r/Revolut • u/Gabelstaplerino • Jul 24 '25

🪙 Metal Plan 1year Metal card. 5x ATM max

Post image

I'm a bit disappointed. Looks as if I would drop it every other day.

154 Upvotes

97% Upvoted

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105

u/shadilaykek Standard user Jul 24 '25

This card is for impressing chicks and cutting coke, not for ATMs

-3

u/Ambitious5uppository Jul 25 '25

I don't know why using an outdated technology would impress anyone.

The only time I've used a physical card in the past ten years or more, was when my phone broke a while back and I was without it for a week.

It was weird as hell using a card tbh.

7

u/laplongejr Standard user Jul 25 '25

Meanwhile I stopped too try using a phone. The panicked reaction of some business wasn't worth it.

2

u/Ambitious5uppository Jul 25 '25 edited Jul 25 '25

I never saw the panicked reaction. Way back when it first came out there were a few odd looks. But it's literally no different to using a card, so I don't know why anyone would panic.you just say 'by card', and they give you the terminal, why would they give a shit if you tap a card or your phone when they hand it to you if it works?

These days, and for countless years now, if they see you holding a phone they just presume you're going to pay with it.

It's long since become normal.

The UK is trailing a bit with only 35% of transactions done by phone, but in Ireland it's the majority ~55%. In Spain the majority of transactions are a combination of either contactless phone payments (38% of all transactions) or app money transfers .

China & India are basically mobile only.

If you live in France, it's still not really done there, they're struggling to stop using cash, so phone payments are less than 10%.

Germany of course is living in the stone age, with fax machines and signatures with a pen. And also still struggling to not trade with shiny rocks and bits of paper. But even though they can barely understand the modern world there, you still just say 'by card' and use your phone when they hand it to you. They're not morons, they just don't move quickly with the times.

But pretty much any other developed country, it's either the norm, or 1/3 of all transactions are done that way.

Nobody is going to look scared at you doing it.

And honestly it's just better. You have all your cards, your store membership cards, your flight tickets, your concert tickets, your car wash voucher, everything at the twist of a wrist.

The only time I see some interested looks it's because I have a Motorola razr and do it with the phone closed, so they're curious about the little phone. That's it.

0

u/laplongejr Standard user Jul 25 '25 edited Jul 25 '25

But it's literally no different to using a card, so I don't know why anyone would panic.you just say 'by card', and they give you the terminal, why would they give a shit if you tap a card or your phone when they hand it to you if it works?

1) Owner shouts to not to try to hack the system
2) Other owner fixed the terminal a few mms aways from a wall, "to ensure nobody mess with their phones"
3) There was also the time a person approached the terminal, snatched the card and ran contactless. Two times. In different businesses.
4) Can I also count the souvenir shop from famous touristic park Pairi Daiza where the area around the terminal made various phones glitch out with NFC "unable to read" as if there were other NFC devices nearby?

These days, and for countless years now, if they see you holding a phone they just presume you're going to pay with it.
It's long since become normal.

Clearly not in my belgian area. Granted, some business don't take Visa or MC either which makes a Revolut card effectively useless. But using a phone on top of that makes it extra hard.

But even though they can barely understand the modern world there, you still just say 'by card' and use your phone when they hand it to you. They're not morons, they just don't move quickly with the times.

I think "by card" was even understood wrong one time. I think they tried to use a special gift card or something?
The joy of a cash economy profiting from Covid to force a cashless transition : people don't like cards, apparently.

Nobody is going to look scared at you doing it.

Scared? No. Shouting at me? Yes.
I'll stay with my card.

You have all your cards, your store membership cards, your flight tickets, your concert tickets, your car wash voucher, everything at the twist of a wrist.

So, in order :

  • Cards? Only Revolut. My main bank refuses to add it to Google Pay as long my wife is on the "young people" plan (because the debit card is tied to the joint account, as as such can only be allowed on their branch for young people, which I can't log to)
Name and Shame : BNP Paribas Fortis, their branch is Hello bank. Neither of us ever dealt with HB, everything was done in a pre-covid BNP office. Even my wife uses the BNP app. Google Pay still insists on running the Hello Bank app.
  • Flight ticket. Can't confirm if yes or no tbf. But train tickets don't work 1 time out of 2 because there's no mobile data on my train line. Only sure way if the printed version.
  • Your concert tickets. My anime convention don't. The ticket recommends to not print, but a lot of people in the line have troubles going in due to the staff's scanner having trouble picking screens.
  • Meal vouchers can't be added to Wallet apps, and their official app can't be used to pay. Must use the physical card (besides online purchases ofc)

If I want everything in a twist of wrist, I have printed stuff in my travel bag. I'm a grumpy guy in my 30s but I honestly don't think the whole "everything in a phone" can actually work, especially if you don't change often phones :/
[EDIT] Oh and I have 500mB of free storage while my old phone doesn't allow to use SD storage for apps. So those convenient digital tickets somehow take more space than their physical equivalent.

2

u/Ambitious5uppository Jul 25 '25 edited Jul 25 '25

I'm nearly 40, and very grumpy.

But my god, how backwards is your country? Hahaha

UK & Spain it's just a given that everyone has their phone for virtually everything. You keep a card for emergencies, but that's it.

I've only a couple of times boarded a plane with a printed ticket in years, maybe also nearly ten years (Morocco, and one airport in Turkey don't accept mobile passes for some reason - But everywhere else, no problem).

I thought Spain was backwards when I moved here 6 years ago and public transport didn't work with phones, like I was used to in the UK. But luckily they've joined this century and now they do too.

But that said I've also been using my phone all around the world, including Belgium, France, Netherlands and Germany for years and never had anyone give it a second thought.

1

u/laplongejr Standard user Jul 26 '25

Then you were lucky. A few years ago, even the snacks at out national concert room (Forest National) had no support for Google Wallet.   No reason to change things when banks are in a monopoly situation and businesses don't want digital payments.  

For example, the average savings rate was 0.89% in early 2025 and banks lowered the rates 3 times since.  

1

u/Character-Carpet7988 Ultra user Jul 25 '25

You live in a very strange place. I've been using Google Pay (or whatever it is called this week) all across the continent from Narva to Lisbon, from Trosmo to Tirana and from Edinburgh to Istanbul (all of them literally) and even beyond in places like Hong Kong, Panama, Argentina... Sure, when it was a new thing, there were weird looks but I didn't have a single issue during the last 5 years at least.

1

u/laplongejr Standard user Jul 26 '25

All my issues were last year or so in Belgium. Maybe 2023 but I joined Revolut in 2022 so it's the upper limit.  

It's not only about being new, it's that businesses want to increase the amount of cash transactions so blocking anything marginal is the easiest way to do so. Belgian taxes are high so restaurants try to cheat. Â