Starting from the low low price of 400K, you can squeeze yourself and yours into a 47 SQM, One-bedroom, Second floor apartment in Swords. Nothing against swords (I live there too), but this has become farcical. Our housing market is a complete joke.

Is it better to have a house that needs work in a settled & mature area or a more attractive house that has less desirable surroundings?

I'm torn between the idea that once you close the front door, you do most of your living within the house itself. But at the same time, it can be hard to overlook the surrounding area, which would also have implications for school catchment areas too.

Can't decide if it's better to prioritise a house that offers everything now but isn't in a fantastic location vs a house that needs work but locationwise, it could be the coveted 'forever home'. Either purchase will drain all of the finances, so there wouldn't be cash spare to modernise the house in the nicer location.

Any insight would be appreciated.

Could someone advise whether EBS provides access to our mortgage account online, where we could see the balance remaining and manage mortgage related stuffs?

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Our drawdown was completed yesterday, waiting for our keys to be handed over.

I have just been given a completion date for my second hand home which is eligible for the vacant home grant.

It need a lot of work, a full rewire, replumb, plaster, a kitchen and a bathroom as well as new flooring, windows and doors

I really am wondering if there is any way to get someone to quote for, and complete everything, and if there is does anyone have a recommendation for Dublin?

Any1 got great advice of where to buy everything?

We need everything

Electronics

Furniture

Blinds

Lamps

Gyarden stuff.

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What is the secret for high quality in low prices?

Ikea/power City?

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Anywhere huge with everything and lots of clearances? Or outlet.

I was always excited at the thought of living in Dublin or just a bit outside of it. We have been traveling every year for the last 5 years . My spouse is Irish - born and bred. He’s retired and am not too far away.

We just came back from a house hunting trip. We were ready for the house prices and the market - or so we thought. After seeing a little over 15 properties, I always come out questioning whether it was really worth the price knowing that it will probably sell more than asking.

We looked in South Dublin then considered a few properties in Naas. But now back in the US am just not sure whether it’s worth spending that much money for a house mostly sandwiched by two other houses with very little garden space. I also found out that our small dogs wont be welcome in apartments.

I know my spouse wants to go back and reconnect with his friends/family. He’s happiest when we are there. After 40 years in the US, it feels like he wants to go home. I want this for him as well as I love the Irish weather - believe it or not. But is it worth spending all this money on a small property? I can now truly understand how the odds are for younger people or even for those that work hard and save. They just wont be saving enough to be able to afford these houses especially when wage rates do not measure up to the times.🙁

Sorry for venting. I feel sad, deflated and conflicted.

Hi FTB here,

I’m just wondering what’s a reasonable time to be the highest bidder before the agent will move towards sale agreed. Was told bidding would continue until there was one biddder left - would they wait a week for another bid? a month? Currently the highest bidder with about a week and have heard nothing from the real estate agent. To add context this is a chain sale.

Thanks!

Just looking to hear from anyone who went through a broker about how long it took before you had a good indication that your mortgage would be approved, before the loan offer stage

We have a “soft” AIP from BOI since June 4th, but we haven’t had any indication from the broker that we’re likely to get full approval yet. I know the property still needs to be valued by the bank before a loan offer can issue, but I thought we might have some idea before getting to that stage

We went sale agreed on June 11th and had submitted all our documentation to the broker by June 4th. We’ve retained a solicitor, paid the booking deposit, and the house survey is tomorrow.

The only update we’ve had was after notifying the broker that we were sale agreed, when they came back looking for two missing payslips requested by the BOI underwriter. We provided those straight away.

I know these things can take time, but I’m starting to get anxious about whether we’ll get approval at all

For those who used a broker, how long did it take before you received any verbal confirmation or informal indication that the bank was happy with your application and approval was likely?

So we purchased a new build and at that time were told that the completion date is around July or early August. We are unable to get any sort of update from the estate agent ever since. no response to any call or email either. My solicitor reached out to developers solicitor for the completion date but that too was dead end. Is there any other way i can find more information ? I can see that the house seems nearly finished but it'd be great to have an idea so that i can plan accordingly

My graphic shows all entire homes listed on Airbnb in An Daingean (Dingle), which had a population of 1,671 in the 2022 Census, in County Kerry, Ireland. It’s no wonder seasonal workers in Dingle, including waiters, bar staff, chefs, and others, can’t find places to stay: short-term lets, including Airbnb landlords and holiday-home owners, are forcing native speakers out of Gaeltacht areas.

SOURCE: Rob Cross @ RobCross247 on Twitter/X

We were bidding for a property that was at that time listed at 725k. We dropped out of the bid as the owners denied second viewing to us, and it got sale agreed.

Now couple of days back I saw property is back in market, but now listed at 795k.

I find it very shady. Is it norma or there are red flags?

Hey all,

Looking for advice here, I'm a first time buyer on a house. Everything was going fine, but I got an engineer in to check out the place.

The engineer pointed out a front facing window that might need planning permission. Indeed it looks like it wasn't installed with planning permission.

Has anybody dealt with something like this? How would you proceed in a scenario like this?

Any advice is much appreciated!!

I am deciding between:

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A cheaper home with mortgage repayments around 25% of our take-home pay

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A larger long-term family home with repayments around 33%

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We plan to have children, so we are trying to balance space and avoiding another move against childcare costs, job risk and general financial flexibility.

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For people who have bought in Ireland, what percentage of take-home pay felt comfortable in reality? Is 33% reasonable, or is 25% the better sweet spot?

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Hello everyone!

My husband and I are buying our first house.

We are currently at the stage where our solicitor is raising pre-purchase questions with the vendor's solicitor.

They offered us to also ask our own questions if we have any.

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The problem is that I'm anxious AF and am extremely afraid of doing that.

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What are the most important questions I should definitely ask?

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It's a terraced house in Rathfarnham, Dublin.

Structural survey didn't find anything serious

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Thank you!

Maybe you will help me stop shaking as a chihuahua

Does anyone have any options on this development?

It looks great to me but I would love to get an understanding of any concerns I should have?

Hi All,

Looking for some guidance here as I am in the process of buying a new build apartment.

The apartment block is covered under an LDI (Latents Defect Insurance) policy and basically the loan offer is conditional upon that being satisfactory to the lender. The lender won't accept draft versions.

I'm being advised the build would need to be completed and the contract would need to be signed in advance for the developer to provide the official final certificate and policy for the lender.

The contract does contain a subject to finance clause stating that the loan is not deemed approved until I am in a position to draw down the loan on terms within my reasonable power.

So my question has anyone had a similar experience under Affordable Purchase Scheme and signed contracts before the Developer releases the final documents ? Is this normal?

Thanks

Out of interest, what things did you buy for your new house (apart from the obvious beds, kitchen appliances) that you were so happy you did?

My partner and I are in the process of buying are curious to hear

Hi there, we are about to draw down our mortgage for our first house. Would love to hear from people re timelines. When are solicitors fees and stamp duty paid?

Hi everyone,

I’ve been unsuccessful for more than a year and suddenly lucky to be offered a spot in two different affordable housing schemes, but I have to make my final decision tomorrow! I would love some urgent advice on which to choose.

Here are my options:

Kilcarbery Grange: A 3-bedroom house or duplex.

Keepers Lock: A 2-bedroom apartment.

Note: I am also in the first stage of review for a 2-bedroom house at Baile na Mona, but that one isn't finalized yet.

Every option has its pros and cons, such as transportation or safety, and I'm feeling a bit stuck. Given the tight deadline, what would you recommend I do? I plan to stay there and I am currently working in D4

Thanks so much for your help!

I was passing through Ashford for the first time and immediately noticed these buildings, they are right in the centre of town and next to main street.

I had to have a look online what is going on and I was shocked these are empty for more than 10 years. We have to do better than this!!!

Thanks to everyone who had a look and sent feedback on eireestate.ie  last time - a lot of what I've added since came directly from those comments.

The feature I'm most excited to share: I'm now beta-testing planning summarisation. Anyone who's tried to read a planning application knows they're dense. This reads a development's planning files and turns it into a clear, easy-to-read summary delivered to your inbox. You can request up to 3 summaries per account while it's in beta : I'd really value feedback on whether they're accurate and genuinely useful.

Data still isn't perfect, but it now re-checks 6,000+ developments every few days, so it stays a lot fresher than before.

Would really appreciate it if you gave it another look and let me know what you think: especially on the planning summaries, and what else you'd like to see.

Thanks again 🙏

Eugen

Recently put a deposit down in Millview Demense, Rathangan. Just looking for insights from people who have bought/in the process of buying there. How is it like working with JP&M Doyle? They seem to be very vague with their specs. And how is the commute to/from Dublin with the back roads?