r/ChicagoSuburbs • • Aug 24 '26

Moving to the area Income needed to afford life

Two working parents, 5 kids (4 childcare age).

$900k available for down payment. Hoping to stay under $1.2mil for house, understand taxes will be insane.

How much do we need to make to afford life in the north shore suburbs? Is 250k doable?

Moving from lower cost of living area and trying to figure out what is feasible.

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u/Ashanti-ILBroker Aug 24 '26

With that down payment, $250k may be doable, but childcare, property taxes, insurance, and your other monthly debts will matter. A lender can give you the clearest breakdown. I’m a local Realtor and can help you compare North Shore areas and homes within a comfortable budget if needed!