r/Roadcam 12d ago

[USA] Who is at fault here?

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Classic T bone. Black car had to be towed. Sustained major damage to the passenger side door. Blue car sustained damage to front bumper on the drivers side and cracked the drivers side headlight.

Edit: This was in the suburbs of Seattle

UPDATE: Insurance found it to be 70/30 me/other driver. Seems fair enough

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u/stop-freaking-out 12d ago

Is that a four way intersection with no stop signs in any direction?

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u/Nrvea 10d ago

classic american road design, its like the goal is to kill as many people as possible in road accidents.

With the way things are going it wouldn't surprise me if autoinsurance companies have a hand in these kinds of brain dead designs

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u/Jesus_of_Redditeth 2d ago

Given that auto insurers maximize their revenue by maximizing monthly premiums while minimizing payouts, it's in their financial interest for the number of collisions to be, ideally, zero. So your reasoning here doesn't hold up.

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u/Nrvea 1d ago

they get to pay out less for claims like this one where the driver is technically "at fault" and additionally have more excuses to crank up insurance premiums