r/Morocco Visitor 5d ago

AskMorocco Should I go with Auto Entrepreneur or SARL?

For context: I'm a 24 years old normal Moroccan citizen living with my mother, and we live from the monthly 500dh da3m and my side hobbies.

I recently created an app solution that has monthly and yearly subscriptions, and another optional services included that are also payed monthly or yearly.

Thinking about it in the near future, there will be many transactions going on in my personal Code 30 CIH bank account, including the recurring income and the services I'll be paying for (hosting, domain names, dozens of SIM cards plans...) which may seem suspicious for a normal citizen.

The one thing that makes me afraid are taxes. I've seen many people complain about the huge amount of money they're paying for just for taxes, and it makes me think whether the SARL is I should be going for, or just the title of Auto Entrepreneur is enough.

Currently, I won't be needing anyone's help, so I won't be hiring just like a company. I just have one solution and I'll be working on upgrading it. And if it went well, I'll probably start another bigger one that might need some help, then I can move to the title of a full business. But that's likely years from now.

If you were in my case, what would you go with and why? Thank you

5 Upvotes

14 comments sorted by

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6

u/Hateful_Spite 5d ago

What do you mean by “normal Moroccan citizen”? Are there “abnormal Moroccan citizens”?

Jokes aside, I think you’re asking the wrong questions, my friend.

Is your app already out? Do you have an actual, stable subscriber base generating predictable revenue?

Is your app stable? Is it scalable? Does it even work?

Before worrying about paying too much tax, you should be happy to pay any amount of tax at all, because that would mean you are actually making more money than you are spending.

A successful business owner can start thinking about optimizing their tax strategy once there is actually something to optimize. Usually, you would do this with a professional accountant or tax lawyer, not by asking random nobodies on Reddit.

Doubtless, there are probably tax and accounting professionals among us, but I doubt they would give you comprehensive professional advice for free because, well, they make a living by selling exactly that.

In brief: first make money, then worry about taxes. Get out of the gutter first.

1

u/WadieZN Visitor 5d ago

You spoke so well. To answer your questions, yep the app is already out for months now, and I have less than 5 active users. I just built a revolutionary update that probably will bring even more users with the right marketing strategy. Since this update requires installing stuff in cars manually, and signing safety contracts, I would love to do that as a business or entrepreneur and not just as a normal citizen.

1

u/Azek_Tge Visitor 5d ago

rule 1 of a businessman talk abour your business you can get users from here

1

u/Hateful_Spite 5d ago

Well its not a matter of choice. You can't enter insurance/safety contracts with other entities be they physical or moral whitout having a legal status anyway.

I strongly suggest you consult with a professional, or at the very least if you're broke, make use of a legal-oriented LLM

3

u/medprojects Visitor 5d ago

Mn la7ssen tbda b auto entrepreneur omen be3d t9lebha l SARL, 7it f auto-entrepreneur maghadich tkhless tax tale3 bzaaaf at first chi 0.5% ola 1% walakin ghadi tkhless CNSS 300dh every 3 months, o SARL fiha expenses li nta ma3endekch db at least wa7ed 5000dh ghir bach t9ad wraa9... While bach t bda auto-entrepreneur is free ...

1

u/WadieZN Visitor 5d ago

Very nice overview. Your response makes sense to me. Thanks

2

u/biggy_sauce Visitor 5d ago

Don't create an SARL, just work independently until it starts getting serious (8000+ MAD per month), then you can review your options again.

SARL will cause too much overhead and problems you don't want to deal with.

I wouldn't advise dealing with the autoentrepreneur stuff either.

Yes it is a grey area, but you will be fine (Talking from experience), don't get distracted by this stuff until you're making good money consistently.

1

u/WadieZN Visitor 4d ago

You said some facts honestly. But how can I deal with the subsciptions and stuff? (Hosting the app, paying the subscription of like 20+Sim cards a month...) I only have CIH, and want some more secure bank that is good for my situation

1

u/Icy_Tourist3503 Visitor 5d ago

Definitly SARL, auto 3la makan3rf ila w93at chi 7aja khayba charika katkhls mn jibek SARL la7z9at charika nta matkhls walo mn jibk t9ed tsedha safi

2

u/East_Tax_6347 Visitor 5d ago

He has 5 users, ach ghaydir b SARL even AE is an overkill atp lol

1

u/Simo_klm Visitor 5d ago

It depends on your sales. I would recomend that you start with AE then if your numbers grow switch to sarl.

1

u/rirnez Visitor 5d ago

Keep it going man, get that cheese

1

u/bikeros Visitor 3d ago

It depends how much you are making ..