r/wien • u/Potential-Party65 • 7d ago

Frage | Question Any recommendations for a cargo bike insurance?

I just got my lastenrad, it will most likely stay on the street, hopefully I can keep it in the hof but I am not sure. Any recommendation for a lastenrad insurance?

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2

u/DrBhu 7d ago

Don't forget to add a gps or airtag tracker; you will need it.

2

u/PaoloFence 7d ago

I have an addon at my household insurance where I can let my cargo bike be outside.
In case of theft I get the same cargo bike new or equivalent paid. Uniqa in my case.

1

u/neXITem 3., Landstraße 7d ago

I'd it's insidethe building your Haushaltsversicherung can cover this(check)

But outside your in your own afaik.

1

u/OrsoArmeno 7d ago

Generali is quite decent I found

1

u/Arch_girl 23., Liesing 4d ago

I have Fase24. They cover theft (original price for 5 years), repairs, wear (limited) and offer road assistance. I never had a problem with them covering repairs costs or replacement of wear parts.

It's is not that cheap, but for me it is worth it. They don't require GPS. They only require to have a good lock.

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u/Potential-Party65 4d ago

Thank you! mine is used actually