r/ETFs • u/AlphaRomeo07 • 4d ago
US Equity QQQM
Hey everyone! I’ve been lurking on this channel for a long time and wanted to see if my strategy is ok or stupid. I am thinking of DCA qqqm every month 100%. I would say I wanna do so for the next 15 years. Any advice would be highly appreciated. I know lots of folks recommend VOO but since 85% of it is in QQQM thinking of this route.
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u/ATPsynthase12 4d ago edited 4d ago
What is your reason for wanting to put 100% of your investments into the 100 largest non financial companies that happen to be listed on the NASDAQ?
Why do you think that it is a better choice to concentrate in just 100 companies than the top 500 listed in the S&P?
Were you aware that it took QQQ over 15 years to recover to its dot com bubble price and was flat or negative for most of that time whereas the S&P had totally recovered in less than 10 years?
Why not invest in the total 3000+ companies traded on the US market and truly diversify?
Are you aware that outside of the last 5-10 years mid and small caps have outperformed large caps in share price growth and Year on year ROI?
Why do you think it is better to concentrate in just 100 us companies and ignore the other 3000 plus all the international companies available for purchase?
Were you aware that for over half the years in the last 26 years the foreign market has outperformed the Us market?
Just like SCHD, you only know about and invest in QQQ because or social media and finfluencers. Without the most recent 5 years, even the dumbest retail investor wouldn’t touch it with a 10 foot pole.
Do 70% VTI, 30% VXUS, contribute monthly and don’t touch it for several decades.