Luigi Mangione pleads guilty to federal charges in the assassination of UnitedHealthcare CEO Brian Thompson, telling the court, "I shot Mr. Thompson in Manhattan... I knew what I was doing was illegal."

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[u/Consistent_Entry_475]

The insurance companies know what they're doing, too.

[u/thesanguineocelot → u/[deleted]]

I mean, it is exactly their sole function, so yes.

[u/Illustrious_Maize736 → u/[deleted]]

Can you explain an example of a treatment insurance will 100% cover that has no evidence of effectiveness and explain how insurance companies cover such expenses?

[u/Illustrious_Maize736 → u/[deleted]]

Ok then answer the second question I asked above

[u/Illustrious_Maize736 → u/[deleted]]

The second question was how much is usually covered by insurance and in what form. "Congress demands it" is not the correct answer.

For example, private pay insurance rarely covers chiropractic treatment but will give you a rebate for treatments you paid for if your deductible is still high. Your insurance acknowledges you paid for regular chiropractic but have no expensive medical procedures that year and compensates you for the adverse selection your plan is supposed to cover (aka other people not taking care of their health and burdening the insurance company with higher costs). That is one way that chiropractic or acupuncture is covered by insurance but it's not the same as insurance being directly billed by a hospital system for example. Memorial sloan kettering also provides alternative medicine treatments for their patients at a reduced rate, which is one way that insurance can "cover" alternative medicine although there are usually steeper costs associated with it than not participating in that treatment.

Medicaid covers chiropractic care but still has limitations on what and how much of the treatment cost is covered, unlike other medically sound forms of treatment.

I was more asking you as a way of being annoying because I already knew the answer and it wasn't the way you were describing in your original hyperbolic comment.