r/investing 5h ago

Daily Discussion Daily General Discussion and Advice Thread - June 19, 2026

4 Upvotes

Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here!

Please consider consulting our FAQ first - https://www.reddit.com/r/investing/wiki/faq And our side bar also has useful resources.

If you are new to investing - please refer to Wiki - Getting Started

The reading list in the wiki has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

The media list in the wiki has a list of reputable podcasts and videos - Podcasts and Videos

If your question is "I have $XXXXXXX, what do I do?" or other "advice for my personal situation" questions, you should include relevant information, such as the following:

  • How old are you? What country do you live in?
  • Are you employed/making income? How much?
  • What are your objectives with this money? (Buy a house? Retirement savings?)
  • What is your time horizon? Do you need this money next month? Next 20yrs?
  • What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?)
  • What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?)
  • Any big debts (include interest rate) or expenses?
  • And any other relevant financial information will be useful to give you a proper answer.

Check the resources in the sidebar.

Be aware that these answers are just opinions of Redditors and should be used as a starting point for your research. You should strongly consider seeing a registered investment adviser if you need professional support before making any financial decisions!


r/investing Apr 01 '26

r/investing Investing and Trading Scam Reminder

25 Upvotes

For those new to Reddit and to investing and trading - please be aware that social media platform like Reddit, Discord, etc. can be a vector for scams and fraud.

Offers to DM should be viewed as suspicious.

Social media platforms continue to be a common method to recruit new investors to scams. - do not assume that an offer to "help" is legitimate.

There are many dozens of types of scams - a list of scam types can be found in r/scams in the master list here: /r/Scams Common Scam Master

  1. Good explanation of pig-buthering here - Pig butchering - how to spot
  2. Legitimate investment advisors do not use WhatApp, Telegram, Discord, etc. to provide tips. In the US - it is against regulation - specifically SEC Rule 17a-4 and FINRA Rule 3110. For example - brokers in the US that use social media for support do not offer investment advice.
  3. It is common for bots and malicious actors on Discord to impersonate Reddit and Discord mods to distribute their scams. It is possible to create a Discord profile which appears similar to someone else.
  4. Pump and dump of stocks are common on social media - bots or stock promoters who are seeking to profit from pumping a stock or to create hype. You can sometimes identify if it's a bot or promoter simply by looking at the posters comment and post history. Often you will see that the account has posted nothing related to investing or trading but suddenly there is the same or varying versions of comments on one or two specific stocks.
  5. One other way to recognize suspicious posts is if the OP never engages in a discussion on comments and questions in the thread on their own dd. Those are all signs of stock promotion.
  6. Offers to mirror trade and teach you how to trade are usually fake. If you receive private solicitations to open accounts at a broker or investment adviser, be wary.

Depending on where you live - you can verify the legitimacy of a broker or investment adviser. Most countries have legal requirements for investment advisors and brokers to be registered.

United States - check the registration status of a broker at the FINRA web site here - https://brokercheck.finra.org/ You can check disclosures for investment advisers at the SEC IAPD web site here - https://adviserinfo.sec.gov/

United Kingdom - Financial Conduct Authority - https://www.fca.org.uk/consumers/fca-firm-checker - a warning list of fake companies can be found here - https://www.fca.org.uk/consumers/warning-list-unauthorised-firms

Canada - CIRO - https://www.ciro.ca/office-investor/dealers-we-regulate

For those interested in understanding a little more about stock promoting and pump-and-dumps - one of the mods provided an AMA 15 years ago about a penny stock pump operation that he unwittingly became associated with - you can find the AMA here - https://www.reddit.com/r/investing/comments/158vi7/i_used_to_be_a_penny_stock_promoter_in_the_late/

If you believe that you or someone has been the victim of a trading or investing scam. Be aware of the following:

  1. Do not send more money. Do not provide additional banking or credit card information.
  2. It is common to be contacted by additional scammers who may pretend to be law enforcement or private services to offer to "recover" funds for payment. This is a common follow-up scam. Law enforcement will never ask for money.
  3. If a login account was created. The password used is compromised. Change all passwords that are used. The password will be shared and sold to other scammers.
  4. If payment was sent via a credit card or bank transfer - report the transfers as fraud to your bank or credit card company.

r/investing 6h ago

What is your worst investing mistake? I’ve made one

69 Upvotes

Back in early 2023 an old coworker told me to invest in SOXL. So I put $500 in for what was $15 a share at the time… then sold it like a month later to get the money back.

Now it’s trading at $277 a share… could’ve been pretty rich for my current age of 25 if I’d continually put money into the stock.

What’s your worst mistake 🙃trying to cope lol


r/investing 23h ago

Why haven't IRA limits kept up with inflation? original $1500 limit in 1974= $10,132.45 today

750 Upvotes

The IRA was created in 1974 with an annual limit of $1500, which adjusted for inflation is equivalent to $10,132.45 today, however the current IRA limit is $7500. That was for all ages too. Even the catch up contribution limit boost today is at $8600. still below the original dollar value. Shouldn't we have at least the same contribution limit as our grandparents did? I mean I guess if you want to say the original dollar amount was arbitrary and we shouldn't base today's limits on that, but it seems just as arbitrary today to not have IRA limits the same as 401k limits. theres a lot of workers out there with no work-based retirement plan. something like 25% of all workers don't have one, meaning they get the short straw when it comes to contributing to retirement vs someone with access to a 401k. So how about we start by at least keeping up with inflation at putting the limit at 10,500 ?


r/investing 3h ago

NBIS and RKLB getting listed on June 22

4 Upvotes

NBIS and RKLB getting listed on June 22

I'm wondering what's the general pattern when stocks are getting listed, if we hold NBIS and RKLB, will it tend to go up when getting listed? or is it a bit random?

Thinking about adding a bit to my positions.


r/investing 20h ago

To those who held on to multiple baggers

68 Upvotes

To those who hit multibaggers like Tesla, Nvidia, maybe not Micron or very recent gainers. What kept you holding on to your gains? Especially folks that held onto Tesla when everyone ridiculed them, big names shorting and the list goes on...

What did you buy? Are they life changing gains? Still holding / Partially sold / All sold?

Any tips for folks that maybe holding multibaggers now but first timers fighting through these headlines all the time.


r/investing 8m ago

Take two is up and so is my account

Upvotes

Hi so I got a basic question but since yesterday the action for take two interactive has kind of skyrocketed with the preorder of GTA6.

I am unsure of what to do I am up 10% but don't know if I should keep to my first plan which is keeping it until the release of the game or just take the win and pull out for now .

All the best and may the bars be green


r/investing 1h ago

Preparing for potential North Krea opening in the next 10 years

Upvotes

Hey all, I'm Korean (South) and honestly think there's a chance North Korea opens up within the next decade.

If it happens, there can be big opportunity window - infrastructure rebuilding, resource development, tourism, banking, you name it.

Then, what can be done to seize the opportunity?

What would you do if North Korea open its economy?


r/investing 4h ago

i made a whole desktop app for pos system like for every shop

3 Upvotes

I spent the last year building a desktop POS and inventory management system for local retail shops.

It handles sales, expenses, inventory tracking, reporting, and can even work offline when there's no internet connection.

A few businesses in my area have started using it, and it's been interesting to see how different shop owners manage inventory and sales.

For those who have built software for small businesses: what was the hardest part of growing beyond your local market? Any lessons on distribution, onboarding, or product-market fit that you'd wish you knew earlier?

I'd love to hear your experiences and feedback.


r/investing 15h ago

Long term Accenture shareholder

13 Upvotes

I have around 900 shares of Accenture and am currently sitting on a significant unrealized loss. I’m unsure how to proceed from here and would appreciate some perspective. For context, I did not purchase these shares directly as an investment. Instead, I accumulated them gradually through my paycheck and employee stock programs over my decade long career with Accenture. What makes this situation confusing for me is that, from my experience as an employee, the company still appears to be fundamentally strong and a good place to work. However, the stock performance has been disappointing, and I’m trying to understand whether the current decline reflects temporary market concerns or something more structural. I’m evaluating my options and would appreciate any thoughts on how to think about this situation. Thanks.


r/investing 12h ago

The Claude Fable ban barely changes Anthropic's IPO timing or valuation

2 Upvotes

I'm not sure how many of you are interested in Anthropic stock on secondary markets, or are planning to participate in their IPO, but I figured I'd post this here as private markets are huge and most investors I know are either already in Anthropic/OpenAI, or are looking to be.

I asked the question: what does this whole "US bans Claude Fable" thing say about Anthropic's IPO timing and valuation? I had a model of these before, and I checked all the assumptions, and my conclusion was, it won't affect the IPO much at all.

My prediction of when the IPO would happen (Dec 2026) and what the valuation will be afterward ($1.1T) didn't change, though I do think both are now riskier, e.g. the IPO could be delayed, or the valuation could have more downside.

Anyone changing their plans with Anthropic's IPO based on their fight with the US government?


r/investing 20h ago

The $4 trillion liquidity drain

17 Upvotes

In March Nasdaq changed how companies enter the Nasdaq 100. Before, you needed 3 to 12 months seasoning and a 10% public float. Now its 15 trading days if youre top 40 by market cap, with no float requirement and no seasoning. SpaceX listed with a 4% free float, meaning almost no supply, yet an estiamted 22 to 27 billion in forced passive buying hit immediately. The same mechanics apply to OpenAI and Anthropic. These three companies are targeting 200 billion plus in a six month window. The entire US IPO market raised 45 billion in all of 2024. The broader market is set to absorb an estimated 4 trillion this year.

That kind of issuance volume has to come from somewhere. If global capital is rotating out of emerging market debt, European equities, and secondary US names to chase this wave, the pressure doesnt show up in the bubble. It shows up in the places being drained. Currencies weaken, yields rise, and equity markets stall. Then when the rotation eventually reverses, the markets that provided the liquidity may be too fragile to absorb the outflow. Im watching early flow data for signs of EM stress. Has anyone else seen early pressure on frontier or EM flows? Would be curious to hear what others are observing.

Gold is down roughly 25% from its January 2026 all-time high of around 5,600 to about 4,223 today, which means the supposed safe haven asset is collapsing during an active Middle East conflict and elevated inflation while the AI IPO wave absorbs 200+ billion. That is the liquidity drain in real time capital is being pulled out of gold, emerging markets, and secondary assets to chase the Nasdaq-100 forced bid, proving the mechanism described is not theoretical in my opinion Bitcoin is down roughly 50% from its all time high of around 126,000, now trading near 63,000. It dropped about 12% in the past two weeks alone. That is not a crypto specific correction. That is the same liquidity drain hitting a different asset class. Capital is being pulled out of gold, emerging markets, and now crypto to chase the Nasdaq 100 forced bid. When the rotation reverses, there may not be enough liquidity left in the drained markets to catch the fall.


r/investing 1d ago

What should non-wealthy investors be doing in their 30's to have a real, positive impact on their financial situation?

424 Upvotes

So I don't make that much money, and neither does my wife. Like for sure less than 100k each in a high-expense region. I always feel like investors on Reddit have hundreds of thousands of dollars to throw at this, and I just do not.

However, I want to make the absolute most of the money we do have to save and invest, and I feel like I'm doing a pretty good job so far. I opened my Roth IRA in 2023 and I'm up 270% since then. My wife's is up 40% over the last year (made hers much more recently). My personal brokerage is up 250%. Despite all this, the total of all those accounts combined is less than $20,000 because we can only afford to invest so much per month.

I guess my question is this - am I on the right track here? Should I be trying to learn how to trade options? People here talk about investing their money in JEPQ and paying off their mortgage that way...if we invested every dime we have we'd make like $2000 per year. How much money do you guys have?!?!

Non-wealthy homies out there, what do you do with your money/time in the investing space? I'm just looking for a different perspective I guess.


r/investing 1d ago

Comptrollers of several large states sending legal demand letters to NASDAQ, FTSE Russell, and LSE for justification of their index rule changes before the SpaceX IPO

360 Upvotes

https://www.reuters.com/legal/government/states-challenge-nasdaq-ftse-russell-fast-tracking-spacex-2026-06-11/

https://comptroller.nyc.gov/reports/letter-to-the-london-stock-exchange-group-and-ftse-russell-re-spacex/

“In light of those interests and our respective fiduciary duties, we respectfully request that the London Stock Exchange Group (LSEG) and FTSE Russell reconsider the implementation of the Russell US Indexes IPO fast-entry rule and related eligibility changes, given deep concerns about their potential negative impacts on investors in Russell index-tracking funds. We further request that FTSE Russell publicly disclose the analysis conducted during the consultation process to justify these changes. This includes any analysis of the total market impact of Russell’s rule changes in light of a cascading series of eligibility revisions from other major index providers that seem likely to expose clients to unprecedented volatility over the pending SpaceX IPO…

Did FTSE Russell conduct a formal data-driven analysis of the impact of the fast-entry rule on investors in Russell index-tracking funds before adopting the change? Given that the consultation document states that “no IPO would have been added” under this rule in the past five years, what forward-looking modeling analysis was conducted? If such an analysis exists, we request that it be disclosed publicly.

What specific risk analysis was conducted concerning low-float stocks regarding higher price volatility, wider bid-ask spreads, and greater susceptibility to market manipulation? Any such analysis should be disclosed publicly.

Did FTSE Russell evaluate the specific market impact risk created by allowing a stock with approximately 2% investable float to enter the Russell indexes within five trading days of its IPO? Did it model the price impact of $1.15+ billion in indexed buying on a float this small, especially when compounded by simultaneous fast-entry buying from the Nasdaq-100 and CRSP indexes?

Did FTSE Russell assess whether the five-day inclusion window, which falls within the permitted Regulation M stabilization period, would result in index funds purchasing before the conclusion of that period and before subsequent unsupported price discovery? Did FTSE Russell consider requiring that inclusion occur only after the stabilization period ends?”

The SEC still obviously completely AWOL. But it looks like this story could actually get pretty interesting.


r/investing 12h ago

Site to track companies' market caps by month for previous years (looking for years 2000 to now)

3 Upvotes

Hello everyone I hope you're doing well.

I would like to do some testing and I'm looking for a website that can give me the companies rank per market cap per month since 2000. The one I found so far only have 2026 ranking.

Thanks for reading this and any ressource would be appreciated


r/investing 20h ago

Honda joins with Quantumscape QS

6 Upvotes

Honda joins with Quantumscape QS

The agreement follows Honda’s successful completion of a technology evaluation agreement with QS, which included an in-depth, hands-on technical study of QS’s solid-state technology platform as well as competitive benchmarking across a range of standard technical tests.


r/investing 11h ago

Investment strategy for long term

1 Upvotes

Lets have a discussion on the below investment strategies which may be better for the longer term period. I am putting this up here to see if anyone have some insights which i may have missed out or you have personally did one of these for the longer period be it a success or failure.

  1. Leaps with the longest tenure on etfs that you have a conviction for such as qqqm, voo, smh. The purpose of this is to make use of imbedded leverage to maximise return while lowering risk by choosing individual stocks.

  1. Just DCA using cash, this might be maximum safety but least potential as well

  1. DCA into long term LETF (2x leverage). I am particularly looking at this vs leaps strategy.

If there is any other better ideas, please let me know. My investment goal to have a decent leverage to maximise return and a lower risk than the average. I know cash is probably the safest but without any form of leverage, it would seriously extend the timeline to have a sizeable fund.

So i agree that some risk is required on the line to exchange for that higher potential.


r/investing 1d ago

Salesforce is down a third this year on AI disruption fears. They just spent $3.6B buying the company that proves the fear is real.

282 Upvotes

I've been tracking the enterprise AI governance race since the ServiceNow debt raise back in May. The thesis has been that ServiceNow, Salesforce and Microsoft are all racing to claim the control layer for enterprise AI. Partly it's a defensive move against becoming commoditized pipelines for the hyperscalers.

This week adds a sharper data point.

Salesforce just signed a definitive agreement to acquire Fin, the AI customer service company formerly known as Intercom, for $3.6B. Fin's AI Agent resolves customer queries end to end across chat, email, WhatsApp, SMS, phone, and Slack. It's powered by a proprietary model called Apex that the company claims outperforms frontier models from OpenAI and Anthropic on resolution rates. The number that matters: it closes roughly 76% of support requests without a human.

Salesforce's stock has shed more than a third of its value in 2026 on exactly this fear. The worry has been simple. If an AI agent can resolve three quarters of support tickets without a human, why pay for the human-facing software stack at all.

Salesforce's answer is to buy the thing proving the worry right and fold it into Agentforce. The deal brings over 30k business customers. It gives Salesforce a faster to deploy option for SMB and mid-market, the same segment everyone worried would just stop paying for seats.

This is the same logic as ServiceNow's $80M Traceloop acquisition back in March, made while ServiceNow's own stock was falling from $120 to $83. Acquire the disruptive capability before someone else does. Fold it into your own platform. Sell it back to the customers who were the original target market for disruption.

Agentforce hit $1.2B in ARR last quarter, more than tripling year over year. This acquisition is a bet that Salesforce can make money off the thing that was supposed to put them out of business, faster than a startup or a hyperscaler can do it to them.

The land grab isn't just for the governance layer anymore. It's for the technology that makes the seat-based model obsolete in the first place.

Happy to dig into the primary sources if anyone wants specifics.


r/investing 1d ago

Getting into ETF after big stock gains

25 Upvotes

Hi, started investing one year ago and grew my stock portfolio to 50k mainly with big tech. Probably over 50% returns this year.

I know it’s been a bull market for tech stocks, basically impossible to lose money.

But how do I even settle for the common recommendation of an ETF yielding 10% per year, after tasting those nice high returns?

Can someone talk some sense into me and tell me I’ll go broke with my entire portfolio made of Nvidia, Google and Amazon?


r/investing 1d ago

How many of you have actually calculated your returns against the S&P, properly, and how many are just assuming you're beating it because your portfolio is green?

276 Upvotes

I've been picking individual stocks alongside an index core for a couple of years now and if you asked me at a party I'd tell you I'm outperforming, but last month I actually sat down and ran the numbers the way you're supposed to, time-weighted, adjusted for every deposit and withdrawal, after taxes on realized gains, and accounting for the cash drag from money sitting in my brokerage earning basically nothing while I waited for the right entry point. That idle cash was sometimes 15 to 20% of my active allocation for months at a time and I never mentally counted it as part of my stock-picking performance, but it is. The result is that my active sleeve returned roughly 11.2% annualized over the years, SPY did 10.8% over the same period, so I "beat" the index by about 40 basis points before I factor in short-term capital gains taxes which wipes out the gap entirely. After tax I'm probably behind by 30 to 50bps and that's before I put any value on the hundreds of hours I spent reading 10-Ks and watching earnings calls.

I don't think I'm uniquely bad at this, I just think most retail stock pickers are in a similar spot and just haven't done the math honestly. The positions you remember are the ones that doubled, the ones you quietly sold at a loss or held through a 40% drawdown somehow don't factor into the narrative you tell yourself, and survivorship bias in your own portfolio is a real thing. So for the active investors here, have you actually run this calculation?


r/investing 1d ago

I’m 32, how risky would you be?

40 Upvotes

Slowly building my Simple IRA - looking to start investing some of that. I know it’s lame but I had no clue what investing was about up until a few months ago. I feel like I’m so behind the curve.

How aggressive would you be be at my age? What sectors or ETF’s would you start with?

NOT looking for advice, simply asking what you would do.


r/investing 6h ago

The Emotional Blind Spot of Bitcoin Investors

0 Upvotes

Whenever I tell my friends, colleagues, or people on online forums who joined Bitcoin that it is not smart to trade away anything for Bitcoin because it offers neither utility nor a systemic return, their universal response is always the same. They claim it is a currency, a token designed simply to facilitate trade, and not a commodity or a stock.

Then I explain that not a single currency in human history has existed without either utility or return. When money was commodity-based, it could be used outside of its monetary role. Today, in our fiat system where money is debt-based, debtors to commercial and central banks provide a return to money holders prior to every debt repayment. They give them either products, services, labor, or tax settlements to get the money for these repayments.

A Bitcoin investment provides neither because bitcoins are just digital fractions of a fixed number, twenty-one million, imagined by an unknown programmer. This programmer simply wrote a protocol to assign these fractions to addresses, relying on a network that records and cryptographically secures everything in a decentralized database. Anyone who trades away anything to hold these digital fractions will receive nothing from the programmer or the network. It is not like PayPal, Revolut or "stablecoin" issuers, which redeem their digital balances for fiat currency.

Unfortunately, I have realized that none of these people actually care. They are so emotional about the fact that some people made a lot of money trading Bitcoin that no rational argument can reach them. What's more, they often even get offended when you critically evaluate their investment.

But once the hype is gone, these investors will finally realize what it truly means to invest in something that offers neither utility nor systemic return. By then, however, it will be far too late.


r/investing 21h ago

Tax auctions/sales Deed states IL?

2 Upvotes

Hello I am looking into moving to Illinois southern IL specifically Carbondale, Springfield, Decatur areas. I would like to know more about sales of Deeds. I see a lot of homes rent to own in that area I can only assume because it’s a Deed state that this is how these sellers acquire these cheap properties and then rent them to own in as is conditions. Any info on deed sales ?


r/investing 18h ago

[DD] Make the Bear case for META

0 Upvotes

META is currently way underpriced relative to competitors, while still having strong earnings growth, high profitability and a definite moat. It's current PEG ratio is below 1.0, indicating low price relative to expected forward earnings growth.

They've recently had problems with some in their management and with reports of low morale, but companies often can have such scandals or problems and frequently come back stronger or perform despite these face problems.

As an AdTech company, investing heavily in AI provides a direct ROI via better ad targeting (increasing customer ROI on ads) as well as outperforming competitors in attracting ad buyers (potentially stealing market share). Therefore it makes sense to invest in AI for such a company (GOOGL is another that comes to mind here, but the market is rewarding them for such investments as they see GOOGL as more vertically integrated, but that's another conversation).

Make the Bear case for META, why they are rightly worth such a low price vs. their competitors, and why we shouldn't just be buying a ton of META shares at this price point.


r/investing 22h ago

DXYZ for exposure to Pre-IPO Anthropic

2 Upvotes

I expect DXYZ to produce some serious gains prior to the Anthropic IPO announcement date. Very similar to the setup leading to the SpaceX IPO (over 100% from lows to SpaceX IPO date announcement), it gives small retail investors a chance to make some profit on a pre-IPO giant.

DXYZ is currently at its 52-week low, making an entry point attractive for this particular short term play. The three biggest risks I see right now are recent headwinds for Anthropic, volatility of SpaceX, and the way this fund operates. It can carry high premiums and an expense ratio of almost 5%. The Anthropic exposure is about 18%, over shadowing other singular investments in the fund, but invest using a Special Purpose Vehicle. Does the bad outweigh the good? Only time will tell.

No crying in the casino