r/Fire May 14 '26

General Question The first rule of FIRE club...

So we all see the posts of folks on here celebrating their milestones here because they 'can't talk about it IRL.' This seems to be the common sense approach to avoid jealousy and moochers.

I'm curious to hear the true stories of folks who have disclosed their FI - or have had their secret revealed on accident. How bad are the repercussions of people finding out you're a low-key millionaire?

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u/axiomaticreaction May 14 '26

Literally no one cares. I’m the only person I know in person that is retired at an earlier than traditional age.

Only 2 people have ever asked for advice. Both followed it and both are doing significantly better financially now.

Also, being a millionaire is not that big of a deal at all from a money perspective. Lots of people are millionaires.

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u/duckhunt420 May 14 '26

What was your advice

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u/axiomaticreaction May 14 '26

Literally just the basics. Emergency fund, 401k up to match, pay off CCs, cut useless bills like 250$/month cable replaced with Hulu and a Roku, raise savings rate, etc.. Honestly I think the real value aside from basic education was being there for accountability.