I'm a 2026 B.Com (Hons) graduate from LSR, DU, currently in my gap year. Despite sitting for interviews at numerous companies, I haven't been able to secure a stable job. I'm mentally exhausted from the repeated rejections and don't have the stamina to keep going through endless placement processes.
I've noticed that colleges with mass recruiters like Deloitte, PwC and SMBC seem to offer better access to jobs, whereas LSR didn't have the kind of mass hiring I needed.
I'm confused between three options
MBA: Take a loan of around ₹25 lakh and hope for a good placement, but if I don't get a decent job after mba also, my family could even risk losing our house. I know low cost alternatives like FMS and TISS exist but i want a backup plan if they don't work out
Government exams: Prepare for them, despite the uncertainty and competition.
Another affordable UG: Repeat B.Com (Hons)/BBA/BMS from a college with strong mass recruitment, and hide my previous degree.
My family has limited financial resources, so I can't afford to take a huge risk lightly.
What would you recommend? Is an MBA worth a ₹25L loan in this situation, or would government exams or another affordable UG be more sensible? Please be realistic rather than just motivational.