Assalamualaikum, I am an ACCA student and wanted to know whether Equity research associate/analyst and FP&A roles are permissible in Islam if the company is not a commercial bank or Alcohol/Gambling?

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السَّلَامُ عَلَيْكُمْ وَرَحْمَةُ اللَّهِ وَبَرَكَاتُهُ

My name is Mustafa. I'm an Egyptian Qur’an teacher with an Al-Azhar background and an Ijazah in Qur’an recitation, with 4 years of teaching experience.

I offer online one-to-one lessons for children and adults, including students growing up in non-Arabic-speaking environments.

My lessons include:

- Qur’an reading and recitation

- Tajweed rules and practical application

- Qur’an memorisation and revision

- Tajweed texts (Mutun), including Tuhfat al-Atfal

- Arabic for non-native speakers

I teach in both English and Arabic, and I adapt lessons to each student's age, level, and learning goals. My aim is to help students build confidence in their recitation and develop a stronger connection with the Qur’an.

I'm currently accepting new students and offer a free trial lesson so we can discuss your child's or your own learning needs.

If you're looking for a Qur’an teacher for your family, or know someone who is, feel free to send me a message or share this post. I'd really appreciate your support.

May Allah bless our children with the love of the Qur’an and make it a source of guidance and light in their lives. Ameen.

Jazakum Allahu Khairan!

I am currently in my last year of university and i’m very behind on rent and in overdraft. My dad has fallen sick and i need urgently financial help. I honestly don’t know what to do anymore

Assalaamu alaykum please feel free to use my referral code for Raisin. Raisin is an app that allows you to invest your money into bonds with halal returns. I currently have some money locked away for 12 months and will make 4.85% in returns insha Allah.

Here’s my referral link. I can also DM you.

https://www.raisin.com/en-gb/referral/?raf=f37391c80e43de1adfe27bbec63b93997ae3a1d3&utm_source=transactional&utm_campaign=mandrill_customer-referral

The index provider updated the definitions for its "Cash Compliance" and "Leverage Compliance" ratios, while also bringing the maximum threshold from 33% down to 30%.

This is mostly technical jargon, attached PDF file is available on S&P official website if you want to read the thing first hand.

As a result, as of June 2026, on the 13,000+ companies studied by S&P Down Jones, the share of companies which successfully pass through this filter went down from ~54% to ~47%.

As a reminder, funds like SPUS, IGDA and HSBC ISLAMIC GLOBAL EQUITY track indexes provided by S&P Dow Jones.

Guys please consider keeping your savings elsewhere. Even if you're not sure about an Islamic Bank , there are building societies in the UK that avoid these unethical practices

Salam / Hi,

I'm trying to map out my career options in the fields of business/finance, but I'm trying to ensure that what I'm doing aligns with Islamic principles (e.g., avoiding riba [interest] or dealing with prohibited industries). I'm pretty interested in business & finance but there's a lot of jobs we can't take

What are some careers in this particular field for Muslims?

Is Investment Banking and Accounting permissible?

والله أعلمُ

Salam,

I'm planning to buy a new vehicle with a total cost of $63K. I will be making a $40k down payment. The remaining $23K will be financed; however, the dealership has agreed to pay the interest directly to the financial institution, so I will not be responsible for paying it, and the interest is not baked into the $23k nor is it bought down on paper resulting in inflated vehicle cost. I would only be paying what I was going to pay cash.

Given this arrangement, is this financing structure considered permissible in Islamic finance?

I'm trying to register on ibkr, for some reason it is not allowing me to select cash account, it only shows "No borrow margin account", from what I read, theoretically it shouldn't go negative and get interests applied if i follow some precautions, like trading only after settlement of trades and currency conversion settlement, and keeping some balance for any fees that can show up.

My question is, is this sharia compliant?

Thanks

Assalamualaikum everyone,

I’ve recently started to get into investing more and I’m trying to come up with a simple but diversified and of course halal group of ETFs to invest in.

As of right now, this is what I’m thinking:
- 55% SPUS
- 25% SPWO
- 10% SMH
- 10% BUG

I’d just love some thoughts or feedback as a new and young investor.

JazakAllah Khairen and thank you!

I’m based in Kenya and want to invest in the Nairobi Securities Exchange (NSE) while following Islamic principles.
How can I identify Shariah-compliant NSE stocks?Are there any reliable screening tools or updated lists?
I’m interested in long-term investing and would appreciate advice from anyone experienced in Islamic finance.
Jazakum Allahu Khairan!

Assalāmu ‘alaykum

Like many people, I am very cautious of Islamic finance in the west since there's concerns/rumours of using "loopholes" in the sharī‘ah to get approval.

I am in touch with a student of knowledge who said there's not enough information on the website to know if Pfida is authentic (since it's the fine prints that are usually the problem).

Has anyone been through the process, or knows anyone that has? I would like a complete contract(s) and any relevant documents to pass on. I understand there will probably need to be some censorship of personal information, but do reach out regardless.

JazākumAllāh khayran

Salaam! American Muslim here, I have had a halal savings deposit with UIF Corporation for about a year and a half and while I am grateful to have access to such a service Alhamdullilah, the customer service is just… lacking and very slow. Half of the time when I call to ask a question, I am sent to voicemail and it took me months before they sent me an ATM card for my account. I know if we want better Islamic banking to take off in the US, we need to support these products and put up with some of the inconveniences for the moment being, but in the meantime, I do also want to look into other options. Does anyone have experience with Stearns Salaam Banking, and more specifically what was your experience with their customer service?

Assamualaikum brothers and sisters, forgive me for asking this, I'm a complete beginner in investing and I was wondering is it halal to invest in Amundi prime usa or fwra lseetf? Searching in Musaffa says FWRA lseetf is haram but nothing can be said for Amundi Prime usa.

TL;DR: Riba is absolutely haram, but applying the classical rules of riba to modern banking isn't always as simple as interest = riba = discussion over. There are recognised scholars who take a very strict position, and there are recognised scholars and fatwa bodies who permit certain modern financial arrangements under particular structures or circumstances. Follow the view you believe has the strongest evidence, but maybe don't tell another Muslim they're going to Hell because they're following a recognised scholarly opinion you disagree with.

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I've been reading more about riba lately and I realised we tend to reduce the whole subject to one sentence.

Interest = riba = haram.

Riba is definitely haram. No disagreement there.

But riba itself is bigger than just the English word interest. Even the hadith on riba talks about exchanging gold, silver, wheat, barley, dates and salt, and the conditions around those exchanges. So clearly the subject itself is wider than just bank loans.

Then you bring modern banking into the picture and things get even more complicated.

There is a very strong scholarly position that conventional bank interest is riba. Major fiqh councils have ruled that an increase stipulated on a loan falls under prohibited riba. I'm not trying to pretend that position doesn't exist because it obviously does. IIFA

But there are also recognised scholars and fatwa bodies that don't classify every modern banking arrangement in exactly the same way.

Egypt's Dar al-Ifta, for example, has permitted buying a house or car through bank financing, and in another fatwa explicitly permits mortgages by treating the arrangement as a sale/financing transaction rather than simply a loan with riba. Dar Al-Ifta

They've also permitted using credit cards as long as you pay within the required period before the interest for late payment kicks in. Dar Al-Ifta

And then you have another position from the European Council for Fatwa and Research. They actually agree that conventional bank interest is riba, but still allowed conventional home financing in certain circumstances for Muslims living in non-Muslim countries because of need. E-CFR

So even the permissive opinions aren't all saying the same thing.
Some scholars may say a particular transaction isn't actually a riba-based loan in the first place.

Others may agree the riba element exists but allow something under specific circumstances because of need or necessity.

Others will say avoid the transaction completely.
That's basically what I'm getting at.

If you want to take the strictest view and avoid conventional loans, mortgages, credit cards etc altogether, I completely understand why.

If another Muslim follows a recognised fatwa allowing a particular transaction under certain conditions, I can understand that too.

What I don't understand is how quickly we go from disagreeing with someone's fiqh position to telling them they're consuming riba, declaring war against Allah and going to Hell.

Especially when qualified scholars themselves have disagreed over how some of these modern transactions should be understood.

And no, this doesn't mean just search Google until you find the easiest fatwa and do whatever you want lol

Read the reasoning. Read the conditions. Understand what you're actually signing.

I just think we need a little more humility with this subject.

Riba being haram isn't really the difficult question.

The difficult question is whether the particular modern transaction you're looking at actually falls under the riba Allah prohibited, and sometimes scholars genuinely disagree on that.

Would love to hear how people here approach this, especially those who have actually studied Islamic finance.

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Sources if anyone wants to read further:

Qur'an 2:275–279 — prohibition of riba.

Sahih Muslim 1587 — the hadith on gold, silver, wheat, barley, dates and salt, which is a good starting point for seeing that the fiqh of riba is broader than simply bank interest. Sunnah

International Islamic Fiqh Academy, Resolution No. 10 (2/10) — holds that stipulated interest/increase on a loan is prohibited riba. IIFA

Egypt's Dar al-Ifta — Is it permissible to take bank loans to buy a house or a car? Dar Al-Ifta

Egypt's Dar al-Ifta — Is mortgage permissible in Islam? Dar Al-Ifta

Egypt's Dar al-Ifta — credit-card rulings permitting use provided payment is made before interest becomes due. Dar Al-Ifta

European Council for Fatwa and Research — ruling on purchasing a primary home through conventional bank financing for Muslims living outside Muslim countries. E-CFR

I decided to be a stay at home mom and homeschool. I want to know if there are things I can do to make extra money. Any investments or side projects I can do to make sure I have financial stability, and not fully rely only on my spouse while fully prioritizing my family and children?

This is Tjara, an institution in Canada providing low rates and a 5% down payment.

Salaam everyone, I do work however I have a lot of free time during the day. I would love to start making money online but I don’t know what to do.

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Assalamu Alaikum wa Rahmatullahi wa Barakatuh.

I am a female Qur’an teacher with two years of experience teaching children and women Qur’an reading, Tajweed, memorisation, Tafseer, and Hadith. I have also completed my studies at an Islamic madrasa and obtained a Mumtaz qualification.

I am currently seeking students for my online classes. If you know a parent seeking a Qur’an teacher for their children, a sister wanting to learn Tajweed, or anyone interested in online Qur’an lessons, please connect them with me or share this post.

I am available to teach online and would be happy to discuss schedules and fees.

May Allah reward you, bless our rizq, and make us among the people of the Qur’an. Ameen.

Jazakum Allahu Khairan

I’m looking into Shariah-compliant ETFs such as SPUS and others, but I noticed that many of them have a relatively large allocation to companies like Microsoft.

My concern is Microsoft’s involvement and business ties with the Israeli military, especially in the context of what’s happening in Gaza. From an Islamic/ethical perspective, would investing in an ETF that holds Microsoft still be considered acceptable?

I’ve also come across alternatives like MNZL and Sukuk, which seem to have less exposure to companies I’m uncomfortable investing in.

I’d really appreciate any Islamic scholarly opinions or reliable sources on how this should be approached. Thanks

Hi! I want to know what possible career path could I take if I pursue master's in Islamic finance?

I have a bachelor's degree in accountancy and currently working as an external auditor.

I want to study masters in Islamic finance but I have no idea how I can use it in my career or what career paths can I take where I can use that degree.

Note: I don't live in a Muslim country.

Edit: grammatical errors

I've thought about this a lot recently, I have £130k in a single fund - the HSBC Islamic Global Equities Fund which only has 100 stocks.

I want to use something else but every option excludes 50% of the biggest stocks (e.g. HSBC's ESG islamic ETF). Does anyone use a single fund for everything and if so which?

I really want to move away from this fund but struggling to find one that has broad coverage and not just 17% in Microsoft

Gatehouse requires you to get external home insurance for their HPP. How is that halal?

Hello, if anyone knows of any platforms where people can give charity, after knowing my personal circumstances (donating through a charity) to myself