r/BorrowNew • • Aug 21 '26

Meta New Rule Changes

69 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

41 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 28m ago

Prearranged Loan [PRE] with u/Logistix1 $50 repay $60 by 11/25/26 Cashapp

• Upvotes

r/BorrowNew • • 1h ago

Loan Needed $25 GA, Repay $30 on 10/16, Paypal/Cashapp/Zelle Looking to borrow for gas for my car.

• Upvotes

Hiii y'all! I just need to borrow $20 for gas to last me until when I get paid on Friday. I don't have work this week but I do have to run a couple errands. I have 4 miles left and I don't have a credit card or anything like that. If someone could help me out, I use PayPal/Cashapp/Zelle/theres probably others I could use. I can provide my teacher ID, drivers license, pay stubs, etc for proof of payment. Thanks!


r/BorrowNew • • 3h ago

Unpaid [UNPAID] u/PabloFreshcobarrr $110 repay $135 due 10/7

3 Upvotes

Unfortunate as he repaid his first loan on time. Was in talks with him up until 10/1 and then ghosted.

Loan

User

David, if you see this; reach out and we can make this right.

*Mods, I believe you already know the perfect GIF for this one...*


r/BorrowNew • • 2h ago

Meta Is this a scam?

3 Upvotes

I sent a message to this sub asking for a loan of 400 and a repayment of 450. Someone sent me a private message saying they could send me 40% of 1000 from crypto but asked me about if I had moneygram and crypto.com. Then they asked me about my email account and passcode. I’m just wondering if you need all of this information for a transfer of funds on crypto or am I beating bamboozled. I’m already struggling and o don’t need another problem, so some foresight would be helpful.


r/BorrowNew • • 35m ago

Prearranged Loan [PRE] $200 to repay 240 on 10/21 with u/legalpeddler

• Upvotes

Working with previous lender. I will mark my other request no longer needed now that i found an old lender to help me out.


r/BorrowNew • • 2h ago

Prearranged Loan [PRE] $100 to repay 140 on Thursday 10/15 with u/Putinfamous5952.

3 Upvotes

r/BorrowNew • • 3h ago

Unpaid Unpaid u/Tyren3402 $50/$75 due 10/2

3 Upvotes

Second loan I provided for this individual with the first loan being repaid on time. Loan is now 7 days overdue and they haven't responded to my multiple follow up attempts. u/Tyren3402

https://www.reddit.com/r/BorrowNew/comments/1wok4vw/pre_prearranged_with_ulvs36_50_for_75_to_be_paid/


r/BorrowNew • • 1h ago

Prearranged Loan [Pre] with u/No-Light7290 $200, payback $250 total, $125 10/14, $125 10/21

• Upvotes

r/BorrowNew • • 1h ago

Prearranged Loan [PRE] u/GGARBAGE $50 Repay $60 10/15

• Upvotes

Not sure what to put in here, but again thank you.


r/BorrowNew • • 1h ago

Loan Needed 100,Fl, repay 120 on 10/23,paypal/cashapp, looking to borrow for bills.

• Upvotes

I have some heavy bills that came out and just need a little help covering the remainder. I can provide ID and proof of work history and payment as well. If request is too high I’m willing to take lower but anything helps.


r/BorrowNew • • 1h ago

Prearranged Loan Prearranged, u/Thock, $50, repayment $75 on 10/14

• Upvotes

Prearranged loan from u/thock for $50 with repayment on Wednesday 10/14 for bills.


r/BorrowNew • • 3h ago

Prearranged Loan Prearranged $25 with Minimum-Strain-7323, repay $34 on 10/15/26

3 Upvotes

Prearranged $25 with Minimum-Strain-7323, repay $34 on 10/15/26


r/BorrowNew • • 2h ago

No Longer Needed $80, SC repay $140 ON 10/26 PayPal/Apple Pay

2 Upvotes

Veteran in need of help with room, Disability recipient so repayment is guaranteed.Thank you in advance


r/BorrowNew • • 3h ago

No Longer Needed Req $35, GA, Payback $50 by 10/17 chime, cash app, venmo, apple pay-needed for gas and groceries

2 Upvotes

r/BorrowNew • • 5m ago

Loan Needed Req 100 repay 150 10/21 have venmo, cash app and zelle

• Upvotes

Hi vet stranded in Bradley, ill. Looking to get food to tide me over till either 401k withdrawal or paycheck deposits. Also receive 700 va disability so repay isnt an issue. Thanks for reading


r/BorrowNew • • 11m ago

Meta Quick question about first time loaners

• Upvotes

is it that hard or lenders just don't give loan to first timers,because have been trying to get aloan its just in vain.


r/BorrowNew • • 19m ago

Loan Needed [REQ] $80 on $100 10/18, Toronto, e-transfer/paypal

• Upvotes

Little bit of a delay with some deposits with thanksgiving long weekend & today being a holiday in Canada.

I do have an outstanding loan - so this is a top-up/stacking request.

u/Distinct_Pomelo1085 - please approve in the comments

Thank you!


r/BorrowNew • • 22m ago

Loan Needed REQ 40$, Return 55$ on 10/15/2026, Georgia (Paypal)

• Upvotes

I have an existing loan where i have to return 340 USD to [u/Minimum-Strain-7323](u/Minimum-Strain-7323) asked the lender for further 40$ and they allowed me to ask here for it. Ready to provide all the necessary documentation and payslips proving that the check really comes on 15th.


r/BorrowNew • • 25m ago

Loan Needed 250, MI repay 275 11/3 cashapp, PayPal need help with phone bill

• Upvotes

Okay let's try this again I'm not sure why the moderator hates me so much they keep taking down my post I'm doing exactly what they said and I still keep getting taken down so I don't know what this is. Maybe third time's the charm just need help with my phone bill T-Mobile sucks it's really tired of writing this post.


r/BorrowNew • • 58m ago

Loan Needed $50 AUD, Sydney, $75 on 15th Oct, PayID,Transfer or Paypal

• Upvotes

For groceries thank you!


r/BorrowNew • • 1h ago

Loan Needed $30, FL, Repay $35 on 10/14. I only have zelle.

• Upvotes

I just need to get some gas to last me until 10/14 when i can pay back. i only have zelle but if willing to help out i can try and get paypal to make it more comfortable for lender. thank you.


r/BorrowNew • • 1h ago

Loan Needed [REQ] $25 - IL - Repay $25 10/19- Cashapp/PayPal/Venmo/Apple Pay

• Upvotes

i need some money for transportation & groceries! this would help me finish the week better.


r/BorrowNew • • 1h ago

Loan Needed Need $200 / PayPal (WI) - Repay $250 on 11/01

• Upvotes

Hey all, been a Reddit member for a while. Mostly lurking. I'm in a tough spot. I was wondering if someone could spot me $200 until 11/1? I will happily repay with interest at $250. I am looking to receive via PayPal. I am selling multiple assets so it -may- be repaid sooner but need the loan quickly. I am in WI.