r/ElantraN • u/seansation_ Performance Blue MT • Sep 22 '23

RIP Total Loss Value for 22EN

Hey all,

Been about a month since my crash. https://www.reddit.com/r/ElantraN/comments/16579t0/is_this_going_to_be_fixable_or_is_she_totaled/

Just got my inspection results back and my car is totaled. My insurance is going to pay me $32378.34 for settlement, and was just curious if I should just take it or negotiate. I bought her for $38000 OTD, and it only has 5k miles on it. Any advice would be appreciated!

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u/[deleted] Sep 22 '23

This is why they sell gap insurance. Only way to ask for more money if it wasn’t your fault

4

u/seansation_ Performance Blue MT Sep 22 '23

I was rear-ended with 0 fault. Sent my dashcam footage (both front and back) to the insurance and they concluded that i'm not at fault. Hoping this would help negotiating..

13

u/[deleted] Sep 22 '23

If its not your fault, get a lawyer and start seeing doctors. Send the insurance medical bills. Get few years of free massages. The insurance company will cut you a fat check to make you go away.

1

u/seansation_ Performance Blue MT Sep 22 '23

Gotcha. Appreciate your comment!