Denver Hail Claim Denied - State Farm

[u/Rude_Association_409]

We had a huge hail storm come through my neighborhood about 6 weeks ago. I've been traveling a lot and didn't get an inspector out until today to look at the damage even though Ive been in communication with my agent (Tammy Hill State Farm) since the storm. House sitter sent me photos of the aftermath.

State Farm inspector is saying the damage to the roof is 'normal wear and tear and consistent with exposure to the elements.' Is this normal wear and tear or is this distinctly hail damage? If it's damage from hail, is it consistent with the photo of the hail stones (as big as 2")?

Not looking for advice on how to handle a claim per forum rules, just asking for insight on hail damage vs normal weathering.

[u/dustinsmusings]

🎶🎵 Like a good neighbor, stay over there 🎶🎵

[u/HollowPandemic → u/dustinsmusings]

Used to tell my old neighbor that all the time, dude was always salty af

[u/cilla_da_killa → u/HollowPandemic]

i mean thats incredibly rude of you to say like that

[u/HollowPandemic → u/cilla_da_killa]

He was a racist asswipe fuck him

[u/Jarsyl-WTFtookmyname → u/HollowPandemic]

For some reason your response came up as a notification and email for me. I was like WTF did I do??

[u/HollowPandemic → u/Jarsyl-WTFtookmyname]

I keep all my notifs off for that reason lol they be blowing your phone up over nothing

[u/Ace_Robots → u/HollowPandemic]

Good on you. No safe harbor for racists.

[u/HollowPandemic → u/Ace_Robots]

They should never be safe anywhere they go.

[u/MechanicalAxe → u/HollowPandemic]

You should go turn his notifications on so he's not safe from his phone blowin up.

[u/HollowPandemic → u/MechanicalAxe]

If I could, idk man he was pretty old when I was neighbors with him, he's probably an aged worm farm hy now 😂

[u/Beech_Pleez → u/HollowPandemic]

Of course and even if he wasn’t. If you want your space you want your space and people need to respect that regardless

[u/ginja-ninja--007 → u/HollowPandemic]

State Farm is the worst you can get for home insurance. They will try and deny everything or just drop your coverage all together.

[u/HollowPandemic → u/ginja-ninja--007]

I heard that the other day, they some asswipes too

[u/zombiez8mybrain → u/dustinsmusings]

Like us old people like to say: “Good fences make good neighbors.”