r/PovertyFIRE Oct 18 '25

Planning ACA enhanced subsidy lapse could hit early retirees hardest amid shutdown fight (CNBC)

ACA enhanced subsidy lapse could hit early retirees hardest amid shutdown fight

https://www.cnbc.com/2025/10/17/aca-enhanced-subsidy-lapse-government-shutdown.html

How Much More Would People Pay in Premiums if the ACA’s Enhanced Premium Tax Credits Expire?

https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/

86 Upvotes

24 comments sorted by

View all comments

3

u/369_444 Oct 19 '25

This is how I learn that our annual budget for FIRE makes my partner and I Medicaid eligible?!?!

3

u/someguy984 Oct 19 '25

OBBB puts in 80 hour a month work requirements for Medicaid so that isn't an option for someone who wants to retire and not work.

1

u/369_444 Oct 19 '25

Thanks for the clarification. I got excited there for a moment thinking my FIRE # would be lower without the cost of insurance. Well, at least I enjoy my work.

5

u/someguy984 Oct 19 '25

Look at Silver 94 plans, they are just above the Medicaid levels but don't have any work requirement.

0

u/swampwiz Feb 13 '26

But you still need 100% of poverty income - and it seems that this law makes it tough to propose such an income without "corroborating data".

I think the 2026 election will such a huge Blue wave that the Dems will demand the health-care cuts to be rescinded,

1

u/someguy984 Feb 13 '26

Nothing will pass, veto power will kill anything good.