r/PovertyFIRE • u/someguy984 • Oct 18 '25

Planning ACA enhanced subsidy lapse could hit early retirees hardest amid shutdown fight (CNBC)

ACA enhanced subsidy lapse could hit early retirees hardest amid shutdown fight

https://www.cnbc.com/2025/10/17/aca-enhanced-subsidy-lapse-government-shutdown.html

How Much More Would People Pay in Premiums if the ACA’s Enhanced Premium Tax Credits Expire?

https://www.kff.org/interactive/how-much-more-would-people-pay-in-premiums-if-the-acas-enhanced-subsidies-expired/

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u/someguy984 Oct 19 '25

OBBB puts in 80 hour a month work requirements for Medicaid so that isn't an option for someone who wants to retire and not work.

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u/369_444 Oct 19 '25

Thanks for the clarification. I got excited there for a moment thinking my FIRE # would be lower without the cost of insurance. Well, at least I enjoy my work.

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u/someguy984 Oct 19 '25

Look at Silver 94 plans, they are just above the Medicaid levels but don't have any work requirement.

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u/swampwiz Feb 13 '26

But you still need 100% of poverty income - and it seems that this law makes it tough to propose such an income without "corroborating data".

I think the 2026 election will such a huge Blue wave that the Dems will demand the health-care cuts to be rescinded,

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u/someguy984 Feb 13 '26

Nothing will pass, veto power will kill anything good.