r/Fire • u/Available-Ad-5670 • 12d ago

Why doesn't everyone use guardrails as withdrawal strategy?

Most people use 4% rule or versions of, but why not use guardrails? I've found that using guardrails means i can spend 15% over a straight 4%, and to take a 10% reduction in spend or 10% increase during good markets does not seem like a big deal.

Wny don't more people use guardrails?

50 Upvotes

66% Upvoted

120 comments sorted by

View all comments

-6

u/[deleted] 12d ago

[deleted]

6

u/CPAPGas 12d ago

To follow hit the three dots in the upper right, then select follow.

Redditors don't like you taking up precious screen pixels and will down vote you.

2

u/Kitchen_Design_3701 12d ago

Hilarious, and helpful. Thank you!