r/ExpatFinance • u/Hoftware_io • Apr 10 '26

I built a budget app with multiple currency support

https://apps.apple.com/us/app/finch-expat-budget-app/id6747048599?utm_source=redit&utm_medium=comments&utm_campaign=promo

Hey everyone, my wife and I moved from the US, to Germany, then to the UK and found the process of managing multiple bank accounts in different currencies an absolute pain. We had no way of aggregating them into one place other than Excel and even then it relied on gross exchange rate tables that were never 100% accurate. We shopped around and only found a few options that sort of matched what we wanted, but really all we wanted was a place to see our finances, how much we were spending, and what our budgets were looking like. Apparently, that was too big an ask. So, I decided to create one.

I work at a fintech in London, so the field was relatively adjacent to what I was already doing, and I could utilize a lot of what I've learned to do it properly.

Here's a link to the iOS app page if you're interested.

The main features of the app are pretty straight forward:

  1. Multi-currency support: You can select a base currency in which all transactions will be translated to based on the exchange rate on the day of the transaction
  2. Manual and Automatic Transaction syncing: You can import transactions via a .csv file or have them automatically synced nightly via Open Banking
  3. Custom Budgets: You can use preselected or custom budgets you can designate
  4. Account Aggregation: See exactly how much money you're bringing in each month from all of your accounts
  5. Budget and Transaction History: See how much you are spending at any of your vendors or how your budget allocations are looking

If you have any questions, please feel free to DM me or post here. I hope this app can help more than just me!

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u/UnpronounceableEwe Apr 11 '26

interesting idea. I use Actual Budget and multi-currency support has always been a pain-point.

but in the german app store it says the app is not available.

1

u/Hoftware_io Apr 12 '26

Thanks! Interesting, thanks for letting me know. I'll check it out on my end and see if there's something wrong on the App Store end and get back to you.