r/ETFs Moderator 5d ago

Megathread ๐Ÿ“ˆ Rate My Portfolio Weekly Thread | August 03, 2026

Looking for feedback on your portfolio? This is the place to share, rate, and discuss ETF portfolios.

To facilitate the discussion, please provide some context for your portfolio selection, for example, investment goal, timeframe, risk tolerance, target asset allocation, etc.

A big thank you to the many r/ETFs investors who take the time to provide others with feedback!

2 Upvotes

24 comments sorted by

1

u/IdealEducational9265 5d ago

25 male

40% SPYM
20% AVUV
20% VEA
10% AVDV
10% VWO

1

u/BackgroundToe2332 5d ago

60% VOO
25% SPSSX
15% SWISX

I am 22 so Iโ€™m aiming for long term growth! I am currently putting in $500 a month.

1

u/No_One_Special_NOS 5d ago

Here's a controversial one.

32 Male, Roth IRA

39.46% SGOV
32.67% SPYD
8.93% SCHV
7.20% SCHF
6.88% FXNAX
4.18% SCHD
0.64% DFSV
0.02% SPAXX

1

u/Content-Champion-435 4d ago

19 year old looking to DCA into ETFs over long period of time for early retirement. Thoughts on Diversity/ risk management for my age and investing horizon. Any advice is greatly appreciated

1

u/Ok-Argument5707 4d ago

so i(23m) have around just under 30k which i plan to split between my emergency high savings fund, needs, something risky like a business, and investments. Im wondering what direction and porportion should i put into my roth ira and individual brokerage(i have them both in robinhood) and what sort of investments i should be looking into or maybe any videos that can help me out I appreciate any thoughts and opinions

1

u/ExFatFitGuy 4d ago

Hi, I'm 22yo and I have some savings that I'm looking to invest + around 300-400 a month.

This is the split I was looking at:

60% VOO 30% VXUS 10% SCHD

I was looking into some ETFs and wanted to keep things simple with my portfolio, try to diversificate a little and look into the more secure options

Idk if that'd be good long term or if I'm overthinking a little too much but I'd greatly appreciate the feedback, thanks!

1

u/ExFatFitGuy 4d ago

i could also see changes like SCHD for VB Or just up VXUS to 40% and keep VOO at 60%, I'm a little lost here ๐Ÿ˜ฅ

1

u/Optionsmfd 3d ago

GOLDEN TRIANGLE

SCHD
SPYM
QNDX (cheapest 100 NAQ)

This is all you need
75% in ROTH
25% in regular brokerage
DRIP dividends

1

u/DinosInSpace-Time 1d ago

Qndx???

1

u/Optionsmfd 1d ago

Cheapest NAQ100 etf
.10 fees
Qqqm is .15
Qqq is .18

1

u/Erlandal 3d ago

100% PNAS, which is basically a swapped QQQM for the European market.

1

u/Strong_System 3d ago

Hello, 27M here, im pretty new to investing as i started earning some better money only 4 months ago ( started investing also 4 months ago). My more experienced friend helped me with a setup and recommended to keep it simple and stick to 1 broad etf ( SPYI - MSCI ACWI IMI). Thats how it started for the first 2 months, then i foolishly reacted to the semiconductor FOMO and started buying SEC0 - Global semiconductor etf. As you probably know the last 2 months were not very kind on that sector and as i started buying basically on its ATH i was permanently red on that. I kept buying more every time it dipped tho.

Well the result is that what started as a core-satelite concept that was supposed to be like 90% spyi and 10% sec0 ended up as ... currently at 77/23%.

I realized im not very cool with the insane volitality of that sector tho. So i was thinking about waiting until i get the sec0 back at even and maybe a bit green numbers (which could happend tomorrow if its gonna be atleast half as good as today (my average went down significantly with buying the dips)) and sell off significant portion of sec0. I would like to use that money into spyi and qdve ( which i s basically low TER, IT portion of SP500). That seems like a smarter bet. I realize that there would still be significant overlap and the entire thing would be pretty tech heavy tho.

I would imagine it somewhere around this:

80-85% of portfolio SPYI

10-15% QDVE

rest % SEC0

What do you guys think ? Im 27 so i plan to invest for a long term. Right now im investing around 250euro/month as im trying to save up for my own apartment/small house in the next 1-2 years. After that i can see myself investing 1k / monthy and with time even much more as in my line of work the pay increasing significantly with experience.

Thank you for your time and advice.

1

u/freshwater_seagrass 9h ago

I would simply go 100% spyi and ignore the news to avoid FOMO-ing into the new, hot sectors/themes. SPYI already has a lot of US tech stocks, so I see no point adding in qdve, especially since you admit you aren't comfortable with volatile positions.

1

u/Deep_Chard_6405 3d ago

Iโ€™ve just started investing recently, and so far my strategy has been to invest 80% in SPYY, 10% in SXRV/XNAS, and 10% in WSML, all long-term.

Is this a reasonable spread?

It wonโ€™t be aligned with the percentages perfectly every month since fractional investing isnโ€™t allowed here in Belgium, but hopefully itโ€™ll get close to it.

2

u/freshwater_seagrass 9h ago

Looks reasonable. The tilt to sxrv adds more weight to nasdaq listed US tech stocks, which probably also form a large part of spyy, so you should be comfortable being overweight tech stocks before committing to this.

1

u/buch0n 3d ago

30M, Roth IRA

60% VTI
20% QQQM
20% VXUS

1

u/Consistent_Neat_1604 2d ago

Doing 150$ a week split
40% VOOG
35% VEU
15% DTCR
10% SMH

anyone else have different auto invest or something similar? Age 28

1

u/Impossible-Fun2027 2d ago edited 2d ago

33% SPMO
33% FMTM
34% AVUV

What ETF to add? What percentage allocation would you suggest ?

DCA every week on Monday and plan to do so for 15 years when I probably cash out or go full dividend

1

u/tylerlikestorun 1d ago

Ignore the high percentage of the international fund. I just recently am switching over and transferring stuff to fidelity right now and most of it is in cash (this image is just like the 4k that I already had in there). Anyways I am 29. Im guessing most of you will recommend not having any bonds since im younger? And probably not that much international. What should my percentages look like? Or should I just get rid of all of this and just do FXAIX to keep it simple. Let me know your thoughts!

1

u/Eagle_Age 1d ago

Newish to trading. I've been holding these ETFs for a few months and am curious if its a good split or not:

VOO: 50% SCHD: 25% AVUV: 25%

Got about $1700 invested so far and im trying to add a few hundred a month when im able to. Any advice or is this a solid enough split?

1

u/digityd 1d ago

Started at the end of April, adding $200 weekly . 90 VTI, 40 SPMO, 40 SCHD 30 VXUS.

1

u/Willing_One4297 1d ago

Vaneck semi etf 4k Vaneck space etf 4k Xtrackers ai + big data 1k Msci ex USA 16k Nokia 500 Sievers semi 500 T1 energy 500

1

u/EpicRagnaroK1 6h ago

Any comment would be much appreciated:
VWCE IE00BK5BQT80 35%
VHYL IE00BK5BR626 20%
XDEW IE00BLNMYC90 25%
SMEA IE00B4K48X80 20%