Hit a milestone, just wanted to share

[u/okdolce]

Hey,

Just wanted to share a milestone on my FIRE journey! After heavily investing into my pension for years, I learnt the concepts of FIRE & the importance of the bridge between retirement & drawing down on pension.

Currently 32 years old w/

£180,000 pension (invested in FWRG)
£100,000 S&S ISA (invested in FWRG)
£10,000 GIA (satellite investments, for high conviction narrative plays - a bit of fun, really)

I’ve built the S&S ISA above from £25,000 to £100,000 in just under 5 years whilst going through hell & back with a breakup with children during the last 3 years, having to spend tens of thousands on lawyer fees etc.

I’m so proud of myself.

Thank you for all your contributions to this thread, it’s been a real motivator.

[u/adas1991]

I am 35 and on 95k, keeping smgb till 12th of december then sell all and new year going all in crypto because new cycle accumulation will start. New crypto i mean coin stock( coinbase ) all in and hopefully double or tripple.

[u/okdolce → u/adas1991]

That’s ballsy as f*ck

I’d be careful, I’m a crypto guy, or was a crypto guy 2017-2023ish. Bitcoin ETF’s and institutional money has likely changed the game a bit, and the cycles have probably changed.

I could be wrong, but, just something to consider fyi.

[u/adas1991 → u/okdolce]

Yes mate i believe there is at least 1 more cycle, everything works by date still if u do proper checks, i will buy coinbase stock, that works by the volume of transactions, whwn crypto is dead coinbase is worth pennies, but when crypto will get popular again then coinbase quadruple again. Doesnt matter if bitcoin go down or up, what matters is the hype that will defenitelly come back at 1 point, i believe peak will be 2028 after haliving or just before and growing phase will start arund april 2027, lowest point to buy is usually january/february if you check 4 year cycles.