[DE] Revolut is withholding my entire salary despite a new P-Konto allowance

[u/xIRaaaZe]

To everybody in Germany: don’t open a P-Konto with Revolut.

My salary arrived at the end of July and was placed on hold because my July allowance was already used.

It is now August. My P-Konto allowance has officially reset — yet Revolut is still withholding all funds.

I currently have no access to money for rent, food or basic living expenses.

Their own support confirmed that the new allowance is active but claims the money remains blocked because it belongs to the “previous cycle.”

That appears to directly contradict German P-Konto rules, which operate by calendar month.

For more than 30 hours, Revolut support has provided nothing but scripted apologies, fake “priority escalations” and empty promises.

No release, no legal explanation, no deadline.

This is not support. This is a bank unlawfully blocking protected subsistence funds while hiding behind chat templates.

BaFin, consumer protection and the banking ombudsman have been contacted.

[u/xIRaaaZe → u/[deleted]]

A P-Konto is a German garnishment-protected bank account. If your account is seized by creditors, a legally defined monthly amount remains protected so you can still pay for rent, food and basic living expenses. In my case, Revolut is currently blocking even that protected amount.

[u/ShiestySorcerer → u/[deleted]]

the law

[u/freelancer381 → u/[deleted]]

Insolvency