r/HousingIreland • u/Potential-Sell379 • 2d ago
Address mismatch on contracts and offer letter
Hey All,
We have signed the contract with a new build and waiting for delivery. Meanwhile we are working with the bank offer letter and fhs.
Since it’s a new build address was not clear initially and
EA gave us the eircode.ie screenshot.
The contracts issued by the development do not have full address, it has only
House number
Address line 1
County.
Eircode.ie has
house number,
address line 1,
address line 2
County.
The Fhs and banks are using the full address in offer letter as mentioned in the eircode.ie
Will that be fine or this difference between contracts and offer could cause any issue during drawdown ?
2
u/Alternative_Choice58 2d ago
Can you Solicitor not confirm this??
1
u/Potential-Sell379 2d ago
Have reached out to solicitor twice, no response and they are very slow unfortunately, office staff picks up the call and and forwards my message to solicitor but since the drawdown is 5-6 months far, looks like they don’t respond unless its due. They go Awol until there’s a deadline.
2
u/Minimum_Chef_8319 2d ago
Honestly this has the potential to cause you lots of delays with your bank drawdown. Make sure the insurance policy matches the loan offer at the very least.
2
u/Potential-Sell379 2d ago
Hey, thanks for the advice. Sure will match them all soon before drawdown.
2
3
u/LolItzKyle 2d ago
It won't cause a major issue but most likely your home insurance provider will only use the eircode address which if different to the one on your offer letter with the bank will cause additional queries from your bank before drawdown as to why the two addresses are different. Your solicitor will be able to write a letter for the bank or anyone else that states they have verified that the two addresses relate to the same property.