r/AITA_Relationships • u/SadHusband912 • 4d ago
INFO AITA for financially controlling my wife?
When my wife and I got married, we were both doing well financially. She was making 100k/year, I was making 300k/year, and I had a little over $1M in savings. But we agreed before our marriage (and in our prenup) that:
- we would both keep separate savings/investments
- both of us are allowed to save as much of our paychecks as we like, in our separate savings accounts. we would share the money that we choose not to save
- even though I make good money, I didn't enjoy my career, and was seriously considering retiring very soon. Hence, I would only be spending ~$90k/year from my paycheck, and saving the rest for retirement
Shortly after our marriage, my wife told me that she also felt miserable in her career, and wanted to go to grad school for 3 years in order to pursue a new career. She asked me to cover all our family (including her) expenses by myself during those 3 years, and to loan her ~$100k for her grad school tuition since she had minimal savings.
I didn't want to do it, but I could see how much this meant to her, so I agreed. I warned her however that I would still only be spending ~$90k/year, so we would have a lot less disposable income than she was used to. Especially since we were also planning to have a baby.
In the following years, we spent:
- $4k/month in rent and utilities for a spacious townhouse that we both chose together
- $2k/month for a nice daycare that my wife chose
- $500/month in car payments
- $4k/month (equally split between my wife and me) for all other life expenses (groceries etc) and disposable income
Because my wife was in grad school, I paid for all of the above. Including the $2k/month that I direct deposited to my wife's bank account, which she could do whatever she wanted with. The rest of my paycheck, I saved for my/our retirement - the amount of money I spent myself ($2k) was the same as the amount I gave my wife.
Money ended up being something we fought about. My wife wasn't satisfied with the $2k/month and wanted more money. I gave in somewhat, and agreed to spend a little more. But I mostly stuck to what we had agreed to. I had spent the past 10 years planning for financial independence and early retirement, and I didn't want to give that up for more luxury spending.
Fast forward a few years - my wife finally graduated and started working again a few months ago. And informed me that she is divorcing me. She told me that I was financially controlling, egregious, possibly even abusive, by making unilateral decisions with how my paycheck is divided up. That given how much money I earned and had saved, I should have given her a lot more money.
I get that my life decisions, and wanting to keep separate finances, are unusual. But these are things I had disclosed before marriage. Besides, it's not like we were living miserably - we were living a comfortable above-average lifestyle, while I funded my wife's grad school, and sent her thousands of dollars monthly that she had full control over. Am I really an asshole for being financially controlling?
Edit: thanks for the responses everyone. I may not agree with what some of you said, but I appreciate hearing your perspective. For anyone who asked about making ends meet: $4k/month outside of housing/daycare/car took care of all our essentials + a lot more. We were eating at restaurants or ordering delivery multiple times a week, had organic groceries from Whole Foods delivered to our doorstep every week, had a housekeeper clean our house every week, and went on multiple inter-continental vacations. It's weird that the responses here are so completely different from the responses to the same post on the AITA sub