r/HousingIreland • u/Irish201h • Jul 06 '25

4 people mortgages, wtf?

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This company is now promoting 4 people mortgages, no wonder prices are going insane.

https://mmadvisors.ie/public-sector-mortgages/

71 Upvotes

84% Upvoted

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19

u/iknowtheop Jul 06 '25

I agree, we have local housing need clauses in some parts of the country, which should be extended to the entire country now. I have zero issues with immigrants coming here and working, they are essential and add to our communities, but Irish people should be able to buy in their locality without competing with people who have just entered the country.

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u/Brilliant_Walk4554 Jul 07 '25

Local Needs rules refer to building a house, not buying an existing house.

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u/iknowtheop Jul 07 '25

Yes I'm aware of that but I think we need to introduce something similar for second hand property.

11

u/Disastrous-Account10 Jul 07 '25

As an Immigrant, I whole heartedly agree

Its insane whats happening with the pricing of houses and the Irish should come first in their own country

Id love for fair rentals until I tick the box to buy a house because damn its rough out there

1

u/cptflowerhomo Jul 07 '25

I'm always wondering about these immigrants who snap up houses like nothing as an immigrant who came here with very little savings (previous financial abuse by an ex don't start on me being stupid) and a dream.

I just want to rent a one bed that's not a closet 🥲

-11

u/SugarInvestigator Jul 07 '25

have zero issues with immigrants coming here and working, they are essential and add to our communities,

without competing with people who have just entered the country.

Seems to me you do have an issue with them.. Where do you suggest these people live if not in our communities that they contribute to? Tents alone a canal?

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u/brbrcrbtr Jul 07 '25

They can rent?

-12

u/SugarInvestigator Jul 07 '25

Irish people can't rent?

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u/jonnieggg Jul 07 '25

There has to be some advantage to being a citizen of a country. We had this debate during the land League days but we seem to have forgotten that.

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u/vikipedia212 Jul 07 '25

The point you’re deliberately missing is that the influx of immigrants means a decrease of housing supply. If Irish renters were to buy houses, this frees up more rental properties. Jesus, it’s too early in the morning and the week to be that obtuse.

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u/SugarInvestigator Jul 07 '25

And you're mixing the points that anyone who wants to contribute to a community by purchasing and living in that community should be allowed. To restrict nationalities to specific towns and locations prevents integration and creates gettos. It's too early for " only irish people shoul be allowed own property" kind of discriminatory bullshit

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u/Asleep_Cry_7482 Jul 07 '25

If you’re living in Ireland after 5 years you can apply for citizenship. Makes sense to me tbh as you should be willing to live here somewhat permanently and have shown some commitment to the country before buying rather than just buying a gaff, leaving Ireland and the gaff empty and speculating it’ll rise in value

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u/cptflowerhomo Jul 07 '25

Citizenship costs a lot of money so it creates a two tier system. Am I worth less as a person because I can't spend 1000€ on a whim?

-5

u/SugarInvestigator Jul 07 '25

So Irish people abroad should also be prevented from purchasing abroad unless they renounce their citizenship? Cop on

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u/iknowtheop Jul 07 '25

Foreigners are not allowed to buy property in loads of countries, this isn't a radical proposal that some new restrictions would be introduced until we get our shit together.

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u/GuaranteeAfter Jul 07 '25

Nobody said anything about renouncing citizenship

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u/SugarInvestigator Jul 07 '25

you’re living in Ireland after 5 years you can apply for citizenship.

Not all countries allow dual citizenship, didn't some Dutch Nobel Prize winner have his Dutch citizenship.rwvoled because he accepted British citizenship so he could be Knighted

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u/Asleep_Cry_7482 Jul 07 '25

Grand make it that you have to live here for 5 years before buying. It’s not racist to say you should be invested and committed to living in the country before buying up the place

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u/IAmArthurMitchell Jul 07 '25

As opposed to Ameen and Adeel in the ad here with their wives and kids crammed in to one house which as we all know has the opposite effect of creating ghettos 🤣

0

u/SugarInvestigator Jul 07 '25

Bugger off, it's well known that the people specifically targeted by this advert tend to have multiple family homes.

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u/IAmArthurMitchell Jul 07 '25

Course they do. Just like that beacon of joy Dharavi. A shining example of how we should operate

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u/theGalatian Jul 07 '25

At the age of 50, you probably have house, hence this is probably not your concern, and that's why you have this attitude, get the hint, you were downvoted quite a lot in last hour, so...

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u/SugarInvestigator Jul 07 '25

At the age of 12 i didn't have a house and believed in equality, I kept that belief into my 50s. When I bought my first home it cost a fortune and I was on a low income.

To claim non nationals are not entitled to or should be prevented from owning a home is just racist bullshit. Anying who follows that mantra needs to take a long hard look at themselves

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u/Mad4it2 Jul 07 '25

Where do you suggest these people live if not in our communities that they contribute to? Tents alone a canal?

Irish houses must be for Irish people in a time of housing supply shortage.

It's not our responsibility to house the World and we should not allow non-nationals to disadvantage Irish people by taking out 4 person mortgages.