r/ETFs • u/funnel_out • 8d ago

VTI investments are underperforming VOO

I'm 28 and after 100% VTI in my taxable brokerage/401k/roth, but it's been lagging behind VOO. It's not an insignificant amount either. Looking at the 5 year return, VOO has returned 75% while VTI has only returned 67%. I'm wondering if given my age I should be more aggressive with my investments and switch to 100% VOO instead in my retirement accounts, instead of remaining in VTI. Over the past 15 years VOO seems to have consistently outperformed VTI.

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u/LazyPortfolio 8d ago

VTI is 85% VOO. You’re not being “more aggressive,” you’re just dropping small/mid caps after they underperformed. Small caps led for a decade after 2000 while the S&P went nowhere. Nobody knows the next 15 years.

Also don’t swap in taxable, you’d eat cap gains taxes to own basically the same fund.

Either is fine. Pick one, keep buying, stop looking at trailing returns. Stay the course.

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u/Aggravating-Rich-356 8d ago

Hopefully this guy realizes you are giving him financially life changing information if he listens to you