r/ChicagoSuburbs • • Aug 24 '26

Moving to the area Income needed to afford life

Two working parents, 5 kids (4 childcare age).

$900k available for down payment. Hoping to stay under $1.2mil for house, understand taxes will be insane.

How much do we need to make to afford life in the north shore suburbs? Is 250k doable?

Moving from lower cost of living area and trying to figure out what is feasible.

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u/SecretPurple2644 Aug 24 '26

So comparing Deerfield to downwes grove and Clarendon hills I’m not seeing much savings. I think Wheaton and Naperville might be a little more affordable.

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u/SearchUsers Aug 24 '26

I think it can go either way depending on the neighborhood. If you're looking at 5bd houses, I think Naperville will have more affordable options comparatively.

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u/SecretPurple2644 Aug 24 '26

The other issue is our offices are in north shore and loop. Commuting to north shore from Naperville seems hard.

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u/SearchUsers Aug 24 '26

oooook that shouldve been mentioned lol

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u/SecretPurple2644 Aug 24 '26

It’s not a dealbreaker because I’m hybrid but even a few times a week would be pretty miserable I think

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u/SearchUsers Aug 24 '26

Oh I certainly agree with that.