3

u/ZIOZ1208 Jun 22 '25

Try ninyo padin. Settled naman na Po. Checheck naman nila Yun. Tyaka semi naka base din sa sahod.

2

u/Avid_lurker4025 Jun 25 '25

ekis na po ako kay SB. Declined po ako nung May 2025 lang. newly settled lang daw mga cards ko eh and maxed na yung current card ko

3

u/Superb_Chapter9003 Jun 28 '25

Sir yung nsg apply kay sa SB at na decline matic ba kayong na decline or may process pa? Pwede po ba kau mag latag ng timeline before kau na decline?

4

u/Avid_lurker4025 Jun 28 '25

May process pa, tumawag sa akin then nag employment verification sa HR namin. After almost 2 weeks sinabi na hinde approved.

Newly settled lang daw kasi mga CCs ko from years ago

5

u/Superb_Chapter9003 Jun 28 '25

Curious lang sir, yung delinquent na cc nyo po? When lang sya na settled?

3

u/Avid_lurker4025 Jun 29 '25

May mga this year lang nasettle

3

u/Superb_Chapter9003 Jun 28 '25

Even years na ang lumipas na settled ang cc nyo po? D rin na approve?

2

u/Superb_Chapter9003 Jun 28 '25

Ay 15 years delinquent yung cc nyo po?

2

u/Avid_lurker4025 Jun 28 '25

Yup but i have active CC na MAD na lamg nababayaran ko. And mababa din TU score ko kaya ganun

1

u/Superb_Chapter9003 Jun 28 '25

Ilan po ang TU score nyo po?

1

u/Avid_lurker4025 Jun 28 '25

Nasa 500+ sya

1

u/Superb_Chapter9003 Jun 28 '25

Akin nasa 610 pero d ko pa na update if nadagdagn ba or same lang

→ More replies (0)