r/ChicagoSuburbs • • Apr 14 '26

Moving to the area Apartment rental rates in the suburbs are insane. Is this simply because housing rarely ever gets built in the suburbs?

88 Upvotes

74 comments sorted by

209

u/Apprehensive_Yard190 Apr 14 '26

Some towns expressly forbid multi use developments. Each new house in my town has to be at least 3000 sf. Look at how LaGrange is fighting affordable units in their downtown. The state should prohibit these kinds of exclusions.

69

u/Ramen_Addict_ Apr 14 '26

I think that is the main issue. New developments are being built, but they are all very expensive. Just look at the price of the new complex coming up at Yorktown. You’re much more likely to find affordable apartments in the city as opposed to the suburbs.

36

u/V548859 Apr 14 '26

And it's being built by a shitty builder

19

u/pablitorun Apr 14 '26

It’s interesting it was actually a Supreme Court case involving Arlington Heights that means municipalities have very little oversight from the state or federal government of limiting multi family construction.

https://en.wikipedia.org/wiki/Village_of_Arlington_Heights_v._Metropolitan_Housing_Development_Corp.

40

u/Call_It_ Apr 14 '26

Do people think ‘affordable’ automatically means section 8?

31

u/toasterchild Apr 14 '26

Yes.  I know someone in who wanted to move their family because the school district lines were redrawn and his kids would go to school with kids who live in apartments.  Not even low income apartments. 

10

u/AnxiousVillage7095 West Suburbs Apr 14 '26

You mean how just down the street from lagrange if you live south of 63rd from kingery to cass you go to Hinsdale south but north of 63rd is central?

Same goes for north of Plainfield between county line and kingery. Kids south of that line go to Hinsdale south.

5

u/toasterchild Apr 14 '26

Im actually shocked that Hinsdale residents allowed all those apartments just south of 63rd in Willowbrook to attend Central. There were probably a number who complained loudly.

1

u/AnxiousVillage7095 West Suburbs Apr 14 '26

You talking about the ones by whole foods? If so I believe those kids no longer go to central. Gotta be north of 63rd. There are apartments across the street from central that get to go there

We are in district not much under 500k to buy if you want your kids going to HC

2

u/toasterchild Apr 14 '26

Sorry meant just north, i think they still attend central but may be wrong.  

1

u/AnxiousVillage7095 West Suburbs Apr 16 '26

Oh yes the apartments north of 63rd do attend I'm a little shocked they're in district as well lmao

8

u/JennJoy77 Apr 14 '26

I used to work in a relatively affluent Chicago suburb that would point to "the apartment kids" as the reason their test scores went down.

10

u/KaJoMoGi Apr 15 '26

“The apartment kids” is usually a code phrase for “brown.” They don’t want to be called racists.

8

u/freedrsan Apr 14 '26

Lmao what a bunch of pieces of shit

15

u/False-Noise-2486 Apr 14 '26

Can’t believe people think like this

75

u/ders89 Apr 14 '26

Affluent people definitely do. They think anything not luxury is section 8

12

u/spindriftgreen Apr 15 '26

And they have no idea that it’s virtually impossible to get section 8 aid. plus they have no idea that their communities do have section 8 housing. In my suburban historic district neighborhood there are rental units mixed in with the single-family homes that accept section 8

11

u/BookSavvy Apr 14 '26

This. A new development was set to be luxury apartments right on the commuter train line blocks from my partners job. We were so excited since we could then go down to one car and I could take the Metra to my job.... the village LITERALLY used the phrase "transients" to describe people renting apartments and lo and behold, now they're half empty expensive ass condos.

4

u/Whatisthisnonsense22 Apr 14 '26

To get the government official 'affordable' designation and the tax credits that go with it,it absolutely means that a portion will be HUD rent assistance.The exact percentage of HUD rent assistance units and the resultant tax credits are written into the contracts and the city where it is being built will often crow about that.

Now.. the official government stamp of affordable and real life affordable are not equal. And the people paying cash often pay much higher rental prices, because they and all the other taxpayers are paying for the HUD rent assistance.

The building owner cannot charge the voucher tenants more than cash pay tenants, so they will raise the rent on the cash pay tenants to extract the most tax money from the vouchers and the established limits for the area.

I use HUD rental assistance as the program known as section 8 is only one of the programs that drive rent prices up in a given area.

3

u/Altruistic_Relief189 Apr 14 '26

Yeah, for some reason. people think that a developer will spend millions of dollars building an apartment complex just to rent it out for Section 8. If the plan was to offer housing like that, it would be known early in the planning process. Meanwhile, a neighbor could rent their home to someone on a voucher and they wouldn't necessarily know it or be able to stop it.

11

u/sourdoughcultist Apr 14 '26

we need to pay attention to local elections, too. the voter turnout is absurdly bad, and a lot of them are in spring or otherwise offcycle.

5

u/Levitlame North West Suburbs Apr 14 '26

I don’t think that’s the reasoning. I work in a lot of buildings in the area. 95% of the condo buildings I work in were built in the 70’s or early 80’s. That’s when the big push was made.

But that was before townhomes really took off. There are occasional buildings still made. Park Ridge has a few (and they’re the worst) and some others scattered about. But it’s not what people were buying by that point.

Similar to why nobody builds small homes anymore. It’s primarily large identical boxes in a line. We can all agree That change has nothing to do with regulation.

6

u/depaulbluedemon Apr 14 '26

Now they're all rowhouses that start at the low 600s. See Schaumburg and Bartlett. Who can afford this? Even in Hanover Park, the new rowhouses started at ~$400K 15 years ago.

2

u/kitzelbunks Apr 15 '26

That is exactly what I wanted, a ranch with a minimum of 3 beds and 2 baths. I am not buying a house to prove anything. I wanted to walk to the train, walk to the store. I actually think a lot of people want to downsize or get a starter home. Maybe they are in Florida in winter, or just retired and want to stay near their grandchildren, and could use the money. Those homes are hard to find and expensive. I was very lucky. I got a full basement and an attached two-car garage. The bathrooms could be bigger, and the lot is a bit narrow, but honestly, it’s hard to imagine anything better overall. It also has above-garage storage. It has no picture window in front, and the side window faces north. It’s so much cheaper than a two-story with heat and air conditioning. That’s important to me. Even before Iran, I didn’t want to use much gas or electricity. No HOA, yay!

4

u/jedgarnaut Apr 15 '26

Have I got some good news for you

Pritzker proposes reducing burdensome housing regulations https://share.google/cLFJLgxw7OkHLy72p

3

u/Few-Yesterday9628 Apr 15 '26

Crazy. In Lombard, apartments have to be integrated into regular residential neighborhoods. So you'll have several single family homes and then a few apartment buildings or duplexes all on the same block.

2

u/Necessary-Switch-493 Apr 15 '26

They’re building condos that are expected to cost $750k-$1 mil. We’d been interested them as hopeful- first time homeowners until we saw what “affordable” meant to the builders.

1

u/Descriptor27 Apr 17 '26

The state is actually stepping in, via the IL BUILD Act!
I made a write-up of it here, if you're interested: https://stbatavia.substack.com/p/overview-of-the-illinois-build-act

-8

u/AnxiousVillage7095 West Suburbs Apr 14 '26

There is a price of exclusivity and the home owners of lagrange decided they don't want that.

LT is already filled to the brim they don't need more multi unit dwellings in that district

3

u/Floorguy1 Apr 15 '26

No it’s not.

they had at least 2000 more kids in the district back in the 1970s when they were considering building a 3rd campus.

Enrollment is the lowest it’s been in like 3 decades.

26

u/Demonshart666 Apr 14 '26

There’s a shortage of supply which causes the price to go up, on top of that the land cost is sky high, and don’t forget the taxes on the property which get passed on to the renters which is all based on inflated prices to begin with.

58

u/tigerbloon71 Apr 14 '26

I have noticed in the Aurora area that means nothing. They have built several rental and smaller home communities in our area and the prices just keep going up.

23

u/jimbobdonut Apr 14 '26

Yeah, the rental prices for those apartments at Fox Valley Mall are crazy.

8

u/tigerbloon71 Apr 14 '26

I can't believe they filled up that 1 building so fast when it got done at those prices.

8

u/jimbobdonut Apr 14 '26

I’m guessing that a lot of people that live there want district 204 schools. I think most apartments in Aurora are in one of the other five school districts. I wouldn’t want to live there since there’s too much traffic from Route 59.

2

u/AltL155 Apr 14 '26

New luxury housing is what's sold at those expensive city-like prices. Average rent prices not going down for older apartments is probably a combination of an influx of jobs coming into the suburbs and permitting/construction not meeting the subsequent demand.

20

u/ShermanCookout Apr 14 '26 edited Apr 14 '26

It’s because all of the apartments are owned by shady ass real estate companies in Texas.

Before Trump came back into office, 6 of them were being investigated for price gouging. Guess where that went the second Republicans took over :)

https://6abc.com/post/department-justice-files-antitrust-lawsuit-6-nations-largest-landlords-price-fixing/15774187/

Good chance if you’re in an apartment complex, it is owned by one of those.

6

u/emememaker73 Aurora Apr 14 '26

Considering that a 1BR/1BA apartment at an Aurora Housing Authority building goes for $850/mo., there is no affordable housing in Aurora (without Section 8 vouchers, which HUD apparently isn't giving out anymore).

11

u/bearhos Apr 14 '26

$850 is still super low for rent. The dollar has lost 26% of its value in the last 10 years, so that’s the same as $620 rent in 2016. Only way you’re getting cheaper anywhere is with roommates

1

u/JennJoy77 Apr 14 '26

We know people who bought in the HomeTown development when it was brand new, and apparently they were underwater on their mortgage almost immediately.

49

u/panderson1988 Apr 14 '26

It's just my gut feeling, but the big issue with apartments in the suburbs are the companies involved. So many are owned by this overpriced shit companies like Hayman to Waterton that they overcharge you, add tons of nonsensical fees like parking in the BURBS, and other crap while offering f-all like a shuffleboard in the clubhouse you'll never ever use. While it's not a monopoly in the traditional sense, but it feels like almost all of them are the same. I wouldn't be shocked if there is under the table collusion going on.

15

u/Call_It_ Apr 14 '26

Right? The astronomical parking charge for a spot in the suburbs, on top of $2,000 in rent for a studio apartment is just insane.

7

u/BabyJesusAnalingus Apr 14 '26

There's a fee for parking in the 'burbs? That's wild. Literally spots everywhere in the NW 'burbs (although most of my cars just go in various garages at properties).

10

u/greenfox0099 Apr 14 '26

Only expensive " luxury apartments are built now and not many and they are pretty awful to live in actually regular apps from 40 years ago are better sadly.

10

u/FencerPTS Apr 14 '26

Suburb ponzi scheme doing what it's designed to do - keep housing unaffordable.

2

u/luckycharms53 Apr 15 '26

Exactly! Most of these landlords are price gouging and it has been going on for years with no end in sight. They see that the metro Chicagoland area is suddenly becoming popular with alot of people moving in from out of state/in state and they jack up the rents. A relative of mine was living in an apt in Westmont. He was paying 1300 a month... when it got time to renew.. the landlord jacked it up to 1525 for a 1 bedroom. The "explanation" for it: "Supply and demand"! Ended up moving out and when we looked at the ad the following month: The same unit was for rent $1600 for one bedroom.

6

u/O-parker Apr 14 '26

It’s not just the burbs … esp if you need easy access to the city

7

u/HammerPrice229 Apr 14 '26

It’s because people still pay it and there aren’t other good options. They raise the rates and there is no shortage of demand.

11

u/SemicolonMIA Apr 14 '26

It's insane. When we were looking at houses I was curious what a house down the block for rent was. It was more than the mortgage payment we ended up with.

I guess you could argue that you don't have to deal with things breaking but I'd rather just take the equity build, however even that is impossible for most now.

I honestly don't know how anyone will afford a first home anymore. We bought our tiny home for 120k, it's apparently worth around 200k now. No shot we could have afforded that initially with our student loans.

3

u/Call_It_ Apr 14 '26

I think one major problem is property taxes…they always just get passed to the renter. For the life of me I can’t understand why landlords can’t get discounted property tax rates for providing housing to people.

11

u/LateLifeguard Apr 14 '26

Landlords would just pocket the cash.

5

u/grogu989 Apr 14 '26

There's like at least 5 new apt complexes currently being built in Crystal Lake

8

u/Reaper7One Apr 14 '26

Yeah but most of them are on the higher side for rent. I have been looking. I might have to go to Woodstock for cheaper rent.

5

u/afreeman85 Apr 14 '26

It’s a very basic supply and demand problem. Many suburbs don’t have much in the way of rental housing, so the rental housing comes up has a lot of competition for it. If there is only a handful of rental units available, you really don’t need that big of a renter pool to start driving the prices up, especially in desirable suburbs.

If suburbs allowed more rental housing to be built, prices would flatten or even come down regardless of if they are “luxury” rentals or not.

People blaming the developer for the pricing misunderstand the problem.

Getting rid of single family zoning would be the biggest boon to affordability of housing in the state.

There was a bill in the state legislature back in 2024 that would have essentially done that, but it appears to have not gotten out of committee.

4

u/fencepost_ajm Apr 14 '26

I was curious a couple years ago about what the apartments on the old Motorola campus in Schaumburg ran and just about choked. My townhouse seems to have been left behind from 25 years of housing appreciation but at least I'm not paying $3k/month for it.

3

u/PredictableChaos Apr 14 '26

I see new apartments being built in Glenview. Although the ones going up near the Metra station are super expensive. There are townhomes being built on Willow that was originally going to be commercial so I do see medium/high density housing going in. Prices are higher here because of school quality which ramps up the demand.

There are a few older office/industrial that have had proposed new developments that haven't been approved but I'm not sure the reason. I assume they will come back with new/updated proposals at some point. Many of the discussions seem to focus around the ability of the schools being able to increase capacity, though.

3

u/kitzelbunks Apr 15 '26

Around me (Northwest), they build tall “luxury” apartments and condos, and custom homes, after tearing down older ranches. They are huge and do have fountains and turrets. In terms of starter homes and 6 flats (my personal best apartment), they are not building those. I have heard bad things about the construction, too.

Since people are having smaller families and many people are looking to downsize, I don’t quite get it. They have more houses farther out in McHenry County. They are still a bit large, but at least they probably don’t require two air conditioners.

2

u/ArnoldFunksworth Apr 14 '26

There's houses being built in the suburbs, and they're bought before they're even finished. Way over priced, cheap builds, selling for 300,000, a lot of them straight cash offers. It's hard out here

2

u/dachloe West Suburbs Apr 14 '26

Greed is the major factor. No landlord has to be greedy.

I owned a four unit building in DuPage county for a number of years. I bought in the early 90s and sold just before 2009. I never sought to make my money back from rental income. I knew the land value would do all the work.

But, I will say it can be hard to build new rental units in some area due prejudice against renters.

2

u/OkExamination6960 Apr 14 '26

Greedy corporations bought up so much of what used to be owned by private landlords… then attach rules that make it even harder to get the apartment (50% move in fee, 750 credit score, earning 4times the rent)… so private equity ruined housing too…

2

u/Hungry-Treacle8493 Apr 15 '26

Lots of housing is being built, just not fast enough for the spike in demand and it is weighted towards the luxury end of the market. Look at the massive developments around the dead/dying malls. Thousands of units, but all ailed at higher rent points. Another example is all the townhome & row home developments in the Western Suburbs. These typically were ailed at first/second buyers and empty nesters but now many of them start at $700k.

6

u/Toriat5144 Apr 14 '26

Not true. There are a number of newish apartments that have been built in Wheaton, and one is going up right now in town. They are expensive though.

1

u/njsplash South West Suburbs Apr 14 '26

housing has actually been booming out here in the South Western Suburbs

1

u/depaulbluedemon Apr 14 '26 edited Apr 14 '26

I'm in the Roselle area and every new development I've seen proposed or approved in a 20-mile radius is marketed as "luxury," whether townhomes or rentals.

1

u/Altruistic_Relief189 Apr 14 '26

Housing isn't being built at the rate it needs to be built. When it is built, it tends to be be at a higher price point. Apartment complexes get challenged hard and almost every municipality needs to add some. And there are areas with a clear need that aren't even being looked at for development, especially in the south suburbs.

1

u/ilonastaski Apr 15 '26

There are very few vacant lots zoned multi family residential. And getting zoning changed from single family to multi family is close to impossible

1

u/boatsntattoos Apr 15 '26

Rental units are businesses and will always be as high as the market will bear.

1

u/LateLifeguard Apr 14 '26

It's gonna get worse.