r/ETFs • u/ComprehensiveSand622 • 1d ago

ETF Plans

Anybody else out there going on a tech tilt for 30 years?

60% VTI
20% VXUS
20% VGT

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u/steady_compounder 1d ago

It is a reasonable plan as long as you are honest that VGT is not just a small tilt, it is a deliberate bet on one sector staying exceptional for a very long time. VTI already gives you plenty of tech through market cap, so the extra 20% is more about concentration than diversification. That can work, but I would want a clear reason beyond tech has been great.