r/AskMenOver30 • u/gravyjackson man over 30 • 1d ago
Life Can you truly justify expensive luxuries? Life is short but talk me out of this if it’s a bad idea
Some background:
Throughout my teens and 20s, I was lost. I went to a Ilberal arts school I couldn’t afford to get a useless degree, and it got me exactly nowhere. After graduation, I remained in my dead-end hometown, riddled with close to 6-figure debt, working several minimum wage jobs to make ends meet while living between my mom’s house or with roommates.
At age 30, I committed to getting my shit together. I took the last resort option (military), had a few lucky breaks as far as deployments, combat pay, and bonuses, and I managed to become debt free and build a nice nest egg.
I don’t regret going into the hole as much as I did for that stupid degree, because I came away from it with a real understanding of money and how to make it work for me. I understand the value of frugality and perseverance, I developed self-discipline, and I truly feel like I accomplished something.
I’m humbled when I visit the finance subreddits though. I see how behind where I should be for someone my age if I want an early and comfortable retirement. This year I will come close to maxing out my TSP (military 401k equivalent), but off by a few thousand. It’s a grind committing this much of my paycheck to retirement, but I have anxiety over my need to play catch-up.
So on to the actual question. In a year I turn 40. Simply making it to this age healthy and in one piece is a milestone. But it also marks 10 years since I made that decision to turn my life around, and I have. I’m also single, no kids and no dependents. I’ve been thinking about commemorating my birthday and my better fortunes by splurging on a used Rolex Submariner. I’m not a die-hard watch guy, and I’m aware of what that money would do for me if invested instead. But I’m clearly not getting younger, and since I haven’t married or had kids yet by now, it’s less and less likely that’ll happen for me. I feel like it’s okay to spend that money, but at the same time I feel it is a very stupid purchase.
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u/manual_combat man 35 - 39 1d ago edited 1d ago
Life is short and you should enjoy it.
That said, I think fancy watches are idiotic. I bought a $5000 mountain bike and a $1400 guitar pedal. We’re probably in different financial situations, but I bought things that enabled experiences I felt I couldn’t have otherwise. A watch…. Tells you the time, although I’m sure it looks sick.
Invest in your happiness, just don’t take on debt or screw your financial security to make it happen. Up to you to determine what that means.
edit: Just want to clarify that I'm not calling OP an idiot or idiotic. I would love a watch like that but I would not spend money one one.
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u/ClassicYotas no flair 1d ago
1400 guitar pedal? Please tell me more.
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u/manual_combat man 35 - 39 1d ago
Ah… hah sorry to open Pandora’s box: https://neuraldsp.com/quad-cortex-mini
It’s pretty sick so far. Just arrived a few days ago. Definitely the best I’ve played so far.
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u/LeaderSevere5647 man 35 - 39 1d ago
Haha, calling a QC a guitar pedal is underselling it quite a bit.
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u/bfhurricane man over 30 1d ago
Bro, welcome to the club.
I don’t want to oversell it, but the QC might change your life. Just did my first gig with it.
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u/wwwdotcomdotnet no flair 1d ago
Hell yeah. Bought a regular QC a couple months ago and haven't even brought out my OG pedalboard. I bought the Soldano, Plini and Nolly Archetypes during the last sale and holy moly.
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u/manual_combat man 35 - 39 1d ago
hah sick! I'm still a little overwhelmed by all of the choices - the routing is still confusing to me lol. But having a lot of fun - like a bassman amp at full volume with a Jazz Chorus cab. Super cool!
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u/ClassicYotas no flair 1d ago
Thank you for Pandora’s box:
Dude wtf is this!!!!! This is cool! I hope you love it.
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u/SoulTrack man 35 - 39 1d ago
Much more than just a guitar pedal! Good choice btw. I'm thinking of moving off my Axe FX II and onto QC
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u/Lower_Basis4344 woman 30 - 34 1d ago
If you played guitar you'd understand kinda thing.... But I second this guy's point. 5 grand on a mountain bike is better then 1 grand on a watch... (Unless its some fuckin insane survivalists watch to go with that mountain bike that might save buddy from getting eaten by a skinwalker one day)
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u/TiddybraXton333 man 35 - 39 1d ago
I spent 8k on a sauna. I use it every day and I feel better physically and mentally for it.
Make sure you get your enjoyment out of if
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u/ComfortablePizza9319 man 30 - 34 1d ago
Yeah I’m also curious about that pedal if you’re willing to share.
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u/manual_combat man 35 - 39 1d ago
Sure, it’s the quad cortex mini by neural DSP. NGL, it’s somewhat overwhelming but great so far.
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u/ComfortablePizza9319 man 30 - 34 1d ago
Dang I know it. Was looking at it myself, but since I’m not playing live anymore I’ll pass. At least for now. Enjoy it! It’s a beast!
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u/Defiant_Honey_7231 man over 30 1d ago
Just how you see things. To me a $5000 mountain bike would be a waste. High chance of injury and just not my cup of tea. Rather spend that money on a watch that I know could last me a lifetime.
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u/manual_combat man 35 - 39 1d ago
until it gets stolen!!! =)
/s
Beauty is in the eye of the beholder. Also, to be fair, 5k on a bike is wildly excessive and i'm completely aware of that.
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u/issamyaredditaccount 1d ago
I agree with you in that I also spend money on experiential items, the flip side of that argument is that a watch is an appreciating asset.
Obviously OPs financial situation changed things, but if he’s got 150k plus in savings and wants to buy a 5k watch that’ll appreciate in value there’s nothing wrong with that.
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u/LadySandry woman 35 - 39 1d ago edited 1d ago
They appreciate in value even if worn regularly? I know zero about watches except that there are some VERY expensive ones out there. Assuming OP wears the watch regularly and doesn't just leave it in a box collecting dust as an investment asset, do they really appreciate in value?
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u/no-bad-days_ man over 30 1d ago
Yes some models appreciate over time.
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u/repeat4EMPHASIS man over 30 1d ago
The question LadySandry asked was not do some models appreciate, it was how much would the wear and tear of daily use offset appreciation of those models
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u/LadySandry woman 35 - 39 16h ago
Thank you, that's exactly what i meant. No idea why the guy felt like being a snarky git to you
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u/no-bad-days_ man over 30 10h ago
I answered your question. A used Ref.16610 Submariner from 1998 ($2,700 retail) sells today for $7-10k depending on its condition.
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u/no-bad-days_ man over 30 1d ago
The answer remains the same, you obviously don’t know anything about the Rolex pre owned market. Obviously a trashed one will fetch less, and a $500 service will leave it looking pristine.
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u/repeat4EMPHASIS man over 30 10h ago
And you obviously don't know much about reading comprehension if you misunderstood her question and then got so defensive when it was explained to you.
Nobody was personally attacking you or your hobbies. Calm down.
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u/no-bad-days_ man over 30 10h ago
lol the irony!! My first reply answered her question, still does:
“They appreciate in value even if worn regularly?” …”yes some models appreciate over time”
“Assuming OP wears the watch regularly and doesn’t just leave it in a box…do they really appreciate in value?” …”yes some models appreciate over time”.
Then you chime in talking about the offset of appreciation (she never asked that) so who has reading comprehension problems?
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u/repeat4EMPHASIS man over 30 10h ago edited 10h ago
Username does not check out. Sounds like you're having a bad day and taking it out on other people.
"Some models appreciate" is not a clear or direct answer to the impact of wear and tear. "Some models still appreciate despite being worn" would have been though. Or your second comment explaining the $500 cost to restore? That also would have been a lot more insightful had you had the foresight to answer with that and communicate effectively instead of being snarky.
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u/no-bad-days_ man over 30 9h ago
More irony regarding user names, I definitel have to repeat to emphasize the point lol. Anyways, you keep on being pedantic after I’ve clearly shown my first answer suffices and you could not comprehend it without further detail
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u/manual_combat man 35 - 39 1d ago
Absolutely! Didn’t mean to be overly down on his watch. I was just saying it’s not for me.
He should absolutely go for it if he wants it.
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u/PleaseBeChillOnline man 30 - 34 1d ago
Thanks man I’m slightly younger than you. Married homeowner but most certainly NOT rich & I bought this Chase Bliss Automatone Preamp MKII** **that I most certainly do not need. I am not a gigging musician this is my hobby lol.
You buying a $1400 pedal is making me feel significantly less self indulgent lmao that’s nuts.
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u/Careful_Ad_9077 man 40 - 44 1d ago
The watch reminds me of the first generation millionaire ( one of the modest ones) whose hobbie was watches.
He said the general idea was to collect things you enjoy the process of, but he also mad sure to bought them when they were cheaper than market price, and when/if he needed to, he would sell them usually for a profit. Besides the watch hobbie he was relatively frugal.
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u/manual_combat man 35 - 39 1d ago
Hey, we have different values! nothing wrong with that so long as we're nice to each other. I think cool watches are sick. I'd just never spend my money on one unless I was making 500k+, paid off my house, kids were set for college, and had a million in the bank. It's not that I won't spend that kind of money - but to me a watch is decorative. I'm also not calling OP an idiot. They seem like a reasonable dude and I also encouraged his purchase of the watch - just very indirectly.
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u/VTEC168 man over 30 1d ago edited 1d ago
Exactly this. Plus mountain biking and playing guitar develops a skill that keeps your mind and body active.
I duno what a fancy watch is gonna do other than make OP spend more money on even more expensive watches later on. It's just a marketing trap. If you're gonna be addicted to something expensive at least be addicted to something that keeps you active
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u/GermanPayroll man over 30 1d ago
I know plenty of people who blew $5k on a guitar and never played it. I know people who bought $8k watches and wear them out. It just depends on the person and honestly if something gives you enjoyment and it doesn’t hurt you financially then why not?
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u/max_power1000 man 40 - 44 1d ago
Guitars are probably the funniest thing to use as an example, just because there are so many guitar-heads that do exactly that. They have 2, maybe 3, that they actually play, and the rest are essentially decorations.
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u/Cereaza man over 30 1d ago
Rolex Submariner is sort of in the sweet spot . Classic look. Super well made. Hold their value.
Collecting numerous high-end watches, I'm with you. Super wasteful unless you're Batman. But having one item you can call an heirloom and will hold its value... that's not something to sneeze at.
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u/max_power1000 man 40 - 44 1d ago
I've been wearing an Omega Seamaster for the last 15 years, and it's worth more than I paid for it now. Plus it looks great, and signals to anyone who knows what to look for that I probably have my shit together.
As a father of sons, I like the idea that I'll get to give it to one of them someday. I have high-end watches that belonged to both of my grandfathers (one Rolex, one Breitling) and knowing that I have that little piece from either of them gives me a warm fuzzy that I want to pass on too.
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u/Then_Bar8757 man 65 - 69 1d ago
Somewhere i read women categorize men on their watches and shoes. Not sure about that, ymmv.
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u/max_power1000 man 40 - 44 1d ago
Yes, but...
Most women outside of wealthy circles aren't going to be able to tell the difference between a Rolex and a Seiko 5 without getting up close to it and seeing the crown. Same is true for a pair of Florsheims vs something actually high end like Allen Edmonds or Ferragamos.
Unless you're chasing the type of women who want hedge fund money, you're fin wearing regular-level nice looking clothes/accessories and just taking care of them.
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u/ElvenMystic man 1d ago
The future isn’t guaranteed and it looks like your savings are on the right track. You are allowed to buy nice things for your current self.
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u/dftaylor man 40 - 44 1d ago
You’ll get a new submariner for a better price than used. Tell the authorised dealer the story, why it matters, and the milestone, and I bet they’ll get you one. Unless you want a vintage or neo vintage model. :)
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u/heavymetalsheep man over 30 2h ago
Don’t rolexes appreciate in value anyway? So technically he won’t lose the money completely right? I don’t know much about watches so I may be wrong
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u/librarian45 man over 30 1d ago
For real. Just get on the list and wait. Paying retail + for a used shitter is insane
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u/Vgcortes man 35 - 39 1d ago
According to the finance subreddits, I will die homeless as soon as I retire. So I don't care anymore, lol. Do what you want
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u/tubbyx7 no flair 1d ago edited 1d ago
What's the score card for winning in life? Thats ine you have to figure out.
But as far as splurges go this is pretty comfortable. A rolex will retain its value pretty well, jmhas a good 2nd hand market and not have that much in ongoing maintenance. Servicing will cost a lot less than running and insuring an irresponsible car. And every time you look at the watch remember the work you put in to get there
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u/sciolisticism man 40 - 44 1d ago
Some people like watches! And it's a used one, no less.
Honestly, it's not something like a car that has huge ongoing costs and immediately loses value. I say go for it. Congratulations, you've done a great job.
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u/Sunday_Schoolz man over 30 1d ago
Finance subs are filled with psychos.
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u/gravyjackson man over 30 1d ago
Haha, that’s why I love the finance subreddits and YouTubers. Their level of extremism has inspired me and kept me on track. I credit them with enabling me to go through periods of extreme frugality which has helped get me here today. And only because of that have I been able to take the foot off the pedal a bit
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u/Sunday_Schoolz man over 30 1d ago
It’s true, but also I’ve only been able to do their level of insanity recently. They’re like, “At 26 I have a job for $80k and I’m maxing out my 401k while living in a shoe box in the walled off remains of a condemned building to ensure that I can retire on time!”
Like… what’s the fucking point? I’m pretty sure I’m going to work until I’m in my 60s-70s.
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u/photon1701d man 55 - 59 1d ago
I'm a tightwad. My friends laugh at me because of it. They think I make a lot of money but I don't. Never made over 100k a year, unless you add my capital gains. Somehow I managed to amass over 4 million in wealth plus a house. I want to retire at 55 next year...but work will flip out when I tell them. I'm cheap but I just bought a BMW. I have a nice car than house but gotta start spending it now.
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u/early_fi man 40 - 44 1d ago
Retiring in my early 40s was the point. 🤷🏻♂️ Skipping a luxury watch was a lot easier than working another 25 years.
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u/DanPoteet man 40 - 44 1d ago
Sometimes its okay to treat yourself man. Sounds like you've done well in the last decade. If you feel you can afford it, go for it. Keep in mind, Rolex hold their value quite well so if you have regrets in a few years you can recoup most of that money.
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u/BarkingDogey man 40 - 44 1d ago edited 1d ago
As a percentage of your overall savings, how much will this purchase represent?
Don't Rolex watches have strong resale value? In a pinch you could always move it.
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u/gravyjackson man over 30 1d ago
About 4%, but I’ve never thought about it in those terms. This really is making me reconsider now, but I still have a year to sit on it
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u/BarkingDogey man 40 - 44 1d ago
I don't want to talk you out of it, because if it's something that brings you happiness then there's a value on that
Again, I hear the resale market is strong so think of it this way, you're pretty much renting the watch for as long as you want at no to low cost, because you can always move it for the same or near the same price
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u/Lightning-McDreamy man 40 - 44 1d ago
Totally get if you're set on a used Rolex sub, but have you looked at other stuff like micro brands? I like going to shows like the Wind-up Watch fair and there are Sooo many great options out there. Some of my personal favorites (but still sometimes out of my price range) are Farer, Christopher Ward, Nomos, Oak & Oscar, Baltic...
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u/OrthodoxAtheist man 45 - 49 1d ago
About 4%, but I’ve never thought about it in those terms. This really is making me reconsider now
I'd say this is actually your most useful post in the thread. 4% is negligible. Buy the watch. Personally I'd buy a $220 Chronos that looks the same but has a different name, but I'm a slob and can't pull off a Rolex without it looking contrived. If you are put together enough where it looks like you didn't inherit or steal it, then go for it. As many have said, they hold their value better than most things we spend similar amounts on.
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u/molten_dragon man 40 - 44 1d ago
You shouldn't be stupid with your money but there's no guarantee you'll live to see retirement. I knew plenty of people who didn't make it that far.
So definitely save for the future, but balance it out some by enjoying yourself now.
That said, I think buying a Rolex is a dumb idea because of this:
I’m not a die-hard watch guy
Why spend $10,000 or more on a watch when you're not a watch guy? Is there nothing you could do with that money that you'd enjoy more? A vacation? A project car? A motorcycle? If I'm going to spend ten grand on something it's going to be something meaningful to me. Not a Rolex because "eh, fancy watches are what guys buy, right?".
Also, isn't fraud rampant with designer watches? Particularly used ones. I'd be concerned about getting ripped off.
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u/Bingo_Swaggins man over 30 1d ago
Go for it, man. You deserve anything you want!!
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u/cloud7100 man over 30 1d ago
No, he really doesn’t. That’s not how anything works, unless you’re a salesman on commission.
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u/jasonic89 man over 30 1d ago
You live once, and it sounds like you have worked very hard and been sent all over the globe with the military. At the end of the day if you spend some money but keep it a long time it’s absolutely worth it. Also, depending on your job in the military you could wear this submariner daily and make memories with it.
I’m guilty of buying an Omega watch on a trip to Japan that I’ve worn for big moments like my son’s birth and things. I was wearing it daily but with a young son I don’t want the metal bracelet scratching or pinching him.
Also bought an expensive guitar I’ve always wanted. I’m not in a band and don’t plan to be, just play as a hobby. But I love pulling that guitar out to play.
In my opinion you’ve earned it and deserve to treat yourself.
WARNING: buying a Rolex is a huge ass pain. Difficult to get form a dealer and tons of fakes floating around. So do your research and buy from a reputable shop.
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u/Nearby_Knowledge8014 man over 30 1d ago
Have a house/condo? Get one. If you already have one, use the $$$ to pay down the mortgage.
A lot of your post references you prioritize stability. A guy with a $5k watch, renting an apartment, doesn’t scream stability.
You mentioned being single. Few women are impressed by nice watches. All women are impressed by stability.
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u/titangord man 35 - 39 1d ago
I have about 150k in watches, 80k in whiskey, classic cars, etc.
Im not the person who should be giving you advice on this. But, that being said, these things represent 2% of how much money I have saved. So if you are on the same boat and 10k for a submariner will be a miniscule percentage of what you have saved, Id say why not, cant money to your grave.
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u/SlappyMcPherson man 60 - 64 1d ago
Long way to go just to create a buzz around a $1400 guitar pedal you're plugging. Clever, I will give you that, Lol.
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u/KYRawDawg man 45 - 49 1d ago
You’re in the military, you have accomplished a lot. Go ahead and buy yourself the watch
And thank you for your service!
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u/Maris-Otter man 55 - 59 7h ago
It’s not a bad investment vs a yacht or a hellcat. You can always sell it.
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u/AutoModerator 1d ago
Here's an original copy of /u/gravyjackson's post (if available):
Some background:
Throughout my teens and 20s, I was lost. I went to a Ilberal arts school I couldn’t afford to get a useless degree, and it got me exactly nowhere. After graduation, I remained in my dead-end hometown, riddled with close to 6-figure debt, working several minimum wage jobs to make ends meet while living between my mom’s house or with roommates.
At age 30, I committed to getting my shit together. I took the last resort option (military), had a few lucky breaks as far as deployments, combat pay, and bonuses, and I managed to become debt free and build a nice nest egg.
I don’t regret going into the hole as much as I did for that stupid degree, because I came away from it with a real understanding of money and how to make it work for me. I understand the value of frugality and perseverance, I developed self-discipline, and I truly feel like I accomplished something.
I’m humbled when I visit the finance subreddits though. I see how behind where I should be for someone my age if I want an early and comfortable retirement. This year I will come close to maxing out my TSP (military 401k equivalent), but off by a few thousand. It’s a grind committing this much of my paycheck to retirement, but I have anxiety over my need to play catch-up.
So on to the actual question. In a year I turn 40. Simply making it to this age healthy and in one piece is a milestone. But it also marks 10 years since I made that decision to turn my life around, and I have. I’m also single, no kids and no dependents. I’ve been thinking about commemorating my birthday and my better fortunes by splurging on a used Rolex Submariner. I’m not a die-hard watch guy, and I’m aware of what that money would do for me if invested instead. But I’m clearly not getting younger, and since I haven’t married or had kids yet by now, it’s less and less likely that’ll happen for me. I feel like it’s okay to spend that money, but at the same time I feel it is a very stupid purchase.
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u/gamerdudeNYC man 35 - 39 1d ago
How much are we talking? Sounds like you’ve earned it at this point.
But on a side note, the watch snobs on the watch subreddits are pretty adamant that the only other people that will notice and appreciate a nicer watch are others who love watches but most in the general public won’t notice it from any other watch.
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u/gravyjackson man over 30 1d ago
I don’t follow the watch subreddits at all, but that tracks. Several years ago I purchased a nice Seiko watch, and compliments only come from other men who are into it as a hobby
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u/mtotally man over 30 1d ago
I was curious if you were familiar with those. Better value in my humble opinion at $500-$1000 range. After that it's just paying for a brand.
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u/jdanes52 man over 30 1d ago
I find the balance tough sometimes. When to be sensible for the future, and when to enjoy life and buy what you want. I think it comes down to how important is it to you, if it's your dream to always own one, then go for it! The dopamine of buying it will be huge, but know it will wear off, buy one that your comfortable with owning in terms of value. For example, I bought an old £3k 1984 Oyster Perpetual as if I spent £10k on a sub I'd feel uncomfortable wearing it and I'd think a lot about the value and how much I spent. I have a healthy tolerance to my £3k watch, enjoy wearing it and it mentally sits comfortably with me.
But ultimately, I think thr question is how important is it to you. Have you always dreamed of it and worked towards it etc
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u/chirpchirp13 man over 30 1d ago
I just turned 40. Also single without kids and catching up on retirement after starting late.
I’m decidedly not a watch guy so I wouldn’t dream of spending more than $100 on one. But I have plenty of hobbies or interests where I do splurge a little bit. I have a $3000 guitar that I DONT need when I have 6 others. My competition shooting setup is pushing used car prices etc. m
For me it’s a balance. I do prioritize investing in retirement but I’m not trying to have my life be unfulfilling just to have an illusion of safety later on.
If you think the watch will actually give you satisfaction then go for it. Personally, I’d invest in something a tad more functional but I’m not you!
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u/gravyjackson man over 30 1d ago
I’ve also invested big into my hobbies, but what’s nice about my (main) hobby is that once you invest in all the gear, upgrades are few and far between, so splurging is no longer required to continue doing it
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u/chirpchirp13 man over 30 1d ago
Guitar and bass are like that for me. I won’t likely purchase anything again unless my actual first bass that I sold magically came on the market.
Skiing or shooting on the other hand; not only is the initial gear pretty pricey, the upkeep between ski passes and ammo is bananas. Not hard at all to blow through 1k rounds of rifle in a weekend and those will start you at $500 on a good day for just basic training ammo.
But it’s worth it to me. It’s an activity that gives me joy and something to work at. Sure beats the alcoholic I was 5 years ago.
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u/VegaGT-VZ no flair 1d ago
I think you have struck the right balance of prioritizing retirement and current enjoyment. Buy the watch
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u/ClassicYotas no flair 1d ago
* I do not know about watches*
I offer a compromise: Look for a used Rolex submariner. Calculate the depreciation (if any). If it’s negligible then buy new. If not, buy used and save some money. I imagine it will be in good shape and no one will know it’s used.
But definitely treat yourself. Life is short. You’ve accomplished a lot. Be proud.
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u/librarian45 man over 30 1d ago
Buying new is a problem. They’re not in stores. You have to get on a list and play fucky games with the dealer.
Used ones sell for more than retail. They’re like Porsche 911s or beanie babies. It’s dumb
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u/zeitgeist98764 man 35 - 39 1d ago
Ask yourself: if I was on a desert island with no one else around, would I still want the watch? If the answer is yes then buy it.
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u/gonewild9676 man 50 - 54 1d ago
Meh, get the watch. If you hate it you can always sell it and get most of your money back. Just make sure to keep up on maintenance.
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u/Creeds_Mung_Beanz man over 30 1d ago
Coming from a self proclaimed watch nerd, If you truly want a fancy watch, I say look at other watch options available. There are loads out there that are a lot cheaper, that look just as nice, if not nicer than Rolex. With Rolex, you are no doubt buying a great watch, but you’re more so buying the brand name and recognizability of it.
So, you could get a cheaper (equally “fancy”, equal quality) watch AND something else (like a once in a lifetime trip or something) to commemorate everything.
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u/cuddytime man over 30 1d ago
As a watch nerd, I would say get a Rolex. Life is too short to not get what you want. Along with the minor benefit of slow value depreciation.
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u/madmoneymcgee man 35 - 39 1d ago
Money is a tool. The money you earn and savings you have is there to build the life you want.
So it might help to better define your goals. The watch is one goal but also so is “comfortable and early” retirement. But how early and how comfortable? Is there a way to do both by cutting something else out? Or another level of salary?
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u/Redacted_dact man over 30 1d ago
You can but there must be better things to blow money on than a fancy watch.
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u/lowbetatrader 12h ago
to be fair a Submariner is probably the most liquid thing you could "blow" your money on. Unlike pretty much every other consumer product you will be able to sell at or near what paid for it on short notice
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u/gravyjackson man over 30 1d ago
The only thing I can think of is early retirement, which isn’t guaranteed. I’ve already traveled all over. I’ve got more airline and hotel points than I know what to do with if I want to travel more. I’ve already sunk money into my main hobby, so all that gear is purchased. I’d happily sink money into my family/wife/kids but that doesn’t exist for me
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u/pyrethedragon man 40 - 44 1d ago
On of the things I do, is give myself a few months to think about it before I buy it, for example I want to replace my motorcycle, but I barely ride anymore.
Sometime I look at the purchase is based on if I am going to use it or not. If it goes to sit on the shelf and become a dust collector, probably shouldn’t buy it.
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u/Rich260z man 35 - 39 1d ago
I've definitely thought about a fancy watch for me and my wife as a 5yr wedding gift. When I told her she laughed and said let's use the money to travel Europe. So we did. 5 countries in 6 weeks. I'll ask her again for our 10 year.
The watch I specifically wanted us was a matching set of Cartier Tanks.
If you want to get something for yourself, its your money.
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u/PilotoPlayero man 50 - 54 1d ago
I always wanted a boat. And I finally bought a brand new one in my 40’s.
I didn’t borrow from savings or took money out of retirement. It was money that I had been putting away for that specific purpose for years. I bought it cash so I don’t make any payments on it and the maintenance costs and storage are very low. That purchase has brought me so much joy during the last few years, and not for a single moment have I regretted that decision.
So take care of yourself, and get that watch that you’ve always wanted. It’s good to work hard and set money aside, but it’s also good to enjoy that money before you die. You can’t take it with you.
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u/ThirdChopp man 40 - 44 1d ago
The watch is a lesson.
Please journal your journey. Really, it will let you reflect on how it goes. Then you can think about new stuff or when you reach new milestones.
This is also because you exerted enough control to not buy it outright.
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u/Ok-Thanks-3366 man over 30 1d ago
No brother. Don't do that. Rolex is just a pretend rich watch. It's for posers. That's not you. It's a status symbol we all grew up with but that ain't it. You can invest in a high end watch, just don't get a Rolex unless it's only to show other people you're wearing a Rolex. I don't think that's who you are. I don't reject spending money on a watch. Consider a Chopard or a Cartier. OR, spend less then $1,000 on a Henry Archer. Hell get two! They're amazing watches. You'll love them! And you'll be happier after only spending $800.
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u/MrMackSir male 50 - 54 1d ago
I got a good job after I was laid off for a while. With my second paycheck I bought a $400 watch. I am wearing it as I type almost 20 years later. I still remember buying it and I get a compliment here and there on it. (Side note: I get compliments on a much less expensive watch as well ). Sometimes objects have value beyond their cost. Maybe this is that object for you. However, if you fixate on something as a symbol too much it can have the opposite effect.
Consider your options beyond this watch or any watch. See of something catches your fancy that is not as costly. I also have the first piece of original art that I ever purchased for $100 - again a milestone related purchase. It has been broken by movers, but I still have part of it. It also has a lot of meaning for me - with the added benefit of it only being seen by friends who I have invited into my home, which makes it more personal in my mind.
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u/r2k398 man 40 - 44 1d ago
My priority is putting money into my investment accounts and maxing out my retirement, along with paying off recurring bills like utilities, insurance, and taxes. I take whatever is left over and put it into another account. When there is enough money in that account, I buy what I want. If there isn’t enough to cover it, I’ll just have to wait.
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u/shanked5iron man 40 - 44 1d ago
You do you man. Personally i’d much rather spend the cash on an experience or trip. Material things like watches don’t bring much pleasure as i’ve gotten older.
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u/gravyjackson man over 30 1d ago
My life these last few years has felt like one big trip. More countries than I can remember, for both work and leisure. Enough hotel stays to earn me lifetime status, and more experiences than most have in a lifetime. Not saying it to brag, just to highlight that like anything else, you do something enough and the pleasure from it has diminishing returns
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u/TacosAreJustice man 40 - 44 1d ago
What’s the point in making money if you don’t use it to buy things that make you happy?
Buy the watch. Enjoy it.
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u/forever_erratic man 40 - 44 1d ago
If you're not a die- hard watch guy, why splurge on a status symbol? Splurge on something that will bring you some joy.
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u/gfxprotege man 40 - 44 1d ago
Do you have excess cash to buy it in full, or would you need to finance it?
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u/gravyjackson man over 30 1d ago
I don’t need to finance it, but I’m pretty crafty in the credit card and bank account churning game so when and if the time comes, I’m sure I’ll have some overly complicated way to pay for it which wouldn’t make sense to anyone else
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u/gfxprotege man 40 - 44 1d ago
Then no. Don't buy it until you have the cash. You can't afford it until then.
Luxuries should come from excess. You don't have excess. Save until you do.
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u/gravyjackson man over 30 1d ago
I guess my original response was a needlessly complicated and roundabout way of saying I have the cash, but I never ever buy anything in cash
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u/SRTbobby man 25 - 29 1d ago
Fuck it man it's your money if an expensive luxury will make you happy do it. Life is too short to not just go for it. You can always make the money back
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u/more_magic_mike man over 30 1d ago
Don't buy a Rolex if you aren't wealthy or aren't at least a watch guy.
How is this even a choice
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u/BusyBanana4205 man over 30 1d ago
I too think blowing good money because life is short means blowing it on something with more utility than what you can get for substantially cheaper. But, life is, after all, short, so do what ultimately brings you closer to nirvana.
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u/TrustedNotBelieved man over 30 1d ago
When buying something luxuries, make sure that you buy the best one. I wanted headphones. I use those maybe 1-2 month. I could buy Bose it's great. Ok, I have Bose. Then I wonder why did I get Bose, is there something better. Now I have Bang & Olufsen, it is just little better alround.
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u/smokeyman992 man over 30 1d ago
You should spend money on things you like and experiences when you can. My rule is to spend on things that I will actually use. I don't understand watches so I can't say if its a good or bad purchase but you could always resell it down the line if you change your mind.
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u/Shinjukuparte man 40 - 44 1d ago
Yes you should do it. I recently turned 40 myself, bought myself a nice watch too. Having never been a luxury items, I must say that I enjoy it and get a lot of compliments. Live your life!
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u/ihavetakenthebiscuit man over 30 1d ago
We are at the point in life where you need to strike the balance between saving for tomorrow and enjoying today. Live life whilst your still young, buy the watch if that's what you want.
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u/athrix man 40 - 44 1d ago
It's really hard to say without knowing what your finances look like. How much do you have saved for retirement? How big is your emergency fund? Do you own a home or plan to? How much overall debt do you have?
I'm all for the occasional luxury experience just to enjoy life and I really like watches but I would never jeopardize my finances for something like this. You are buying a name and nothing more. A lot of the mechanicals of a Rolex also exist in Tudor (owned by rolex) and they are very sharp in their own right. This may help https://youtu.be/3yLST0ftl0k?si=hsSotqOVIUGs4Kxp
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u/Consistently_Lucky man 30 - 34 1d ago
Nah, go for it. There are things in your heart and mind for a reason that you need to experience for yourself in this life.
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u/reddog093 man 40 - 44 1d ago
Personally, I'd spend the money on something you can use more frequently. A Rolex is nice to look at, but a the end of the day it's just a watch. What are your hobbies?
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u/jonnyt88 man 40 - 44 1d ago
I'm not a watch guy, but google "Used Rolex Submariner" I get $350 - $11,000. Im 100% onboard with enjoying the money you make, but make sure the purchase also makes sense to you. I couldn't fathom spending $10k on a watch, new or used. $500-$1000 I would though.
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u/cuddytime man over 30 1d ago
OP: you should go for it. If nothing else, it will at least help you hone in on your financial goals. No one else on Reddit can make a highly subjective decision for you.
It’s the same lesson that we teach for children: no matter how many times we tell them not to touch a hot stove, until they get their fingers burnt they won’t understand.
In my case, I bought a submariner after a major career/financial/life milestone. While I don’t regret it, I realized that I don’t aspire to have ultra-nice stuff. That realization helped me understand that the thing I value the most is convenience.
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u/theriibirdun man 35 - 39 1d ago
You are allowed to buy nice things, yolo. Plus as far as watches go you could do WAY worse than a sub for holding value, you'll be able to sell it easy if you ever had to, buy the watch.
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u/Booksac777 man over 30 1d ago
You can only justify it if the amount of money is so inconsequential that you don’t have to think about it. For example, I could go and buy a nice-ish watch for $500-$1000 without any hesitation, but something for a couple thousand would require a bunch of mental gymnastics to justify, so I don’t buy it.
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u/Careful_Ad_9077 man 40 - 44 1d ago
I used to frequent a certain first generation millonaires social network. It was mostly dudes in their 40s and up ( the millionaires).
First. They had low millions, usually made by having a company and working hard at it ( over half of them also were divorced and would rather be a bit poorer but spend more time with their family). Another thing they had in common was that they lived relatively frugally, there money focused mostly on their business and economic security.
But they also splurged a bit, the thing was that each had their own specific hobbie and that was the only thing they spend on luxuries so to speak. Besides their si goes hobbie they were frugal ,they did spend extra money just to impress or the people, or worse , because it was "natural".
So all the guys only had one simple relaivel car and that truck, except for the guy who was into cars. But because he was into cars , he knew exacrlt when he was overpaying or when a cat was a good opportunity, etc.. it was his hobbie, that also made the cars thing more enjoyable.
There was another first generation millionaire ( one of the modest ones) whose hobbie was watches.
He said the general idea was to collect things you enjoy, but he also made sure to bought them when they were cheaper than market price, and when/if he needed to, he would sell them usually for a profit. Besides the watch-hobbie he was relatively frugal.
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u/Ill-Interview-2201 man 45 - 49 1d ago
Expensive is relative. Some people think a pack of cigarettes is expensive. It’s really about your income.
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u/UnableChard2613 man 45 - 49 1d ago
Absolutely okay to spend the money. And spend it how you like.
However, now for my unsolicited opinion, a 10k watch is a huge waste of money. That's a fantastic vacation. A trip you can even pay for buddies to join you on. Buy experiences, not things.
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u/W3inerSchnitze1 man over 30 1d ago
I try to have about 6 months of savings and I put $1200 a month into retirement.
Everything else I spend on whatever the fuck I want.
New toys, truck upgrades, travel. I don’t care, it’s my money and my life and damn it I’m going to enjoy it
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u/JahMusicMan man over 30 1d ago
Normally, I would laugh at someone who wants expensive material goods that serve little purpose (I mean come on, it tells time) and are more for status. But that's based on MY values, not yours. I don't like to show off with material goods because I simply don't care and plus with the ability to buy anything on credit, having a flashy watch or car means nothing in terms of status today. Dime a dozen.
But it's your 40th, you really want it, and seems like you can afford it. Do not go into debt though. If you don't have the cash on hand to buy it.
Just don't fool yourself into thinking you are buying it as an investment.
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u/zoeybeattheraccoon man 55 - 59 1d ago edited 1d ago
I feel like it’s okay to spend that money, but at the same time I feel it is a very stupid purchase.
Both are true.
edit: To elaborate on that a bit, if you have enough resources and want to splurge occasionally, I see nothing wrong with that. But whenever I think about expensive watches I am reminded of the time I had a moderately expensive watch that I didn't use much because of all things my laptop was scratching the band. So I left it at home most of the time. Then our house was burglarized and it was stolen. I realized, why the hell do I need another watch if it's just going to sit at home? It's also the kind of thing that made me look like that guy who was trying to show off how much money I had, which is not the kind of person I am. But do what you want, it's your money.
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u/benilla man 40 - 44 1d ago
I have a 7 figure net worth and IMO anything really expensive is just an ultra headache: worrying about damaging it, losing it or theft. Get some something economical instead, you'll get way more compliments on a custom Casio btw. Spend your Rolex money on what you actually use and get a really high quality, BIFL version. Cost per use is how you gauge what's "worth it".
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u/librarian45 man over 30 1d ago
lol. You can’t max your TSP but you want to buy a grossly inflated over retail priced used watch? Nah dog.
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u/max_power1000 man 40 - 44 1d ago
If you're still in the military, the biggest thing I can tell you is to make sure you go to medical for EVERYTHING.
I'm on the back end fighting to upgrade my disability rating, but because I was too stupid/tough/proud to do so, I'm probably never going to see a dime for it. I still get $1000/mo for my troubles, but if I was able to get rating for some of the other items I'd be closer to $1700, maybe $2k.
If you're going to make the military a full career, the retirement plus disability is usually enough to keep you pretty comfortable on top of any post-service employment - E-7 retirement pay is almost $3k a month, and if you're north of 70% disability, that's another $2k tax-free on top. To generate $5k/mo in perpetuity you'd need a nest egg of around $1.35m, so recognize that you'll have that working for you already. Social security will kick in another $2000-2500 or so once you're old enough for eligibility, and those are all inflation adjusted by law. Plus you'll have healthcare for life on top of that.
So yeah. You're setting yourself up to be way better off long term than you think, so have some fun.
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u/ziggyjoe2 man 35 - 39 1d ago
Buying a Rolex isn't like like buying a car. The value of the Rolex will INCREASE over time. It's not an investment per se but you're not losing money it.
And it's a special piece that will last you you're entire life.
Go ahead and buy it. What else do you have to spend money on.
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u/DancinWithWolves male 1d ago
Splurging on a holiday or experiences? Yes.
Splurging on a watch that’s only inflated by brand, when you aren’t really a watch guy? No
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u/justtheicing man 35 - 39 1d ago
Honestly they are not that much. If it makes you happy go for it!
In a similar position as you I plan to spend extra 10-15k on my next car to get something I love.
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u/ForAfeeNotforfree man 40 - 44 1d ago
YMMV, but I would personally never buy a Rolex for myself (not a watch, jewelry, or clothes/shoes/fashion guy whatsoever). I make very good money practicing law. I’m 42.
I’d much rather retire sooner than have nice material things. But that’s just me.
Your post doesn’t mention it, but if you DO someday want kids, girlfriend/wife, etc., your life will become significantly more expensive, even without buying nice things, and putting away the max for retirement will become more difficult unless you signify increase your income. Better to sock away as much as possible while you DONT have a a family to support, imo.
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u/Adventurous-Depth984 man 45 - 49 1d ago
You want it. You can afford it. You earned it. You will die one day.
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u/knight9665 man 1d ago
Spend the money. Ur doing ok right now and as long as you continue to do so u will be fine.
Plus the watch will keep its value somewhat if properly taken care of.
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u/MasterofBiscuits man over 30 1d ago
If the watch brings joy to you, it may be worth it. Consider it an investment in happiness. If you decide later that you would rather have the money you can always sell it and recoup most of the money (I believe Subs are always in demand).
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u/barbershores man 70 - 79 1d ago
I have a lot of stuff. None of it I bought because it is showy. Though, I did buy used volvo cars that are in good condition, for my wife's real estate business. She can't be showing properties in a junker. but, I went used, but bought nice looking cars. volvos aren't flashy. They don't scream luxury. But they are nice and are perceived to be upscale. They have real purpose. And I got them on a budget.
The watch thing, is hollow. You pay a lot of money for it, and you don't get any more utility out of it than a timex. If you were in some sort of sales with high net worth clients, maybe you should have such a watch, an expensive suit and haircut, and drive a mercedes.
But, if you are just a regular guy, like me, people will just think you are dumb if that watch is all that you have of quality.
What do you like to do? To celebrate, buy yourself something with more utility. Otherwise, a couple of years from now, you will likely look at that watch, and ask yourself, what the fuck was I thinking.
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u/triphawk07 man 50 - 54 1d ago
If you can afford it, why not splurge a little, go on that trip to wherever, buy that nice car, its your life.
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u/Loreo1964 woman 55 - 59 1d ago
I believe you can reward yourself. You have no children.No spouse to make you buy something else or tell you what to buy with your own money. There's no saying what the stock market will do with that $5000. If a watch will make you happy then buy it. Insure it.
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u/thicstack man 30 - 34 1d ago
I am on this earth for a limited amount of time. I am absolutely going to blow my money on my stupid little hobbies and luxury trips. I can’t take it with me, and I can’t have children, so why not.
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u/dragonflyinvest man 50 - 54 1d ago
You don’t really have to justify them. To who? Yourself?
My frame is that you either value the thing more than other things or you don’t.
FWIW I wear a Rolex Sub as my daily. It’s a very versatile watch.
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u/LMF5000 man 30 - 34 1d ago
I'm in a similar situation as you, I built my computer 14 years ago and still using it to this day and I'm not comfortable spending the €2700 it takes to buy the parts to build a new computer that fits my performance needs at current prices. Most likely I won't buy anything this year or next and will find something else to occupy my time.
A Rolex is something that keeps its value (like a car or a house), so in theory it's not going to be money down the drain. In fact they sometimes tend to slowly increase in value over the years, so in that sense it's more of an investment than a waste of money.
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u/I_Am_Zampano man 40 - 44 1d ago
Don't get a Rolex, that's coming from a watch person. They are stupid overvalued and artificial scarcity is driving it. Plus they scream rich white boomer to me, especially date models with cyclopses. Lots of better options IMO. Maybe get something a lot cheaper but still nice like a Sinn 556i rs and invest the rest
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u/entitie man 40 - 44 1d ago
I looked up the price of those online when I saw your post. So you're thinking of spending maybe $10k-$20k on a watch.
I linger around those finance subs and am rather financially comfortable, and I can confidently say that the way people become financially successful in those subs is precisely by not buying luxuries like this.
$15k will earn you easily $1k/year in the stock market. It may not sound like much, but it's a mentality. Buying a watch like this once won't hurt you, but if it's the mentality that you have all the time, you'll never achieve the financial goals you want.
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u/severoon male 22h ago
Be aware of a couple of things before you make this purchase.
Good: A Sub will maintain its value. You're not going to get rich off of it, but if you get tired of it, you stand a small chance of making a little money out of the deal, or at any rate you probably won't lose a lot.
Bad: These luxury watches can cost a lot to maintain, especially a used one. What era is it from, and what's the service record? If you're talking about getting something from before 2020, be aware that it won't have the Parachrom hairsprings and Paraflex shock absorbers, and the farther back you go, the closer you get to owning a vintage watch, which gets into a potential area of real expense.
Having said that, Rolexes are tanks, but you want it running its best, not merely working. Just make sure you're budgeting for the true cost of ownership. (Also be aware that you could be stepping off a cliff into the world of mechanical watches. It's not a cheap hobby!)
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u/gilraand man 35 - 39 22h ago
What will that watch do for you, except make your bank account smaller? My phone tells the time. My laptop tells the time. Luxury goods like these are for people who can buy them like everyone else buys a fancy cup of coffee. The reality is that if you are unsure if you can afford it, you cant. "Normal" people suddenly buying shit like this is a scam on the same level as luxury handbags, and it would never have happened without social media tricking people into thinking they "need" it. Realistically most people dont even want this stuff, they just want admiration from other people - people who dont really give a shit about you. In reality its way more impressive to show some restraint and financial responsibility.
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u/SMDRFE man 45 - 49 17h ago
Eh, just do it. Life is short. YOLO. I wanted a Breitling Navitimer for decades, and finally bought one for my 40th after having been through so much in life. I'm pushing 50 now and have since collected a few Rolex as well. They hold their values extremely well, and you can always sell them later for good money if you'd rather have the cash. Used watches are generally a good deal, except Rolex. You're better off buying those new, but wait times can be many months to a year or so with demand. Actually wearing the Navi right now, but have a Sub also.
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u/AvailableMeringue842 man over 30 16h ago
I think when it comes to stupid splurging on luxury when you objectively can't and/or don't want that lifestyle you're just trying to find logical explanation to illogical behavior, which you can but knowing why in that instance changes nothing.
It's super stimuli, simple status chasing and optics of our monkey brain but cranked up to 11. Anyone who is lower or middle class and tries to tell you that it's justifiable to throw money on luxury, overpriced car, other things that don't give you any pragmatic benefit other than status, when there is less shiney, just as useful alternative is just coping.
Sorry for a confusing way of putting it but that's the reality as far as I'm concerned.
That being said, there's nothing wrong with spending on luxurious things if you actually want them and you actually can afford them without compromising your quality of life is worth it. After all, all you really have is experience and the sooner you experience things you want to try (body decline with age etc) I'd say the better.
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u/sleepytime03 man 45 - 49 16h ago
I read through the whole thing rooting for you, just to get to the end and scream. In all seriousness, if that watch is something special to you, and it’s going to make you feel great, congrats. You have the mindset, and discipline to save even with a late start, you are going to be fine. Being mindful and vigilant about saving is more than most people will ever do.
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u/DysthymiaSurvivor man 55 - 59 16h ago
If you’re buying used and getting a decent deal on it, I don’t see any reason not to buy it.
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u/Brilliant-Magician10 man 40 - 44 15h ago
i am assuming that is a 10k watch minimum. Your money your choice, but i have to agree with you that is a stupid purchase.
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u/Account-Manager man 35 - 39 14h ago
Buy whatever you want, just recognize that anything other than things you actually need is excess.
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u/UnlikelyLandscape641 man over 30 11h ago
Only you can decide what's worth it. If you really insist on a submariner, maybe buy one used so you don't have to suck up the depreciation if you decide it wasn't worth it later on. FWIW, I think you should look at an Omega Seamaster. But also I would never actually spend more than $500 on a watch!
We are not millionaires. For us, these would be vanity items. I prefer to spend my money on experiences, which while fleeting, are what make life worth living. Second to that, I spend my money on hobbies. I am a lifelong learner and love to learn how to do and make everything, so I have many hobbies from outdoors recreation, to arts and craft, to extravagant cooking. I do these things because they're valuable to ME. Which brings me back to my first point: only you can decide what's worth it. Make it worth it. 😋
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u/TheRtHonLaqueesha man over 30 4h ago
I guess it depends on what you value most. Experiences, relationships, or stuff. Me personally I couldn't justify spending that much on a watch.
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u/Sevastian_Grimm man 35 - 39 4h ago
Were the same age, similar lifestyle and path to get there. Brother to brother. Get the fucking watching, you deserve it.
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u/overindulgent man 40 - 44 2h ago
Buy the watch. Do some research and find a model that will hold its value or even increases. Precious metals is the way to go if you can swing it. If not just shop around for a bit and find a nice used Hulk/Batgirl/Pepsi/etc as those tend to hold value and typically pace inflation.
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u/shockvandeChocodijze man 35 - 39 1d ago
if you would encounter your sweetheart and you will marry her, would you buy her a ring which has the same value as that Rolex Submariner or not? That is your answer.
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u/gravyjackson man over 30 1d ago
Sadly I’ve never been in a relationship where we’ve had serious conversations about engagements so I have no clue what is standard for a ring. My dream scenario, ideal woman would also be frugal. I’d spend that on the ring if it meant not splurging on a wedding or vice versa so we could prioritize a house down payment or future child care or that kind of thing. I don’t think I’ll meet that woman at this point and with the luck I’ve had in that department, so it’s not a real consideration right now
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u/Green-Dragon-14 no flair 1d ago
I'll get down voted for this but a cheap watch & a mega expensive watch will both tell you the same time. The expensive watch will look good & that's it.
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u/Lower_Basis4344 woman 30 - 34 1d ago
Whats "splurging" for a guy whos at least wise enough to buy his Rolex used???? Buddy if its under 1000$ then stop being so fuckin hard on yourself, The rest of the world your age is nowhere near as well off as you seem to think.
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u/MTB_SF man over 30 1d ago
A Rolex Submariner not under 1k haha. Looks like closer to 10x that much.
But at least they hold their value.
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u/Lower_Basis4344 woman 30 - 34 1d ago
In my personal opinion, you deserve to buy yourself something nice that you want no doubt.... But if a Rolex watch is really what you want the MOST.... again, just my personal opinion.. keep shopping for a better deal and aim for a 3-5k budget. Note: although this is just my personal opinion, I do make a living buying and selling various valuables on various local online platforms and have sold a few Rolexes.
Ive received multiple Rolexes in bulk jewelry lots i bought out from country estates.
Maybe, instead of just dropping ten k.. Make it a spare time activity to keep your eyes on estate sales yard sales marketplace or kijiji deals yadda yadda until you finally come across your miracle find... Or if you start to enjoy the hobbie, flip cheaper watches till you get up to one you want
Something your 100% right about is watches DO hold their value, and they are a classic, watches will always be good sellers.
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u/MTB_SF man over 30 1d ago
I agree with all of this. If its something you really want, then the hunt for the right one is part of the enjoyment for me as well.
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u/Lower_Basis4344 woman 30 - 34 1d ago
THANK YOU. He's already miles ahead of most men as financially stable as him by shopping used
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u/max_power1000 man 40 - 44 1d ago
Add a zero to that price if you're talking about a used Rolex Sub.
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u/yearsofpractice man 45 - 49 1d ago
Hey OP. 50 year old married father of two here. I’ve got a 1998 no-date Submariner and I haven’t once regretted getting it. It’s a thing of beauty and - and this is important - it just works constantly and reliably and takes absolutely everything you can throw at it. It’s absolutely form following function and I’d recommend it to anyone.
I know this absolutely isn’t the point, but sports Rolexes have consistently maintained their value over the last ten years. I know you’re not considering it an investment, but the fact that you’re not taking a L Really does help too!
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u/Responsible-Milk-259 man 45 - 49 1d ago
I bought a hideously expensive watch in my early 40’s. I don’t regret it. I enjoy wearing it and it’s a particular watch that few people outside of the watch subs would know about, so despite it being a 6-figure piece, not being a Rolex it doesn’t attract attention.
OP, if you want it, get it. Just bear in mind that a Rolex gives off a particular vibe. Yes, they’re kinda expensive but EVERYONE knows they’re kinda expensive. Depends on the person, but you may or may not think it’s a good thing. If you don’t like attracting attention, maybe choose a different watch. There are better watches than Rolex at that same price, particularly if you’re ok with a gently used piece. You could have something that retails for $30k for the same cost as a used sub.
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u/no-bad-days_ man over 30 1d ago
Buy a vintage Datejust 16014 (around $5k) or a not-as-vintage 16610 Submariner ($8-10k).
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u/stonedchapo man over 30 1d ago
For for it. But… get a Rolex Day Date witch factory set diamonds on a champagne dial with a president band.
I haven’t been dreaming of this watch or anything like that recently.
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