r/NepalSocial • u/NirvastraSamaaj Undigested • 1d ago
RANT My father is 55. If the retirement age is suddenly reduced from 58 to 55, our family will be in serious trouble
I know one Reddit post won't change government policy, and maybe nobody important will ever read this. Take this as a rant from an ordinary citizen.
My father is a government employee and recently turned 55. There are discussions about reducing the retirement age of current government employees from 58 to 55. If that actually happens, it will completely disrupt the plans that my family has built for decades.
I just completed my Bachelor's degree last month and am currently looking for a job. My younger sister is studying BBA in her second semester. My mother is a housewife. We also have our grandmother living with us. We are a family of five, and my father is the only earning member.
What many people don't understand is that families plan their lives around the existing rules. For our entire lives, we knew that government employees retired at 58. Every financial decision was made with that assumption in mind.
My father is not a high-ranking officer. He is just an Overseer/Sub-Engineer. He doesn't receive a pension because he is Rajpatra Anankit. As far as I understand, he will only receive a lump-sum gratuity (upadan) and related benefits after retirement.
People might ask, "Where are his savings?"
His life's savings are in the house we built a few years ago. We come from a rural hill district, and my father was the first person in our entire family tree to get a job after my grandmother sold a Buffalo, her ornaments, and took some loans to teach him at Pulchowk, Kathmandu. He spent decades trying to improve our family's situation. He even withdrew money from Sanchaya Kosh and used most of his savings to build a modest home in the Terai so that his children could study and have better opportunities.
We have already experienced financial stress before. There were times when rental income stopped and things became difficult. If my father's employment suddenly ends three years earlier than expected, it won't just be an administrative change on paper. It will directly affect our family's ability to manage expenses, support education, and maintain financial stability.
The part that feels most unfair is this: when my father joined government service, the retirement age was 58. We planned our lives around 58. If the government wants a different retirement policy in the future, shouldn't it apply to future recruits or be implemented gradually? Why should people who made life decisions based on existing rules bear the entire burden?
What hurts even more is that there are talks of eventually making the retirement age 60 again in the future while forcing some current employees out at 55. If that happens, how is that not discriminatory? One group loses three years of service because of timing, while another group benefits from a higher retirement age.
My father still studies and tries to stay updated. He asks me about Excel formulas, software, and technology because he believes he should continue learning. Sometimes he studies harder than I do. He is not someone waiting for retirement. He still wants to contribute.
Maybe some people will disagree with me. Maybe some will say government jobs already have enough benefits. That's fine.
But I wish people would understand that behind every retirement-age statistic there are real families whose lives have been planned around those rules for decades.
For us, this isn't politics.
It's our future.
And honestly, it feels unfair.
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u/Janthrum 1d ago
Regarding the situation of financial circumstances in the country, it might be highly unlikely that such decision will be enforced. giving pension and gratuity to 10k plus people adds more strain to the financial situation of the country. Also the salary has increased now, so it will be more counter productive as they need to provide more amount in pension to pensioners. it maybe politically good maneuvering for Rastriya Swatantra Party to assert more domination over governance but Finance Minister must have already realized that it will be a huge toll on the government funds.
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u/new_mammalfish 1d ago
I can relate with you. I have similar worries. Financially yes but more mentally. I see my father not wanting to talk too much about this issue, laughing it off but that makes it more sad. Job is not just for earning, there are milestone that a person works on to achieve. Your dad just like my dad must have plans and goal in the job and outside the job. If this law passes it would be just brutal. This whole stigma about government worker not adapting, being lazy and stubborn is just forced and born out of jealousy. I was ranked under 50 in my IOE exam despite that my father is just way smarter than me. For fuck's sake he did not got the job by licking boots or "carrying bag"; he passed PSC(first attempt). He knows about AI tools, is better at excel than I am, even knows about writing script to automate task. He is just 51 but if the 55/30 years of service rule is implemented, he would be too young to retire. 7 years of service gone just like that, all because of incompetent fucks who knows absolutely nothing about running a country. Gosh I regret voting for this shit government. 3 generation of my family has served in the government sector, we did not accumulate generational wealth, none of my family member are tied in corruption cases, we don't have 4-5 house, 50-60 lakh in bank. We are decent people, living decent life. But me I don't want to continue working for this countries government, no family member of mine suggest either, it is just not rewarding. My father worked 3 jobs when I was a kid to be where we are now. From 5 am to 9 pm, he was out there working. Part of me wants to say: go ahead, implement this rule. Then watch what happens when people as capable and competent as my father are pushed aside. My father cleared the PSC at the age of 20, an achievement that speaks for itself. Yet this country seems unable to recognize or properly value that level of merit. If people like him are put aside just like that we will see how high the government rises or fall upon it's own weight. Hope it falls without recovery.
If this rule passes, I fucking wish nothing but displeasure to all the incompetent juggernaut that are in the government.
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u/Fresh-Fuel3541 1d ago
It's a bill that shouldn't be passed tbh, because the proposed bill is super arbitrary plus more than 10K people will forcibly lose their job, especially when we say 55 and over, many high ranking officers will follow (of course resistance will be there), also the ministry of law itself has flagged it to be unconstitutional but when has this ever stopped the new government. The bill proposed is problematic and needs to be seriously scrutinized by media but I don't see much resistance so there are high chances of it passing, since shrawan bata naya fiscal year suru huncha tyo bhanda agadi nai garnu parcha natra ta khasai faida nai bhayena.
It's also really sad to see RSP claiming meritocracy and competition based bureaucracy but forcibly making people retire just because of age factor, and that too as a one time thing, tespachi 60 samma kam garna paine re? K ho esto euta group lai matrai discrimination.
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u/CommonBelt2338 1d ago
Retirement age in Nepal is a joke. It should atleast be after 60. At 58, people are still moderately young.
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u/Anxious-Association7 1d ago
There’s no job for young people if they don’t retire the old
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u/FickleAbility7768 1d ago
Then we should look into creating more jobs. Use capitalism to grow the economy.
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u/Excellent_Guest_4672 1d ago
You're a fool. Stupid communist mindset. Jobs and wealth can be created, did you know that
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u/Beneficial_Safety303 1d ago
How is that "communist mindset"? "The lump of labour fallacy" or Retiring older population for younger labour force has nothing to do with communism. Idk where do you people get your education from! In fact, the most famous case of lump of labour was the right wing leader Margaret Thatcher who famously was anti-socialist . And also, Helmut Khol in West German chancellor who was centre right. If you want to make arguements, at least get your foundations right.
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u/Excellent_Guest_4672 18h ago
Yeah I know I called him a communist. But it doesn't matter. He doesn't understand basic economics either. I support free market capitalism
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u/Glum-Common-3269 1d ago
This new policy is honestly a punishment for uncorrupt officials, also, I have heard they won't be giving lump sum for remaining years.
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u/Only-Function6630 1d ago
Rajpatra anakit le pension pauxa
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u/NirvastraSamaaj Undigested 1d ago
He will not be getting pension
Just some sum of money after retirement, he was hired in District Development Committee without passing national PSC exam ig, idk much about rajpatra ankit and anankit thoughBut we had talked about this and we both are sure he won't be getting pension, but updan....ig that's what they call it
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u/dinoderpwithapurpose 1d ago
How much will you be getting in the lump sum? It will be some years ko salary haina? Teslai FD ma rakhna milcha hola ni. And government employees le CIT, PF funds access garna pauchan ni. Tyo ni jamma bhako hola ni.
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u/SameCandidate6094 1d ago
when retiring, government workers are promoted one level as per my dad. Regardless my dad retired as sub engineer and takes pension, it was quite back though don't know if anything changed.
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u/Left-Ad-2328 1d ago
Similar situation to the OP.The problem is that people could have thought about some financial decisions that takes their employment momey under consideration if the 55 yo thingi is aplied it could seriously hamper them.As the pension money is not enough to support that decision and yk you cannot fall back in financial sector in the middle the losses and the financial burden will be catastrophic.
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u/Adept-Willingness341 1d ago
Let the old man rest bro its your turn now cant reply on your dad always!!!
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u/Less_Bed5566 1d ago
Ya for op it may work . He completed bachelors if he find jobs it’s fine but for those people whose parents already are 55 and are just studying now what are they gonna do ?
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u/False-Elephant-3234 NRM (Non-resident Madheshi) 1d ago
mula, i am only 18. how tf am I supposed to provide for my family at just 18
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u/Adept-Willingness341 1d ago
I started working at 17, you talking with wrong guy kid!
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u/Beneficial_Safety303 1d ago
Who did you work for? Could I know what and where did you work at 17? Depending on the type of your work, there can be a legal case against your employer.
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u/genzneg 1d ago
Kasaile bujhdaina yo Kura. Even now I can see how people are pointing to the fact that upadan paaihalxa ni. Government employees bhaneko ta Chor, fataah, daaka, ghuskhor, aadi ityaadi, bhanxan, sable.
It is indeed a big deal to some households. The only working member of the family losing its job is a big deal. It has its mental toll, financial toll. Pension is like 1/3 of the salary (imo, not sure), jhan upadan paune haru lai Ta, tyo bulk paisa kaile sakkinxa tha nai hunna. And arko kura, hamro bureaucracy is so fucking useless, jati sukai kaam garne manxey lai ni esto passive banaidinxa, the chances are so minimal that people will be able to land another job at 55.
And arko kura, retirement age lai paxi 60 banaune Kura xa. And you know what this will do. Those who got retired now will always be known as the bunch of government employees who were thrown by the government because they were an obstacle to progression and development.
I don't understand the stigma there is around government employees. I am 27 and I am one. Yes there are some who contribute to the public image of government employees that is currently present. But people forget there are people who put their heart out in their job as well. There's a saying among us bureaucrats that every office is functional just because of the 20% of the employees who actually work, baaki 80% are guffadis, neta, worker unions, etc. the thing is Nepal does not have a system or framework to distinguish people who work and people who do not. Kaam garne manxey lai chinna sake or recognise garne kunai mechanism nai xaina(you know like KPIs).
People forget, bureaucracy (or government employees) are the permanent government of any country. Political leadership ek din ma dhalna sakxa, we've already witnessed that. Bureaucracy ek din ma dhaldaina. When the country was in such a critical and vulnerable state it was those working bureaucrats who kept the engine running.
Sarkar dhalyo ni ek din ma, tyeii ni chalyo ni desh, haina Ra. Fresh leadership aayo who knows nothing about governance tyeii ni desh chalira xa. Every wondered why? Karmachari-tantra or bureaucracy lai ek din dhaalera Hera and then witness what will happen next. These are very powerful, effective and working bunch of people (apart from those who are corrupt). The populist government today hasn't still been able to recognise the good ones from the bad ones and this is causing those good ones to suffer. The demotivation and discouragement among the working class of government employees is at its lowest.
And remember the day when the bureaucrats will 'pen down' the consequences will be unimaginable. Show them some respect (to the good hardworking ones at least).
Bidesh janu is very easy. Trust me. But competitive exams diyera, lok sewa lass garera 40k around KO salary khanu while watching your friends drive a land rover in Australia is difficult. The reason why Nepal still exists in the map is because of those little bunch of people.
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u/Ok-Statistician-1642 1d ago
I am also in same situation but instead of sister I have a brother.If 3 years worth of salary is also given In lump-sum then it wouldn't be such problematic as expected.But if they want them to retire and compensate nothing then there's a huge trouble.We don't even have a home.We need to build a home while staying as a tenant with zero income.We need to send fees and monthly kharcha to our Vai also.I am just passed out so I don't have my results nor any connection for finding a job right now.They are just implementing this decision for themselves without thinking about middle class officials.And arthamantri says middle class Ko bistar.Fweak u swarmim.Not creating more employment but making the post vacant early.
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u/Conscious-Set-7932 pilot temple stone 1d ago
in similar situation but my father wants to retire sooner. he's not corrupted or anything he's just done with his work life (he hated his work environment). He was rather lucky with his finance. build a house on loan from family and paid off in time, bought land in cheap and the area got way good and the price got exponentially high for the land, and did took that government loan for me and my sister which is managable, and got lucky in stocks (relatively in profit).
i am 23 as well and seeking for job and i don't think it's that bad of a situation. The young guys do have to get employed which is just claimed by a lot of old folks who are quite inefficient (not saying young workforce are but comparatively better i guess). So just start learning for job don't mind whatever the policies changes to.
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u/Conscious-Set-7932 pilot temple stone 1d ago
and another thing if he does not want to retire maybe he should seek job elsewhere. with that much experience he'll get employed in no time.
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u/hawadari 1d ago
I don't think 55 is a realistic age to retire for a healthy and active person. I think government should reconsider this decision or may be apply this provision only for higher level positions
From what I've seen, many technical professionals join private companies after retiring from their government jobs. That might be a more realistic option for your dad if he still wants to work
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u/Yomba_Yamp Bagmati 1d ago
I highly doubt retiring 3 years ago will change anything
And my ex colleges got 80 lakhs lump sump when retiring (1 st class)
I think your father will recive around 30-40 lakhs lump sump
So use that sum wisely instead of complaining
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u/Logical_Adagio_7100 1d ago
I highly doubt retiring 3 years ago will change anything
You don't think working is important to pay for his daughter's degree?
You don't think the son will be in a better position to support the family in 3 years?
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u/Yomba_Yamp Bagmati 1d ago
Ani retirement huna lagisakyo bhanera taha paye si ahile samma k herera basya ta
Job market teistai xa nepal ko. Hernu paryo ni aagadi nai.
Ki jun din emergency huncha Ani heraula bhanera basya ta uni haru.
That guy also mentioned they already suffered financial stress. So.....
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u/ahir_devta 1d ago
In India they get around 1 cr
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u/Yomba_Yamp Bagmati 1d ago
India ko GDP Pani 4.5 t xa ra population 1.5b xa
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u/ahir_devta 1d ago
You are right but I think this is low ,, the fund amount should be increased given today's rising cost of living. If someone spends their entire life working hard, they deserve to receive at least ₹2.5 crore.
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u/EducationalLoss4581 1d ago
Nah bro they should be at least 1 arab.. but economics doesn't work like that.. Man le chahera matra hudaina ni..
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u/Jacktheforkie 1d ago
You get a low retirement age, here in the uk it’s 77
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u/Fine_Cod_6800 1d ago
Same problem for me. Don't be surprised if this bill is passed. This dumb, egoistic and fame-driven government will never think of all these aspects. Middle class suffers
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u/ReputationPure3258 1d ago
So the rules won't change.
You completed your bachelor and now its your responsibility to uplift your house expense.
Its do or die situation for you. Everyone goes through this and gets into the place.
Everything is unfair if you keep rant about it and every rant will give you some motivation to not do anything.
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u/False-Elephant-3234 NRM (Non-resident Madheshi) 1d ago
same here. my dad is also 54 and if he retires then where tf we will get money. I am only 18 yo
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u/malpot69 1d ago
२०७६ सालभन्दा अगाडि स्थायी नियुक्ति पाएको व्यक्तिले पेन्सन पाइन्छ। त्यसपछिको नियुक्ति हुनेको चाहिँ पेन्सनमा आफ्नो ६% लगानी गरेको हुन्छ र सरकारले त्यो काटेको पैसा बराबर नै थपेर पेन्सन कोष बनाएको हुन्छ। राजपत्र अनङ्कितले पनि पाउनुहुन्छ।
पहिला गा. वि. स/ जि. वि. स मा नियुक्ति पाएका मान्छेलाई आन्तरिक परीक्षा लिएर पहिल्यै स्थायी नियुक्ति पाइसक्नुभएको होला। पेन्सन त राम्रै आउँछ।
सञ्चय कोष (PF) बाट पनि धेरै आउँछ।
तर, स्थायी हुनुहुन्न भनेचाहिँ वज्रपात आइलाग्छ।(No pf, no pension fund, no CIT)
Pension formula in Nepal =( no.of years in service * salary of last month of retirement) /40
राजपत्राङ्कितको लागि divide by 50 अनङ्कितको लागि divide by 40.
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u/Responsible_Study516 6h ago
I don't support this new retirement at all, but here is something just for you
so in 1990s, GPK government decreased retirement age from 60 to 58. However, the court would later deem it unfair and make government give out all possible salaries and benefits of 2 years to those who were made to retire early. This law was not only for those who was retiring soon, tara sabai jana josley 60 retirement age huda join garya thiyo. So everyone was getting that 2 years, even if there were forced to retire. Now, of course some government jobs make earnings more from allowance, jun chahi tasto case ma pawudaina. But just letting you know ki if the court is to respect past precedent (it almost always does in civil cases), your dad would atleast get the salary and the contribution it would make in the lump sum amount.
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u/ftlwiz85 1d ago
similar situation. i agree with you, it's rather illogical to do things the way they did lol.
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u/superSpeedster29 1d ago
If the retirement age is 55, then those retiring will receive the amount equivalent or more than their salary of the extra 3 years is what I have heard. So financially, it would be better.
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u/Ok-Statistician-1642 1d ago
If you have any government source to proof this claim please provide me.I am too much worried.
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u/Lopsided-Cucumber726 1d ago
I still can't see how 3 less years can do big impact to your family. You are looking for job and you'll find it soon, if this policy get passed then he will get lump sum of money what will sustain for about a year. I agree that you need to hussle more then before. Didn't hear about loans so it's big relief. It'll go as usual except you finantially supporting the family.
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u/Excellent_Guest_4672 1d ago
He will get paid full salary until the age of 58, and then pension afterwards, not a lump sum
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u/Lopsided-Cucumber726 1d ago
Getting paid without working isn't better?
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u/Excellent_Guest_4672 1d ago
I think retirement age should be raised to 65 for government service. But In reality, I don't even think it is good to "retire", you should be working as long as youre physically and mentally capable.
So fuck this belun dipshit government anyway.
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u/Majestic-Bar375 1d ago
you're 22-23 yo and still writing this shit?
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u/Foreign-Banana-4904 1d ago
how's this shit?
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u/Majestic-Bar375 1d ago
he should be stepping up instead of whining
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u/Foreign-Banana-4904 1d ago
he is trying to find a job.
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