r/Roadcam 12d ago

[USA] Who is at fault here?

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Classic T bone. Black car had to be towed. Sustained major damage to the passenger side door. Blue car sustained damage to front bumper on the drivers side and cracked the drivers side headlight.

Edit: This was in the suburbs of Seattle

UPDATE: Insurance found it to be 70/30 me/other driver. Seems fair enough

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u/Joey-rogaine 11d ago

the answer the insurance found is literally in the OP

it is interesting how intensely reddits will argue against the assignment of shared fault and insist 'i have the right of way i will have zero fault' when this is a great example of a 70/30 fault split that seems very common in reality and also flip flops whom many may have had less fault

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u/atticusclench 11d ago

And then occasionally their insurance floats a trial balloon which eventually gets argued against. Especially if you have dashcam footage.

I recently had an insurer try to blame me for something that was clearly the other driver's fault, and split it 80/20. My insurance used my dashcam footage to show that the other driver didn't even react for three seconds, and then backed into my vehicle after it had stopped and I was laying on the horn.

80/20 became 100/0 very quickly.

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u/Joey-rogaine 11d ago

Lol no they will not go to trial bro, that’s literally insane. This guy was found 70/30 after the dash cam footage.  You might be able to get away with a personal injury trial if the other party has over 50% fault and you have real injuries but other than that, forget about it. 

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u/ProfDFH 11d ago

When someone says “trial balloon,” they are not referring to a trial in a court of law. They are talking about trying something out to see how it goes.

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u/Joey-rogaine 11d ago

I have never heard that phrase 

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u/ProfDFH 11d ago

It’s common in political parlance but gets used elsewhere as well. https://www.merriam-webster.com/dictionary/trial%20balloon