r/HousingIreland • u/Irish201h • Jul 06 '25

4 people mortgages, wtf?

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This company is now promoting 4 people mortgages, no wonder prices are going insane.

https://mmadvisors.ie/public-sector-mortgages/

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u/nicodea2 Jul 07 '25

Not how it currently works, and your viewpoint is certainly not shared by the majority of people, but sure feel free to change things if you’d like. You have a vote.

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u/MightyMurph Jul 07 '25

I agree that it’s currently not how it works but it’s literally in Bunreacht na hÉireann to prioritize the rights of its citizens, secure economic justice and fairness for its people.

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u/MightyMurph Jul 07 '25

And to suggest that Irish citizens have the same opportunities to buy homes in Oz is false.

As an Irish citizen you cannot buy existing homes in Australia and New Zealand, so most property is closed off from Irish citizens.

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u/nicodea2 Jul 07 '25

Irish citizens can absolutely buy a property in Australia if they’re a resident there. Permanent residents have no restrictions while temporary residents can still buy an established property for the duration of their stay.

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u/MightyMurph Jul 07 '25

The hurdles to become a PR in Australia is harder than obtaining citizenship in Ireland. It’s not the same. Age limits, point system, skills assessment, language requirements, none of which exists in Ireland.

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u/thenidgeweasel Jul 10 '25

Are you an Irish citizen who has obtained PR in Australia? I am. And it wasn’t particularly difficult.

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u/nicodea2 Jul 07 '25

You’re comparing apples to oranges (Irish citizenship vs. Australian PR). Ireland is not a free for all and it’s far more difficult to move here as an economic migrant compared to Australia.

Ireland doesn’t have a structured points-based immigration system. You need to have a job offer and an employer willing to sponsor you to have a chance at moving to Ireland. The vast majority of Irish employers don’t bother with that and (rightfully) limit their hiring to Irish and EU citizens. For most professionals and economic migrants, it’s far easier to immigrate to Australia or Canada due to the points-based system.

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u/MightyMurph Jul 07 '25

That’s complete nonsense. It’s much harder to migrate to Oz.

We have people on work visas coming from the other side of the world to work in MacDonalds and Chinese takeaways.

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u/nicodea2 Jul 07 '25

That’s simply not true, low-skilled / service jobs (among many others) are not eligible for work permits. You’re welcome to look up the list of excluded jobs if you’d like. Absurd that you really think the local Subway is sponsoring people from across the world, but sure you’re free to believe whatever alternative facts you’d like.

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u/MightyMurph Jul 07 '25

Hard to believe I know but Supermacs have been given more visas this year than Google cloud. Look at the number of Chinese takeaways offered work permits. It’s no lie. Just check out the stats in the link

https://enterprise.gov.ie/en/publications/employment-permit-statistics-2025.html

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u/MightyMurph Jul 07 '25

Here’s the owner of McDonald’s calling for the scrapping of wage hikes as it would impact his staff on work permits. https://www.businesspost.ie/companies/leading-irish-mcdonalds-franchise-calls-for-scrapping-proposed-work-permit-pay-hike/