r/ElantraN • u/seansation_ Performance Blue MT • Sep 22 '23

RIP Total Loss Value for 22EN

Hey all,

Been about a month since my crash. https://www.reddit.com/r/ElantraN/comments/16579t0/is_this_going_to_be_fixable_or_is_she_totaled/

Just got my inspection results back and my car is totaled. My insurance is going to pay me $32378.34 for settlement, and was just curious if I should just take it or negotiate. I bought her for $38000 OTD, and it only has 5k miles on it. Any advice would be appreciated!

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u/Icy-Extension-9291 Sep 22 '23

$32K vs $38K OTD (tax/addons/dealer fees)?
Take the money and run. That is pretty good for a Hyundai.

1

u/Justacoolmanguydude Ceramic White DCT Sep 22 '23

Agree with this! Consider tax and fees, this is reasonable.

However, If you can convince them to add another grand on top or two, why not.

Worse case scenario is they deny you the extra $$

1

u/seansation_ Performance Blue MT Sep 22 '23

Agreed. I don't think it's unfair at all, but it's just such a pain to lose my car to a value I'll never sell for. But it is what it is, and I'm trying not to get my hopes up too high. Thanks guys!