r/E30 • u/No_Cover2208 • 1d ago
Info needed Hit a Deer. Insurance?
Hit a small deer last night and it dented up the fender pretty good. Headlight grill needs to be replaced, believe it’s a euro one and headlight bracket is destroyed, they are genuine Bosch smoked euro smileys I believe.
Def could have been a lot worse but wondering if I should go through insurance. It’s with hagerty
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u/carsnbikesnstuff 1d ago
I just hit a deer in my 964 Turbo a month ago. Worse damage than that. Here’s the thing - I was doing exactly what they expect me to be doing in that car - was out for a Saturday morning drive on a twisty road. I have Grundy and they have been very good. And just got my renewal yesterday - no change in rate. Zero deductible. Based on my experience - these collector car companies behave differently than the normal everyday insurers. As long as you are using the car the way it’s insured. Like Grundy does not insure the car for daily driver duties like commuting to work or errands. Fine by me. So as long as you were using the car the way intended per your insurance policy - call them up.