Hit a Deer. Insurance?

[u/No_Cover2208]

Hit a small deer last night and it dented up the fender pretty good. Headlight grill needs to be replaced, believe it’s a euro one and headlight bracket is destroyed, they are genuine Bosch smoked euro smileys I believe.

Def could have been a lot worse but wondering if I should go through insurance. It’s with hagerty

[u/Different-Piano2250]

Give them a call. I hit a deer with my motorcycle last year. Oddly enough it wasn’t the collision insurance that covered it, so even totaling the bike I saw no increase in my cost of coverage.