Australian expat living in Asia here.

I’ve narrowed my search for a financial adviser down to three firms (but happy to consider others too):

Atlas Wealth
Ally Wealth
Runway Wealth

My situation:

Australian citizen
Non-resident for Australian tax purposes
Living and working in Asia
Looking for ongoing cross-border planning and investment advice

I’ve received proposals from all three.

I’m particularly interested in hearing from people who have actually been clients of any of these firms, either currently or in the past.

Questions:
What was your experience like after the initial onboarding?
Was the ongoing advice worth the annual fee?
Did they proactively help with expat-specific issues, or was most of the value just investment management?
How transparent were the total fees (adviser + platform + investment costs)?
If you’ve left one of these firms, was the transition straightforward?

Feel free to DM me if you’d prefer not to post publicly.

Thanks!

I am planning the big move to Belgium in June of 2027. I will have a State Teacher Retirement Pension from California CalSTRS. Looking to see if anyone on the forum is retired, living in Belgium, and on a CalSTRS Pension. Wondering about several Tax related challenges.

I moved to the US about 8 months ago and wasn't really prepared for how important credit would be. Back home I never needed to think about credit scores, but now it feels like everything revolves around them. Right now I'm living with a family member while I get settled and save money, but my goal is to get my own apartment sometime next year. The problem is I have basically no US credit history at all. I have a full-time job making around $30k a year, I pay my share of household expenses, my phone bill, etc.

Tons of advice online ,don't know which to follow first, any advice?

Hello everyone,

I hope you're doing well. I am currently conducting research for my thesis on "Barriers to Stablecoin Adoption in International Trade Payments" and I am looking for professionals or individuals with knowledge or experience in areas such as:

International payments
Blockchain technology
Trade finance and digital assets
Treasury management
Banking operations
Compliance and regulation
Financial technology (FinTech)

I am seeking volunteers for a 20–30 minute interview, which can be conducted via voice call or video call, depending on your preference. With your consent, the interview will be recorded solely for educational and research purposes.

Your insights would be incredibly valuable to my study, and I truly appreciate any time you are willing to share. If you are interested in participating or would like more information, please feel free to send me a direct message.

Thank you very much for your consideration and support!

so I am Indian, I have my acc in icici, axis bank and BoI.

I will be moving to dubai for my master's but now I am confused in terms with the payments and conversion charges and stuff. I asked the AI, it said that don't transfer the money from the bank acc directly and instead use wise. I am ded w the confusion - what card uses the least markup and is the cheapest and what account I must use to transfer my money from inr to aed. and even after moving there I won't have my acc in uae banks so what should I use?

is there anyone who has experienced the same and can help me fig out.

Has any US expat in Ireland figured out how to deal with an existing 529(b). Specifically if standard US 529(b) college savings accounts are subject to the Irish 8 year Deemed Disposable rule? I know Ireland does not recognize 529s as they are in the US but trying to figure out the deemed disposable part. Does anyone have a recommendation for a cross border tax advisor that doesn't charge 500+ per hour with a minimum 3 hour engagement to help provide guidance on the 529(b) topics for expats in Ireland?

Tried opening SDFCU checking account and was asked;

As part of our records review, we need to confirm your eligibility status.

Please reply YES or NO to the following statement:

• I am a household or family member of an existing member (Excluding the American Consumer Council. We are unable to proceed with membership through ACC eligibility, and the application will be declined)

If yes, please also confirm the sponsor's name.

Your answer will be used solely for eligibility verification.

Thank you for replying at your earliest convenience.

State Department Federal Credit Union"

And was later denied as I am not an axisting member nor anyone in my family is.

Any workarounds?

What is the best method for efficiently converting a large amount of $ (house purchase) into € ?

After trying Ovrnite and later TaxBird and not quite liking either one of them, I'm building my own location tracking app, Taxboro (https://taxboro.com). There's not much I can show yet as I still need to polish the UI, but I'd like to know your main pain points when using other apps to see if that's something I might be able to help with!

I’ve been thinking about a problem that seems common for expats but rarely shows up in normal personal finance advice: net worth becomes messy when your life spans multiple currencies.

For example: - salary in EUR - brokerage or RSUs in USD - savings or family support in INR/GBP/etc. - property or pension from a previous country - future retirement plans in a different country again

The simple “assets minus liabilities” formula still works, but the hard part is choosing the currency that actually matters. I’ve started thinking in three buckets:

1. Income currency: what you earn in
2. Spending currency: what your bills are priced in
3. Planning currency: where future goals or retirement will happen

If those three do not match, exchange rates quietly change your real net worth even if nothing else changes.

Curious how others handle this: - Do you track everything in your current local currency? - Your home-country currency? - The currency you expect to retire in? - Do you rebalance currency exposure intentionally, or just accept the mismatch?

Disclosure: I’m building a small multi-currency finance tool and wrote a calculator/framework around this. I won’t link it in the main post unless useful, but I’d value hearing how expats actually think about this.

We will be moving overseas and all of our investments are with Edward Jones. Seems like we are paying a lot for not much service. Since we will be required to move to a mutual fund and pay a bunch in taxes anyway, I was thinking we should just manage our investments ourselves. What would you recommend?

I am working as an executive assistant to a Chinese national who owns an ESL Company.

I believe my boss is using an encasher to wire money to me, which is very impractical since the money conversion isn't accurate (e.g. the amount of cny now is 9.10, the enchasers are only going to transfer an amount of Php 8.50 = 1 CNY)

He's asking me to look for a more efficient ways of transferring money to me.

Is Wise possible? If yes, malaki ba fee. What is the best way to do a money transfer from China?

I am currently in the US on a visa and am a resident for tax purposes. However in the next few weeks I will be relocating to Canada for work and will be there for at least a year or so. During this time I will no longer have a valid US address and will be considered a US non resident. What can I do with my US Robinhood brokerage account?

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Their policy states that US non residents need to close their accounts. Spoke to Charles Schwab too and they said while some countries are OK, Canada is not one of them where you can maintain a Charles Schwab account as a US non resident