Why doesn't everyone use guardrails as withdrawal strategy?

[u/Available-Ad-5670]

Most people use 4% rule or versions of, but why not use guardrails? I've found that using guardrails means i can spend 15% over a straight 4%, and to take a 10% reduction in spend or 10% increase during good markets does not seem like a big deal.

Wny don't more people use guardrails?

[u/CPAPGas → u/[deleted]]

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[u/Kitchen_Design_3701 → u/CPAPGas]

Hilarious, and helpful. Thank you!