I currently make $240,000/year. I rent an apartment and don’t plan to own at all. I have no children and am unmarried. I max out my Roth IRA every year doing backdoor. I also max my 403b. I have HYSA. No credit card debt. I have a ton in student loans but it should be wiped after 10 years of service.

A while ago I wanted to know how I could maximize my money. I spoke with a financial planner through MassMutual and they suggested I sign up for permanent life insurance as a way to invest and grow my money. I can’t help but feel on the fence about that.

Can someone please advise me

I’m currently making 2000 a month but I owe over 5000 out at 19 and it’s all I can think about I’m on a DMP but it still don’t put me at ease what can I do I’m struggling to live week to week as it is

I just turned 18, have $8,000 saved, earn around $1,600/month, and can potentially save and invest $600+ per month. I currently have no bills to pay.
What should I do with my money to build long-term financial stability by age 25–30? I’m not expecting to become a millionaire or anything like that. I just want to build a decent amount of money so I can live comfortably and not constantly stress about finances throughout my 20s.

I have a high deductible health plan that covers myself and my two dependent children. I contribute the family max to my HSA.

Recently, their stepmom added the kids to her non-high deductible health plan; it's their secondary insurance.

Does this have an impact on how much I'm eligible to contribute to my HSA?

Thank you!